Makomborero ekudzorera asingabvi anobva kuHedge Fund world, umo vatengi vehedge fund vave vachishandisa mashandisirwo akasiyana-siyana ekudzivirira, vachiedza kuwana hutano hwakanaka pasinei nemamiriro emisika.
Zvinonyanya, kusiyana nemadzitateguru ehurumende, mari yakakwana yekudzorera mari yakagadzirirwa kuita maererano nechinangwa chakanaka - kuisa purogiramu yakachengeteka, yakachengeteka (yakadai sebhadharo yeHarare). Zvose izvi zvinorevei? Ngatitarisei zvakakwana kudzorera mutual funds pamwe chete kuti tinzwisise.
Kudzokorora Kudzokorora uye Absolute Kudzoka
Kazhinji, mutual fund inoenzaniswa inofananidzwa nechekucherechedza. Semuenzaniso, US maholo-cap equity mutual fund's inogona kuenzaniswa neS & P 500 Index , apo kudzoka kwemahombekombe makuru emakwikwi ekubatana kwehurumende kunogona kufananidzwa nechinoshandiswa chinosanganisira mahombekombe makuru edzimba, zvakadai se MSCI EAFE Index .
Kudzoka kwechikwata chekubhadhara mari inobatanidza kuti mari yakabatanidzwa yakaita sei kana ichienzaniswa neyakatarisa. Semuenzaniso, kana iwe uine chikwereti chekubhadhara pamwe nekudzoka kwe10% uye kudzoka kwechiratidzo chayo chikamu che7%, saka kudzoka kunokwana 3%.
Mhedziso yakadzoka ndeyekudzoka kwechikwata chekutengeserana. Munyaya iyi, kudzoka zvachose ndeye 10%.
Kudzokorora kunobatsira nokuti inotaurira mutero wevatengesi vemari kana kuti kwete ivo vari kuwana zvavakabhadhara - inodzoka kudarika chikamu chekutengesa mari.
Kunyara kudzorera Mutual Funds
Ungada here kufara kana yako mutual fund ichirova chikamu chayo ne 10%?
Semuenzaniso, dai waiva neAmerican-cap-mutual fund uye yakarova nhamba yeS & P 500 Index ne 10%, iwe unofara nemigumisiro iyoyo here? Mushure mezvose, mutendi wako wekuchengetedza mari akaita basa rake - iye akarova chimiro chavo nechepamusoro-kati, zvakanaka? Kudzoka kwadzo kwakanaka. Asi zvakadini kana ndikakuudza kuti chiyero chaiva pasi 15%? Ungaramba uchifara here kuti mari yako yekutengeserana inokwidza chikamu che 10%? Mushure mezvose, iwe wakarasikirwa ne5% pane zvawakachengetedza.
Ikoko ndipo pane mhedziso yekutenderera mari inoshandiswa. Kusununguka kwekubhadhara mari pamwe chete kunotarisirwa nechinangwa chekudzoka mupfungwa (kubvumira mari yeHarare inogadzirwa nezviri 2%, somuenzaniso). Chinangwa chekudzoka kwakakwana mutual fund ndeyekuti nguva dzose ive nekudzoka kwakanaka pasinei nemusika - uye pasinei nezviratidzo.