Iko Upenyu Hwakakura Hwakakwana Hwakashanda kune Zvose Zvemabasa kana Hurongwa Hwehutano Here?
Tsanangudzo: Upenyu huzhinji huripo inshurensi inobhadhara mari yakawanda yemari yako iyo kambani yako yeinishuwarenzi ichabhadhara panguva yako yeupenyu nekuda kwekusava kwehutano hwehutano hwemashoko.
Mazuva eupenyu huwandu hunobatsira hunosanganiswa muhutano hwehutano hahushandi kumabasa anokosha. Kunyange zvazvo mhando dzakawanda dzeinishuwarenzi dzinoshandisa mazamu ehupenyu hwehupenyu hwakareba sekuchengetedza kwenguva refu inshuwarisi uye mazino inshuwarisi , hupenyu hwehupenyu huzhinji hunowanzobatanidzwa nehutano inshuwarhu .
Kuchinja kuHupenyutime Maximum Benefits Kubva Obamacare kana Affordable Care Act (ACA)
IAACA inozivikanwawo kuti Murwere Kudzivirirwa uye Affordable Care Act (PPACA) kana Obamacare, yakabvisa zvigaro zvoupenyu huzhinji huripo muhutano hwehutano hwehutano apo inosanganisira mabasa anokosha.
* Chero bedzi kunze kwemitemo ndiyo iyo inouya kune zvirongwa zvehutano hwakawanda. Muzviitiko izvi mubhadhadziro anofanira kukuzivisa iwe kana uine chirongwa chakakura.
Hapana Hupenyu Hupenyu Maximum Benefit yeZvibatsiro ZveZvipatano muUtano Inishuwarenzi
Kubvira muna 2010, mazano akabudiswa kana kuvandudzwa mushure meSeptember 23, 2010 inofanirwa kusava nehupenyu huripo maximums. Iko kusingakwanisi Kuchengetedza Mutemo mutemo unobvisawo kukwanisa kwehutano hwevatsigiri vezvehutano kuisa majeekisi egore negore pamabasa anokosha. Izvi zvakashandura inshuwarisi yehutano hwehutano zvakanyanya sezvo zvinoreva kuti vanhu vanogona kuwana zvino kuwana kurapwa kwekukurumidzira uye kurapwa pasina kushushikana pamusoro pekuwedzera kwekugadzirisa.
Zvakakosha, zvisinei, izvi zviri pasi pezvinotsanangurwa nemakambani einishuwarensi pamusoro pezvinhu zvinokosha zvinoshanda. Chingaita sechinokosha kune mumwe munhu chingave chisingafungi zvakadaro pamusana pekutaura kwechiito chacho.
Ndezvipi Zvidikanwi Zvehutano Kuti Upenyu Hwakakura Hwakanaka Husingagumi?
- Mishonga yemirwere ine mhirizhonga, Emergency services
- Hospitalization
- Kuberekwa, kuberekwa, uye kuberekwa patsva
- Utano hwepfungwa uye kushandiswa kwemishonga kushungurudza mabasa
- Mabasa ekugadzirisa uye zvigadzirwa
- Mabasa ekurapa
- Zvidziviriro zvekuchengetedza uye hukama uye zvirwere zvisingaperi zvezvirwere
- Zvirongwa zvehutano, kusanganisira muromo uye chiratidzo
Ndezvipi Zvinyorwa Zvingave Zvine Nguva Youpenyu Maximum Benefits kana Maximum Annually Benefits
Dental uye Vision zvikamu zvinowanikwa muzvirongwa zvehutano hwehutano zvinogona kuva nezvikomborero zvegore negore uye hupenyu huzhinji huripo. Kunyange zvazvo kutaura uye kuratidzwa kwakaratidzwa kwakakosha kune vana, havakwanisi kutarisirwa mabasa evanhu vakuru.
Ko Lifetime Maximum Benefits Inoendeswa neHurumende here?
Upenyu huzhinji huzhinji huripo huripo hunobvumirwa mune imwe nyika *. Hapana hupenyu huzhinji hunobatsira kana zvikamu zvegore rose zvezvibatsiro zvebasa rinokosha chero kupi zvako muUnited States kubvira muna 2010 uye mutemo mutsva *. Upenyu huzhinji huripo huripo huri huno hutano hunogona kusiyaniswa nehurumende uyewo nehutano hwehutano inshuwarano. Zvimwe zvirongwa zvinodhura zvinogona kupa huwandu hwekugovera, ndicho chikonzero zvakakosha kuti urege kungotengesa kuzotenga mitengo asiwo kuenzanisa zvinhu zvakadai sezvikwereti (zvose zvegore negore nekurarama) nepurogiramu musati wasarudza hurongwa hwehutano hwehutano.
Hupenyu huri pasi huzhinji huripo huripo hunokosha hunogona kukubhadhara zvakanyanya kwenguva yakareba kana ukapedzisa kubhadhara mari yezvechiremba kubva muhomwe yako kamwe chete kana gore roga roga rinosvika.
Mienzaniso Yekuti Upenyu Hwakakura Hwakanaka Hupi Hungave Hwakashandiswa
Mumwe anofanirwa kuziva hupenyu huwandu hwehupenyu huri muhutano hwehutano hwehutano uye izvo zvipi zvingashanda kune.
Mienzaniso: Linda akagamuchira foni kubva kune kambani yehutano inshuwarisi yehutano kuti akanga ava kuda kusvika kuupenyu hwake huwandu hwekubatsira. Imwe kambani yeInishuwarenzi yakatsanangura kuti kana yambosvika paupenyu hwake huwandu hunobatsira havachazovharidza kurapa kwake kusina kukosha kana mishonga yekurapa nokuti inshuwarisi yake yezvikomborero haizombovipo.
Ko Kurarama Maximum Kunobatsira Kunetseka Here?
Iwe unofanirwa kugara uine ruzivo nemiganhu yepurogiramu uye zvisizvo zvehutano hwehutano inshuwarisi.
Nguva yeupenyu kana gore rose zvinobatsira zvinoshushikana nevose vanoita zvematongerwo enyika nokuti vacharatidza panguva iyo inshuwarisi yako inorega kubhadhara mazano ezvokurapa uye mari inowira kwauri. Zvisinei, kubva kune Affordable Health Care Act, kushushikana kwehupenyu huwandu huripo huri kuderera nokuti hahusi kushanda kune zvinokosha mabasa.
Tsanangudzo yemabasa anokosha uye basa iro mutemo mutsva wakaita mukubatsira vanhu vane inshuwarhu yehutano yehutano kuwana rusununguko rwakakwana uye rwakakwana rwakanyatsochinja huwandu hwenhau mune izvi zvehutano hwehutano inshumo. Kuva nekuwana mabasa anokosha kunze kwezvibvumirano sehuwandu hwehupenyu huripo hunovandudza hutano hwehupenyu hwevanhu vanochengetwa nehutano hunogona kuva uye kubatsira kunogamuchirwa nevanhu nhasi, kunze kwekugadziriswa kwegore ra2010.
Kunzwisisa zvikamu zvepurogiramu yako yehutano zvinogona kukubatsira kusarudza inshuwarano yepamusoro yehutano yemamiriro ako. Dzidza zvakawanda nezvenzira dzakasiyana dzekusarudza chirongwa chehutano hwakanaka iwe nemhuri yako, munyaya yedu pamusoro peNzira 10 dzekuchengeta Utano Hwako neUnishuwarenzi .