Chii Chinonzi Mutengo Wokubhadhara Chikwereti?

Apo Vanokwereta Vanokuda Iwe Kuti Drag Matters Out

Chii chikwereti chekubhadhara chikwereti? Izwi rinogona kunge rakanzwisisika kuna ani zvake ari kutambura kuti abudise chikwereti . Zvimwe chete, chibharo chekubhadhara chikwereti chiripo mari inofanirwa kubhadhara kana iwe uchibhadhara chikwereti musati waita chikwereti. Ndizvozvo, sezvisingatendi sezvazvinonzwika, iwe unogona kurangwa nekubhadhara chikwereti nokukurumidza kupfuura mberi. Dzidza zvakawanda pamusoro pemari ino uye nei vachiongororwa, pamwe nekuongorora uku.

Nei Vateresi Varipa Mari Yokubhadhara?

Zvimwe zvikwereti zvakagadzirirwa kupedza imwe nhamba yemakore (zvakadai semakore makumi matatu emakore ekuchengetera mari kana makore mashanu emari yemari ). Kana iwe uchibhadhara chikwereti kare, unogona kubhadhara chikwereti kana chirango chaive chikamu chemvumo yako yechikwereti. Izvozvo zvinoreva kuti iwe unofanira kuverenga kudhinda kwakanaka pane chero chibvumirano chipi nechipi chezvikwereti iwe wainaini

Kubhadharwa kwekubhadharwa kwekubhadhara kunowanzoenderana zvakananga kana zvakashata pamari yako yakasara yemari . Kana uchinge watora chikwereti chako uye zvishoma iwe unokwereta, zviduku zvako chirango chako chichava. Saka, kana uri kubhadhara chikwereti pamwedzi mishomanana kare, pane makore mashomanana, haufaniri kubhadhara mari yakawanda, kazhinji kutaura.

Ko Mari Mizhinji Inouya Nezvakaipa Zvokubhadhara?

Maripo haisi nguva dzose inouya nezvipo zvekubhadhara. Kutaura zvazviri, vari kuwana zvishoma kana zvishoma (hazvisi pamutemo kune dzimwe nyika kune mamwe marudzi emari). Zvisinei, ivo vachiripo, uye ivo vanove kunyange pfungwa yakanaka kune vamwe vakwereta.

Kubhadharwa kwekubhadhara, pamwe chete nezvose zvakagadziriswa muchibvumirano chako chechikwereti, kunouya ne tradeoffs. Iwe unopomerwa mhosva yekubhadhara chikwereti chako mangwanani, asi iwe unopindurei? Muzviitiko zvakawanda, kugamuchira chirango chinokubvumira kuti iwe uwane chikamu chekuderera chiri pasi pane chikwereti chako. Mune dzimwe nguva, iwe haugoni kubvumirwa kune chikwereti kunze kwekunge kwauya nehomwe yepayidi yakabatanidzwa.

Penalty-Free Prepayments?

Ramba uchiyeuka kuti zvimwe zvipfeko zvekubhadhara zvinokonzera chirango. Zvichienderana nezvirevo zvebvumirano yako, unogona kubvumirwa kubhadhara chikamu chemari yako yako gore negore - kwete chinhu chose.

Mukuwedzera, iwe unogona kubvumirwa kubhadharwa sechigumisiro chekutengesa, asi kubhadharwa kwepakutanga semugumisiro wekunatsiridza kunogona kutora chirango. Chaizvoizvo, wako chikwereti ari kuedza kuchengeta bhizinesi rako; havadi kuti iwe usvetuke ngarava kana iwe ukawana mari iri nani kune dzimwe nzvimbo.

Shop Around

Kana uri kutenga zvikwereti uye iwe usingadi chirango chekubhadhara, chengetedza. Vakwereta vakasiyana vachasangana nezvido zvenyu zvakasiyana. Iwe unogona kunge uchibhadhara chikwata chapamusoro chekutora, izvo zvinoreva kuti mari yako yepamwedzi yepamusoro ichave yakakwirira, asi iwe uchakwanisa kubhadhara chikwereti chero nguva. Zvakare, funga maererano nezvese tradeoffs: Dzimwe nguva zvinodhura mari kuti ichinje, uye dzimwe nguva zvakakosha.

Kana uri kuedza kubuda muchikwereti nemhosva yekubhadhara, tanga mamwe nhamba. Ratidza kuti chikwereti chichabhadharwa zvakadini nekukwanisa kwako kuchengetedza chikwereti chitsva. Iva nechokwadi chekufungisisa mutengo wose wekuda-kwete kungobhadhara pamwedzi pamwedzi. Shandisa mari yekubhadhara chikwereti chekukwereta kuti uone kuti chikwereti chega chega chinowedzera sei.