Chii Chichiviga? Iyo Inoshanda Sei Nezvienzaniso

Zvidzivirire paMari Dambudziko

Nhare yakasimudzirwa inodzivirira mari yako kubva mumamiriro ezvinhu ane ngozi. Kuvhara kunoitwa kuti kuderedza kana kukanganisa mukana wekuti pfuma yako icharasikirwa kukosha. Inogadzirisawo kurasikirwa kwako kune chizivo chakazivikanwa kana iyo yefa inoderedza kurasikirwa. Zvakafanana nemishuwarenzi yemusha. Iwe unobhadhara mari yakatarwa mwedzi mumwe nomumwe. Kana moto ukabvisa kukosha kose kweimba yako, kurasikirwa kwako kungozivikanwa chete kwechidimbu chakaderedzwa.

Hedging Strategies

Vazhinji vatengesi vanovhara mashizha ekushandisa.

Izvi ndezvibvumirano zvezvemari zvinowana kukosha kwavo kubva kune imwe nzvimbo chaiyo yezvigadzirwa, zvakadai sengozi. Chinhu chisarudzo ndiyo inowanzoshandiswa yakagadzirwa. Inokupa kodzero yekutenga kana kutengesa chikwata pamutengo wakatarwa mukati mewindo remazuva.

Hezvino ndiyo inoshanda sei kukudzivirira kubva pangozi. Ngatiti iwe wakatenga stock. Iwe waifunga kuti mutengo waizokwira asi waida kuzvidzivirira pakurasikirwa nekurasikirwa kana mutengo plummets. Iwe unogona kuvhara dambudziko iroro nechisarudzo chekuisa . Kuti uwane mari shoma, iwe unogona kutenga kodzero yekutengesa sengo pamutengo mumwe chete. Kana ikawa, iwe unoshandisa kuisa kwako uye udzorere mari yawakangotora mari kunze kwekubhadhara.

Diversification imwe imwe nzira yekudzivirira. Iwe une chikwata chezvinhu zvisingasimuki uye kuwira pamwechete. Kana imwe pfuma inowira, hauri kurasikirwa nezvinhu zvose. Semuenzaniso, vanhu vakawanda vane zvibvumirano zvekugadzirisa njodzi yekuchengetwa kwemugove. Kana mitengo yematengo inowira, hutano hunowedzera.

Icho chinongoshanda chete kune yepamusoro-grade mabhizimisi ehurumende kana US Treasurys . Kukosha kwezvisungo zvejunk zvinowira apo matengo emotokari anoita nokuti zvose zviri mukutengesa kune ngozi.

Hedges uye Hedge Funds

Mari yeHedge inoshandisa zvizhinji zvezvigadzirwa zvekugadzira mari. Izvi zvinowanzotarisirwa mari yekutsvaga mari. Hurumende haina kuvarongedza zvakadai sokutengeserana mari iyo vadziri vashandi vehurumende.

Hedge mari inobhadhara vatungamiri vavo chikamu chemari yavanowana. Havagamuchiri chinhu kana mari yavo ichirasikirwa nemari. Izvozvo zvinokwezva vashandi vakawanda vanovhiringidzika nokubhadhara mari yekubhadhara mari pasinei nokuti inoshanda sei.

Kuvonga kwekugadzirisa urongwa huripo, vatungamiri vehedge fund vanotungamirirwa kuti vawane pamusoro pemari inodzoka. Vatariri vanoita mari yakawanda vanogona kurasikirwa nemabasa avo. Vanochengeta mibairo yavakachengetedza panguva dzakanaka. Kana vakabheta, uye nenzira yakarurama, vanoita matani emari. Kana vakarasikirwa, havasi kurasikirwa nemari yavo pachavo. Izvozvo zvinoita kuti ivo vawane ngozi yakawanda. Izvo zvinoitawo kuti mari igare yakanyanyisa kune mutyairi, uyo anogona kurasikirwa nehupenyu hwavo hwose hwekuchengetedza.

Hedge fund kushandiswa kwezvakawanikwa zvinowedzera dambudziko kune hupfumi hwepasi rese, kuisa danho rematambudziko emari muna 2008 . Vashandi vemari vanobhadhara chikwereti chinokanganisa swaps kuti chigadzirire kuraswa kwemasimba kubva ku subprime mortgage-backed securities . Makambani eInishuwarenzi akaita seAIG akavimbiswa kubhadhara kana subprime mortgages isina kukwana.

Iyi inshuwarisi yakapa hudge mari yenhema yenhema yekuchengeteka. Somugumisiro, vakatenga zvimwe zvikwereti zvekuchengetedza mari kupfuura zvingwara. Vakanga vasina kudzivirirwa pangozi, kunyange zvakadaro. Nhamba yakawanda yezvikanganiso yakakonzera makambani einishuwarenzi.

Ndicho chikonzero hurumende yehurumende yaifanira kubhadhara vatsigiri, mabhangi, uye hedge funds.

Nzvimbo chaiyo yehupfumi muhurumende yeUnited States, yakatsigirwa nekukwanisa kwayo kubhadhara mutero, inobhadhara chikwereti uye kudhinda mamwe mari. Dambudziko racho rakaderedzwa zvishoma, ikozvino kuti Dodd-Frank Wall Street Reform Act inotungamirira mahombekombe akawanda nemari yavo yakaipa.

Muenzaniso

Ndarama inhare kana iwe uchida kuzvizvidzivirira kubva pamigumisiro yehutsika . Ndiko kuti goridhe inochengetedza kukosha kwayo apo dollar inowira. Mune mamwe mazwi, kana mitengo yezvinhu zvakawanda iwe unotenga ichikwira, saka ndizvo zvichaita mutengo wegoridhe .

Ndarama inofadza sezvinorwisana nedhora rekudarika . Izvozvo ndezvokuti dhora ndiyo nyika yepasi rose mari , uye hapana imwe imwe nzira yakanaka pane iye zvino. Kana dhora racho raifanira kuputsika, ipapo goridhe inogona kuva iyo itsva yenyika yemari.

Izvozvo hazvigoneki nokuti pane zvakagadzirwa zvakakwana zvegoridhe. Iko mari yebhadharo inonyanya kubva pachikwereti, kwete mari. Asi zvakanga zvisati zvaitika kare kare kuti nyika yakanga iri patafura yegoridhe . Izvozvo zvinoreva kuti maitiro makuru emari akatsigirwa nehuwandu hwavo mugoridhe. Sangano reGold's historic sechimiro chemari ndicho chikonzero chakanaka rakakonzerwa ne hyperinflation kana kudonhera kwedhora.

Vanhu vazhinji vanozviisa mugoridhe sechidziro chekurasikirwa kwematokari. Kutsvakurudza kwakaitwa neTrinth College kuDublin kwakaratidza kuti, pamwero, kutengesa kwegoridhe kwemazuva gumi nemashure mushure mekutengeswa kwemusika .

Goridhe inogona kutengwa sekutsinhanisa zvakananga kana iwe uchifunga kuti mutengo uchakwira, zvichida nokuti kudiwa kunowedzera, kana kuti kugovera kuchaderera. Chikonzero ichocho chokutenga ndarama haisi ruzhowa.