Mazano Anokurumidza Kuisa Up Budget Yemhuri Nhasi

by Apryl Duncan

7 Nhanho dzeScott Money Zvisarudzo

Tanga kurarama pane bhajeti inoshanda iwe nemhuri yako. Ita sarudzo dzakanaka dzezvemari kubvisa chikwereti, kuderedza mari, kuchengetedza mari uye kutambanudza mubhadharo usingabatsiri nhamba dzese. Kurumidza kuongorora mamiriro ako emari uye utange kuponesa nemazano aya nyore kuti ugadzire bhajeti yemhuri nhasi.

01 Itai Budget

Nhanho yekutanga yekurarama mubhajethi ndeyekutarisa mari yemhuri yako uye mari yako . Unganidza zvikwereti zvako zvose, mabhadharo ekubhadhara, mabhoti ebhangi - zvose zvaunazvo zvinoratidza mari inouya kana kubuda. Nyora bhadharo yemari yekushandisa mari yako.

Paunoripedza mwedzi woga woga usina bhajeti mupfungwa, uri kupfuudza mikana yekupedza mari dzisingakoshi uye kuchengetedza mari. Maminetsi mashomanana apedza kuumba bhajeti iko zvino inogona kukuchengetedza mari yakawanda gare gare.

02 Ita Zvinangwa Zvemari

Mufananidzo © Tom Merton

Paunenge uchinetseka mwedzi mwedzi kungobhadhara mari, kuponesa mari kunoratidzika sechinangwa chenguva refu chisingakwanisi kusvika. Kunyangwe iwe uchida kuchengetedza mari yekodhini yemwana wako wekoroji kana iwe unoda kutora mari kunze kwekubvisa kwako basa, kuisa zvinangwa zvemari inhanho inokosha pakudzivirira ramangwana rako remhuri.

Usakanganwa zvinangwa zvako zvenguva pfupi kana. Zvinangwa zvako zvezvemari zvinogona kusanganisira kuderedzwa nokukurumidza pamabhadharo eWashty, mabheji emabhadhi uye zvimwe zvinodhura zvinokuchengetedza kubva pakuchengetedza mari yakawanda mwedzi mumwe nomumwe.

03 Buda Mudambudziko

Kunyangwe uri mune chikwereti unogona kunzwa uchinetseka, kutarisira chikwereti chako zviri nyore kana ukaisa zvinangwa zvechokwadi. Chirongwa chekuchengetedza chikwereti chinogona kuvakirwa mubhajheji yako kuitira kuti iwe unogona kubhadhara makokiti ako emari, kubhadharwa uye kubvisa chikwereti chako chose.

Iwe unogona kusakwanisa kubhadhara chikwereti chako zvose nhasi, asi iwe unogona kugadzira hurongwa hwechokwadi hwokushandira kubhadhara chikwereti ichocho. Bhengi yako ichakuratidza kuti mari yako iri kuparadzirwa nepamusoro-kutengesa zvikwereti uye zvisina kukodzera mari kuitira kuti ugokwanisa kuziva ipapo mari yako inofanirwa kuenda.

04 Dzikisa Mitero Yako

Rega kutyisa musi waApril 15 mutsetse mutengo gore negore. Tweek twechete inogona kuderedza mitero yako uye kuwedzera mari kumhuri yako yepamusoro.

Kusarudza mamiriro ekutora zvakanaka, kudzidza mitemo yemitero yezvinoti kune avo vanovimba navo, kushandisa mari yekwereti yekwereti uye kushandisa mari yekuchengetwa kwevana uye kuvimba kwekutarisira mari ndeye mitemo yemitero yaunofanirwa kuziva iwe gore rose kana yava nguva yekuisa. Vanhu vanobhadhara mitero gore negore. Iva nechokwadi chekuti hausi kunyanya kupa kuna Uncle Sam.

05 Kuronga Kwemari Dzekukurumidzira

Kushungurudzika kwematambudziko emari kunogona kuisa dambudziko pamhuri dzakapfuma. Kugadzira hurongwa hwekukurumidzira kunobatsira iwe kuvaka mari yekutarisira kusingatarisirwi.

Inishuwarenzi yehupenyu uye chido chekupedzisira uye nheyo inogonawo kuchengetedza mhuri yako kubva kune dambudziko rezvemari kana chimwe chinhu chikaitika kune iwe kana kune wako. Kubatsirwa uye rugare rwepfungwa dzekuva navo munzvimbo zvinowanzowedzera kudhura.

06 Kudzora Kudhura Pazvokudya

Dzvora mari yekudyisa mhuri yako nebhadharo yezvokudya zvakanaka. Chengetesa mari pane zvekutengesa neyakagadzirwa-yakagadzirwa mabiko ezvokudya zvemhuri yako yaunofarira. Iwe unogara uchiziva zvaunoda uye unogona kuona kutengesa pazvokudya zvako. Izvi zvinoita kuti kicheni yako igare yakachengetwa pasina kubhadhara mutengo wakakwana.

Funga kunze kwegoroka kuti uwane mari yakawanda. Vana vanodya zvisingabhadharwi mumaresitorendi vanewo zvingabhadhara mari-sarudzo dzinokupai kupumha kubva mukicheni musina kudhonza bhangi renyu rebhangi.

07 Budget yekufambisa

Mhuri dzakawanda dzinofunga kuti zororo ndeye bhajamiro inoshandiswa. Kutambanudza kufamba kwako mari kunogona kuita kuti kurota kwako kurambe kuri kwechokwadi, zvakadaro. Uine matanho mashomanana, unogona kuchengetedza mari pazororo rako kuti uite getaway chikamu chebhadha yako.

Kana ukawana bhajeti yako haingabvumi kuti mhuri yako iende, ronga urongwa hwekugara hunoita kuti munhu wose aswedere kumba asi ane nzvimbo yekufamba kwezuva uye mabasa anofara kuti akwanise chero bhajeti.