Iva Nechokwadi Kuti Unoziva Nzira Dzakanakisisa Dzakagadzirisa Mazano Aunoita
Kana usati watanga kugadzirira mitero yako, rangarira kuti nguva dzose iri pfungwa yakanaka yekutanga nokukurumidza kupfuura gare gare. Iko kune mibvunzo kazhinji uye zvisingazivikanwi, saka iva nechokwadi kuti uzvipe iwe nguva yakakwana yekufambisa kuti uve nechokwadi chekutumira nguva yakakodzera.
Pane zvinhu zvishomanana zvinokosha zvaunoda kukuyeuka iwe uri kugadzirira kutora mitsara yako. Iyi ndiyo nzira dzinogona kukwanisa kugadzirisa hurongwa hwako hwekunyora uye zvichida kunyange kuwedzera mutero wako wekudzokera.
1. Itemize Kuchengeta Mutero
Iwe watoziva kare pamusoro pemitengo yakatarwa yemitero, asi usakanganwa kuti itemize zvese zvinogona kubviswa iwe unogona kutaura zvakakodzera kuona kuti inobata sei kudzoka kwako. Zvimwe zvinhu zvakasiyana-siyana zvakadai semotokari inoshandiswa nebasa mairenda mari kana basa-kutsvaka mari inogona kuderedzwa kana mari yakawanda yakawedzera kune 2 muzana yemari yako yakagadziriswa yakawanda.
2. Ipa Vanhu Vanodavirwa 'Social Security Numeri
Pasinei nokuti une vana kana faira se 'musoro wemhuri' nevaya vanovimba navo, muchada nhamba dzavo dzekuchengeteka kwevanhu kuti vawane chero chikwereti. Kana iwe wakarambana uye uchida mwana, ita nechokwadi chokuti wako wekuroorana naye haaitiwo kuti unomiririra mumwechete kana kuti kudzoka kwako kunogona kunonoka. Yeuka, mwana mumwe nomumwe pasi pe17 anopa mutero wechikwereti wemwana $ 1 000 pamwana.
3. Rongai Zvinyorwa Zvako uye Zvinyorwa
Iwe unogona kurasikirwa nezvimwe zvikwereti zvakakosha kana uri kutarisa kuwana mazadziro uye uchapupu hwekubhadhara paunenge uchitora mitero yako.
Icho chirongwa chisinganyatsogoni, asi chinoshamisa chinoshanda. Iva nechokwadi chokuti uwane zvose zvepa mapepa yako musati wasvika.
4. Batsirai Kubhadhara Mari Yenyu
Iwe unogona kunge uri kutora mitsara yakaitwa muna 2015, asi izvozvo hazvirevi kuti wakaguma musi wekupedzisira wekupa mari kumabhengi ako ekurega. Iwe unosvika musi waApril 18 wegore rino kuti uwane mari yako yekare kana reRoth IRA.
Iyi mipiro inobviswa inogona kubatsira kuderedza mitero yako yemutero.
5. Chengetedza Mari Yako Inotengesa
Kutora pamusoro-in-line kubhadhara mitero - yakadai sokufambisa mari yebasa, chikoro chekubhadhara uye mari yekubvisa uye kudhadhara mari yevadzidzisi - zvose zvinogona kuderedza mari yako inotora uye inokuchengetedza mari pamutero. Uyewo, kana iwe wakatenga utano hwehutano muhutano hwehutano yemisika uye wakagamuchira chikwereti chemutero wechikwereti, iwe unogona kuwana zvakanyanya kukurusa mutero wechikwereti kana iwe ukakanda mitero yako kana mari yako inotengesa iri pasi kudarika zvinotarisirwa.
6. Taura neMunyanzvi Wemari Wako
Mitero inogona kukurira, kunyanya kana uri kutengesa mari uye mari. Mutungamiri wako wezvemari anoziva zvakawanda zvekugadzirisa kudzoka kwako uye anoziviswa pamusoro pemitemo ye IRS yemazuva ano, kuti ikubatsire kudzivisa kuongorora kwemangwana kana zvikwereti. Nguva dzose inobatsira kushandira kudzoka kwako nemudzidzisi wako kana zvipi zvitsvuku zvitsvuku zvichiratidza.
Wakambogadzirira kugadzira mitero here? Yeuka, kana iwe une mibvunzo uye uchida rubatsiro rwakawedzerwa, nguva dzose zvinonakidza kutarisana neunyanzvi hwemitero yakakodzera - zvichave zvakakosha!