Zvimwe Zvokufunga Kuti Urambe Uchifunga
Ziva Zvinangwa Zvako-Uye Ziva Chinangwa cheChikwama
Chokutanga zvibvunze zvaunoda kuti bhadha rako riite. Haasi mari yose inoshandisa chinangwa chimwe chete. Uri kutarisa kuti uwane mari kana uri kuedza kuderedza mitero yako yemitero here?
Zvichida uri kuponesa kudzidzisa kwevana vako vejijiji. Mushure mokunge maona zvinangwa zvenyu, munogona kutsvaga mari yechinangwa chakafanana, kana icho chiri kukurisa kudzoka, kuchengetedza mukuru, kana chimwe chinhu chiri pakati.
Funga nezvemamiriro ako emitero
Mutero usingabhadharwi mari yekusungirwa mari haifaniri kunzwisisika kune vose. Zvechokwadi, zvinonzwika semafungiro makuru-mari yaunenge usingabhadhara mitero pane zvaunowana. Asi kunze kwekuti iwe uri mubhadharo yakakodzera yemutero, kuva nemasisita emasisita kana masisheni emabhangi emunharaunda kunogona kunge kwakaipa zvikuru kufamba. Uye kunyange kana iwe uri mune zvakakwirira zvakakwana mabheji kuti ureverere muni bond fund, kusarudza yakarurama kunoenderana nehugaro hwako hwekugara.
Ko Liquid Inofanirwa Sei Kuti Mari Yako Ive?
Iwe uchada rinhi yako huru? Iwe unogona kutengesa bhadha yako mari pane imwe nguva, zvakasiyana nehutano hwevanhu, kunyange pasina chivimbo chokuti iwe uchaita mari pachigadzirwa. Asi semvura sezvinoitwa mushambadzi wemari, unofanira kungwarira nezvekuvhara iwe kwenguva yakareba kupfuura yakakodzera.
Kana uri kushanda nenguva shoma-zvichida uri kutsvaga kuti uise imwe mari kwemavhiki mashomanana kana mwedzi usati waishandisa kune zvinodhura zvakadai sokutenga imba-kutarisa kwete kunze kwemari yemari yemari. Asi kana iwe uine nguva yakawanda yokutamba, unogona kusarudza kubva kune zvakasiyana-siyana zvemari ine nguva yakareba yekutsvaga mashizha.
Funga Nezvemitero
Hapana chingaidya kubva pane zvaunowana mubhadharo rako rebhadha zvakadai semari. Usambogoni kutenga mari muchikwama kusvikira iwe unonzwisisa kuti chii chaunoshandisa uye kuti unoenzanisa sei nemashandisirwo emitengo.
Zvakakosha kuyeuka kuti pane zviuru zvema-misha yemari inowanikwa. Uyewo, sezvamunotarisira, wakachengetedza mari-apo mumwe munhu anonyatsoita zvisarudzo kwauri pamusoro pezvisungo zvekutenga uye kutengesa-mutengo wepamusoro mari kunze kwekunyorera mari iyo inongodzokorora kudyara muhurukuro.
Sarudza Kana Unofarira ETFs uye UITs
Iwe unogona kuongorora kutarisa maitiro maviri matsva emari yekutsvaga-yakagadziriswa paunenge uchitarisa chikwereti chezvisungo. Shanduko-inoshandiswa mari inotengwa uye inotengeswa pakuchinjana. Kutarisira mari ye ETFs hazvibatsiri, kunyange iwe uchabhadhara mari yekubhadhara kana uchitenga kana kutengesa.
Chikamu-matongerwo ekutsvaga mari inobatsirawo kutarisa. IUIT inoumbwa nekusungirwa kwezvisungo, sebhadhi mutual fund. Asi IUIT inotora zvipfeko mu trust kusvika pakukura. Mitero yakaderera kana ichienzaniswa nemari imwe chete, asi iwe unogona kubhadhara mari yekubhadhara mari kusvika kune 3 muzana.