Zvaunoda Kuti Ufananidzwe Zvakakodzera
Iwe unogamuchirwa sei kuti unotenderwa nezvechikwereti? Unganidza ruzivo pamusoro pemari yako uye chikwereti chaunoda, uye upe shanduro.
Tevera matanho ari pasi apa kuita kuti basa rive nyore.
Chengetedza Mutero Wako
Chikwereti chako chakakosha kusvika chero chikwereti chipi zvacho. Kunze kwekunge iwe uri kuwana chikwereti chepazuva rezuva (iyo ingangodaro isiri iyo pfungwa yakanaka ) vateresi vari kutarisa munhoroondo yekukwereta. Iva nechokwadi kuti ivo-uye iwe-haungatongomanikidzwa nenyadzi kana izvozvo zvichiitika.
Ziva ruzivo nechikwereti: chikwereti chako ndechimwe chezvinhu zvakakosha zvekutambira kufanirwa. Kunzwisisa kuti zvinoshanda sei uye zvipi zvinokweretwa .
Chengetedza mitsara yako: tora mhorodhi yako yemari kuti uone zvavari. Izvi zvakasununguka kune vese vese vemuUnited States - kamwechete pagore, une kodzero yekuona zvikwereti zvekwereti kubva kune rimwe bhizinesi rekwereti . Tarisa kuburikidza neshumo uye ona kana zvikwereti zvishoma kana zvikanganiso zvichionekwa mumishumo yako.
Rongedza zvikanganiso: kana pane zvikanganiso mumari yako yemari, gadzirisa. Federal Federal Commission (FTC) inoshuma kuti mashanu muzana yevatengi vane zvikanganiso munhoroondo dzavo.
Kunyange zvazvo nhamba iyoyo isingakanganisi, migumisiro yekanganiso yakanyanya uye ingakanganisa mikana yako yekukwereta. Dzokorora zvikanganiso kune zvikwereti zvekwereti uye chero ani zvake ari chikwereti ari kuzivisa kukanganisa. Dzidza zvakawanda pamusoro pokugadzirisa zvikanganiso .
Gadzirira
Vatengesi vachakumbira ruzivo pamusoro pemari yako kuitira kuti uongorore chikwereti chako chekubhadhara chikwereti.
Unganidza izvi izvi nguva isati yasvika kuitira kuti zvive nyore kushandisa - uye kuti uzvipezve zororo pamari yako. Zvinobatsira kuona zvinyorwa-kusvika-zveruzivo pamusoro pemari yako nefuma asati watora chikwereti chakawedzerwa .
Kugona kubhadhara: iwe uchada kunyora kuti unowana mari yakawanda sei. Vatengesi vanoda kuona (uye vari kuwedzera kudiwa kubvunza) kuti mune mari yakakwana yokutora chero zvikwereti zvitsva. Kazhinji, vanoverenga chikwereti chekuwana mari , iyo inotarisa kuti mari yaunowana yakaenzaniswa nehuwandu huripo mwedzi mumwe nomumwe. Nevamwe vanokweretesa, unoda chikwereti chekuwana mari iri pasi pe 36% kuti uwane chibvumirano, kunyange vamwe vachikuendesa kuenda kumusoro.
Zvinogonawo kubatsira kuratidzira kuti une zvimwe zvinhu zvinowanikwa kwauri (zvakadai semari mumabhengi ebhangi) sechikwata chekare. Mutengi wako anogona kukumbira zvinhu zvinotevera, nezvimwe:
- Chengeta mazai kubva mubasa rako remazuva ano
- W-2 mazwi kubva mugore rapfuura
- Mutero unodzoka kubva kumakore akapfuura
- Zvinyorwa zvebhangi yebhangi
- Dzimwe nhoroondo dzenyaya
Iwe unogona kunge usingadi kugovera mapepa ezvinyorwa izvi zvose kuti ugone kufanirwa, asi iwe unofanira kunge uchida kuziva kuti ndevepi uye kuti uzive navo. Chero ruzivo rwamunopa pamusoro pekushandira chikwereti kunoda kuva rakarurama, saka iwe unoda ruzivo chero zvakadaro.
Tsanangudzo pamusoro pekutenga kwako: iwe unogonawo kugovera ruzivo pamusoro pechinhu chauri kutenga nemari yemari. Izvo zvakawanda zvaunenge uine, zviri nani - kupiwa kwaunokweretesa kwako kunogona kuchinja zvichienderana nekuti iwe unofunga kushandisa sei mari. Semuenzaniso, kana uchitenga imba, inguva imwe chete-yemhuri yekugara, kana iri chikwata chekodhi mune chimwe chivako chine maundi 50? Kana iri motokari, chii icho chaita, muenzaniso, uye gore? Kushandiswa kwemari yemotokari kwakasiyana nemitengo mitsva yemotokari.
