Shandisa iyi Bhizinesi Mari Yehutano Kwemhuri Yenyu
Mabhangi anoshandisa Ikuwana Pfuma kuHurumende Yese Inoshandiswa kudimburira kuwandisa kwezhizha rekushandira riri kushanda kuti riwane mari. Zvose zvimwe zvakaenzana, musiyano pakati pemhuri yakapfuma uye yakashata ndiyo yehuwandu, uye yehuwandu, yekuwana mari maererano neusina kuwana.
Kusarudzira Kuwana Zvinhu Zvakasvibiswa uye Zvisina Kuwana Pfuma
Kutanga, tinofanira kutsanangura mazwi kana iwe usati warangana navo munguva yakapfuura.
- Kuwana Pfuma Nechimwe chinhu chinowedzera zvakanakira mari, yakadai sematokari anobhadhara chikamu , zvikwereti zvinobhadhara chikwereti , zvivako zvemaimba zvinounza zvikwereti, kodzero uye kodzero dzinounza mvumo yekupa mvumo, nemichina inokubvumira kutengesa zvinhu zvinotengeswa pabasa .
- Zvisiri-Kuwana Pfuma Zvinhu zvose zvisingabatsiri mari kune muridzi. Imotokari muenzaniso weusina kuwana mari nokuti inodha mari kubva paupenyu hwako, pane kuiita iyo, kunze kwekuti iwe uine basa rokutumira, kambani yemotokari, kana bhizinesi rebhizi.
Nzira Yokuverenga Nayo Kuwana Pfuma Kusvika Pose Pfuma Nhamba
Kuti uverenge mari yekuwana kuhuwandu hwezviyero zvezvinhu, unofanirwa kushandisa shanduro inotevera:
(Kutanga Kuwana Pfuma Yegore + Kupedzisira Kuwana Pfuma Gore) ÷ 2
-------------- divi by --------------
(Kutanga Nhamba Dzose dzeMwaka + Kupedza Nhamba Dzose dzeMwaka) ÷ 2
Mumufananidzo unogona kubatsira kuve nemanzwiro ehuwandu kana uchinge wapera zvishoma kubva pawakabudisa calculator yako. Fungidzira mumwe murume anonzi Lance. Anoda kuisa mari yake kuti awane mari yekutora . Kunyange zvazvo achifarira kushanda, pfungwa yekuunganidza zvikamu, kufarira, uye rents ndeimwe yemufaro mukuru muupenyu hwake; mari haafaniri kutengesa nguva yake yekuunganidza, sezvaanoita paanowana mubhadharo. Anotanga gore ne $ 100,000 muzvisungo, $ 250,000 mumatokari, $ 250,000 mubhadharo yemari, $ 50,000 mumotokari, $ 300 000 munzvimbo yega yega, uye $ 75,000 mune imwe, zvinhu zvakadai semashamba uye zvipfeko. Panguva yegore, anoponesa $ 80,000 uye anozvipa iyo yose mune mamwe mashizha, achiunza hutsva huwandu kune $ 330,000.