Sarudza Lender
Pano, iwe wakagadzirira kutengesa kune vanokweretesa. Iwe unongove uchida kungotanga kugamuchirwa nekwereti imwe chete kutanga kutenga (uye uchishandisa tsamba yekufananidza seyo inoshandiswa), asi zvakakosha kuenzanisa mari yezvikwereti pakati pevakweretesa vakawanda. Iwe hausi wemhosva yekushandisa chikwereti chinokutangira iwe, asi iwe unogonawo kubudirira kuburikidza nekugadzirisa nevateresi kupa mazwi akanakisisa-kana zvisina kudaro unofanira kuita zvose kakawanda.
Tarisa nemhando dzakasiyana-siyana dzevakweretesi: sanganisira vatengi vakweretesa - uye mhando dzakasiyana-siyana dzevakweretesi - mukutsvaga kwako. Edza bhagheni uye nzvimbo yekodhi yemunharaunda kumusha, motokari, uye chikwereti chekwereti chekwereti. Pamusoro pezvikwereti zvako , iva nechokwadi chokuti unosanganisira mutengesi wepaIndaneti kana P2P chikwereti (ivo vanowanzokwikwidzana, uye dzimwe nguva vanoda kushanda nevakwereta vane zvishoma-kupfuura-vakakwana chikwereti).
Wana ruzivo rwakakwana pamusoro pehuwandu huchabhadhara, kusanganisira:
- Kutangira kana kushandiswa kwemari
- Zvikwereti zvinoshandiswa (iyo inotengeswa kana yakasimbiswa ?)
- Kubhadhara mubhadharo , kana pane
- Mari yegore negore
Iwe unofanirwa kufanirwa here? Nekukweretesa kadhi rechikwereti, vamwe vanokweretesa vanochengetedza urongwa hwevakwereta avo "vanofanirwa." Kana uri pane urongwa uhwu, pane mukana wakanaka wokuti chikwereti chinoda kushanda newe. Zvisinei, hapana chivimbo chokuti iwe uchazobvumirwa - iwe uchiri kudii kutumira chikumbiro, uye uyo anokweretesa angawana chimwe chinhu chavasingadi. Izvozvo zvakati, pane chimwe chinhu chiri mune database pane imwe nzvimbo iyo chikwereti chinoda pamusoro pako. Kana iwe usati wambofanirwa nekwereti, iwe unogona kushanda uye ona zvavanotaura.
Isa Chikwereti
Kana ukangotora chikwereti uye ukazvigadzirira iwe, inguva yekushandisa. Pane imwe chete nzira yekuziva kuti iwe unogona kuwana zvakawanda sei: kuzadza chiyero uye waitarisira mhinduro.
Mhinduro inogona kuuya nokukurumidza, kana inogona kutora nguva yakareba. Mhinduro dzezvikwereti zvemotokari dzinogona kuuya zvishoma kana zvishoma pakarepo. Mari yekukwereta kumusha inogona kutora nguva refu , nevanobhadhari vachikumbira runyorwa rusingaregi runyorwa. Izvozvo zvakati, vamwe vanokweretesa vanoita zvakapfupiswa kamwechete-apo paunotanga kugamuchirwa, saka iyo nzira inowanzokurumidza kupfuura yakanyora pasi pasi.
Tariro yenhema? Ngwarira kuti vamwe vanokweretesa vanoti vanokutaurira pasina kunyatsoona nezvemari yako. Kana vasina kukwereta chikwereti chako kana kubvunza pamusoro pemari yako, iri chiratidzo chakaipa. Nekuda kwekufananidzirwa kwekare kunoreva chimwe chinhu, vanoda kuongorora kukoshesa kwako chikwereti. Hazviiti kuti iwe ufare zvikuru kuti uwane "kutenderwa" chete kuti uwane kuti unotanga kutanga (nekuti haugone kukwereta zvakapikirwa sezvakavimbiswa).
Kuti udzivise dambudziko iroro, shanda nevatengi vanokweretesa - mabhangi uye zvikwereti zvekwereti munharaunda yako, pamwe nevatengesi vepambani vepaIndaneti. Dzivisa zvipfeko-ne-usiku uye chero munhu anotaura kuti "tinobvumira munhu wose."