Tinofanira kutanga nekuparadzanisa kuwana mari kubva kune zvisiri izvo zvekuwana pakutanga kwegore:
- Kutanga Gore Kuwana Pfuma = $ 600,000 ($ 100,000 zvisungo + $ 250,000 mashizha + $ 250,000 kutenga nzvimbo)
- Kutanga Gore Zvose Zviwanikwa = $ 1,025,000 ($ 100,000 zvisungo + $ 250,000 mashizha + $ 250,000 kutenga pfuma + $ 50,000 motokari, $ 300 000 munhu oga, $ 75,000 mamwe)
Iye zvino, tinofanira kuverenga nhamba dzakafanana pakuguma kwegore:
- Gore Rokupera Kuwana Nhaka = $ 680,000 ($ 100,000 zvisungo + $ 330,000 mashizha + $ 250,000 kutenga nzvimbo)
- Kuguma Gore Zvose Zviyero = $ 1,105,000 ($ 100,000 zvisungo + $ 330,000 mashizha + $ 250,000 kutora nzvimbo + $ 50,000 motokari, $ 300 000 munhu oga, $ 75,000 zvimwe)
Iye zvino tinokwanisa kuzviisa mumugwagwa wekuwana mari yekuwana kusvika kuhuwandu hwezvinhu zvayo:
Danho Rokutanga:
($ 600,000 + $ 680,000) ÷ 2
--------- akaparadzaniswa na ---------
($ 1,025,000 + $ 1,105,000) ÷ 2
Nhanho II:
($ 1,280,000) ÷ 2
--------- akaparadzaniswa na ---------
($ 2,130,000) ÷ 2
Danho rechitatu:
$ 640,000
--------- akaparadzaniswa na ---------
$ 1,065,000
Nhanho Nhatu:
= 0.60, kana 60%
Izvi zvinotitaurira kuti 60% yezvinhu zviri paLhani bhadha yemunhu, kana $ 0.60 kubva pamadhora ega ega 1.00 iye ane, ari kuwana mari kwaari. Nenzira chaiyo, iyo huru iri kunze uko inoshanda maawa makumi maviri nemazuva, mazuva manomwe pavhiki, mazuva 365 pagore panzvimbo yake.
Vakawanda vevaya vanopera pfuma Vanoramba vachigadzira kana kuwana Ikuwana Zvinhu
Chimwe chezvinhu zvinonakidza zvehupfumi zvinozvidzokorora nguva nenguva zvakare maitiro anoita vamwe mhuri kuti vapedzisire vakapfuma.
Injiniya, somuenzaniso, inopedzisira yava nekodzero yakawanda yemari ye $ 1 muhomwe pane mamwe maitiro. Izvozvi, zvimwe zvose zvakaenzana, kana injini inokwana $ 150,000 pagore uye purofesa wekoroji inoita $ 150 000 pagore, injini ichapera nemamiriyoni emadhora mune humwe hupfumi pakuguma kweupenyu hwake.
Mamwe mapoka evanhu vanobva kune dzimwe nyika vanoratidza chimiro chakafanana chekuchengeta mari shoma uye kuwana pfuma. Vanhu vokuKorea veAmerica vanouya mupfungwa seimwe nyanzvi yezvidzidzo mumunda, Dr. Thomas J. Stanley, akawana mukutsvakurudza kwake vakanga vari 3x vangangodaro vanowana mari inowanikwa nhanhatu uye kazhinji kakawanda kuti vave mamioneire. Sei? Kufananidza, nevamwe vachikwereta kune imwe nzvimbo kuti vawane imba yakanakisisa mumutsva iwoyo mutsva, ivo vaitenga imba isina kudhura mumunharaunda uye yekare uye vachiisa mutsauko mune mari yekuenzanisa . Kunyange zvazvo vamwe vachikwereta mari kuenda kunotenga motokari itsva yakachena kubva mujenya, vaitaurirana nezvemakore emakore ekutanga kubva kumakambani ekubhadhara, vachibhadhara chikamu makumi mashanu kubva pamutengo wemiti, vachiisa mari yavo yavakachengetedza muzvivakwa zvepaimba kana mabhizimisi maduku. Neche tsika yekusimbisa kuwanikwa kwekutsvaga mari zvinoreva, dollar yemadhora, pamusoro pemakore, mubhadhati wekuKorea weAmerica anonyanya kukosha kupfuura vamwe vake kuvaka dendere rakakura egg, kufara nekuzvimirira mari pasina kushungurudzika. Sezvo makore achipfuura, savanjiniya, zvikamu zvakakura uye zvakakura zvemhuri yemari mapepa inoumbwa nekuwana mari.
Kana iwe nekuchenjera uchitora nzira iyi muupenyu hwako, inobatsira iwe kuita zvisarudzo zviri nani nemari yako; zvisarudzo izvo zvingaratidzika zviduku panguva, asi nekuda kwesimba rekugadzirisa , kuguma kuva guru pane makumi emakore. Imotokari yakashandiswa pakutanga kweupenyu inogona kureva musiyano pakati pe Ford neBentley mushure mehupenyu, apo mari yako yakakosha inobereka zvakakwana kukanda pfuma yakawandisa gore negore.