Tsvaga Ndeipi Ndeipi Yezvinhu Zvaunoshandisa Inoenderana Nezvakaitika

Maitiro ezvimwe zvinhu chero chinhu chaiva nemunhu akafa asi haana nzira yekupfuurira kune uyo anowana mubhadhari mupenyu pasina dare rinotarisirwa kuongorora. Inishuwarenzi yehupenyu inowanikwa, mabhengi ebhadhiro nebhadharo-pa-kufa mazita, mamwe marekta ekurasira uye mamwe mazita edzimba yehumba inopinda zvakananga kune avo vanonzi vanobatsirwa nekushanda kwemutemo, saka probate haitariswi.

Zvose zvakasikwa zvinoshandiswa zvakadzama zve probate estate. Izvo ndeye probate yake assets. Imba ichava pasi pekutongwa kwematare kutora zvinhu izvi kubva kune zita romunhu akafa uye kuti aende kune mamwe mazita evanotonga vagari venhaka uye vanobhadhara. Iko kune mavara mana akaenzana eongororo yezvinhu.

  • 01 Imba Yega Pamwe

    Zvimwe zvinhu zvinosanganisira zvose zvivako zvakanyorwa muzita rakadzingwa chete risina vadzidzisi vemunharaunda kana kubhadhara-pa-kufa uye mazita ekubatsirwa. Zvinowanzobatanidza mabhengi emabhengi, masayiteji emari, mabhizimisi, zvibvumirano, motokari, mabhazi, ndege, mabhizinesi uye nzvimbo dzekugara. Vanogonawo kusanganisira pfuma yavo iyo inogona kana kuti isingakoshi, yakadai semifananidzo, memorabilia, uye magetsi.
  • 02 Vatengesi-mu-Common Property

    Mumiririri-in-common assets anosanganisira nzvimbo inonzi zita rakashandurwa sevashandi pamwe chete kana mumwe kana vamwe vanhu. Mumwe wega ane chikamu chekufarira muimba yacho, sa80 muzana uye 20 muzana, kana 50 muzana uye 50 muzana.

    Imba inowanzozivikanwa nenzira iyi pakati pevarume vasati varoora, asi mamwe marudzi edzimba inogona kutumidzwa nenzira iyi zvakare, kusanganisira mabhangi ebhengi, mabhengi eakaiti, mashizha, zvisungo, uye motokari.

    Iko rudzi rweimba harifaniri kuvhiringidzwa nezvinhu zvakachengetwa nevatori vemujeri kana zvimwe zvirongwa nekodzero yekupona. Imba inobatwa nekodzero yekupona inopinda zvakananga kumupukunyu kana mumwe muridzi akafa. Icho hachidi kuongorora uye hachibatanidzi mune zvakashata zve probate estate.

    Kana iyo yakagadziriswa ichidzokorora chido chake chekugara-mu-wese muzita rehupenyu hutariro asati afa, izvi zvinoshandura muvakidzani pamwe chete muchidimbu mune zvisiri-probate assets . Izvo hazvizodi kuti dare rekuongorora rienderere mberi kupfuurira kumunhu mutsva.

  • 03 Vabatsiri Mazai neVa Predeceased Beneficiaries kana Hapana VaMubatsiri Mazita

    Kunyange zvinhu zvine mubhadhadziro kana kubhadhara-pa-rufu mazita anogona kuva chikamu cheimba yekufa ye probate kana muwani wacho akafa pamberi pomuridzi. Zvinhu izvi zvinogona kusanganisira kuchengetwa kwehutano kana maakareji ekuchengetwa kwezvokurapa, hupenyu hwehupfumi muhupfumi, inshuwarisi yehupenyu, mabhizimusi ekubhadhara mari kusanganisira IRAs uye 401 (k) s, uye annuities.

    Apo vose vanonzi vabatsiri vekambani kana sarudzo vanofananidza chirevo, iyo yefa inowanzoendesa kune imwe nzvimbo uye inova chikamu cheimba yake yekuongorora. Izvo zvinoshandawo kana chibvumirano chisingatauri chero ani zvake anobatsirwa zvachose, kana kana akadana dzimba yake seanowanikwa.

  • 04 Nhaka Dzakasara Kubva pane Chivimbo

    Izvi zvinowanzoitika kuti mumwe munhu achagadzira hupenyu hwekutenda uye achaendesa pfuma yake mukati maro, asi izvi hazvireve kuti hazvipi zvepfuma yake ichange iine maonero ekufa kwake.

    Zvigaro zvoupenyu zvinodzivirira kuongorora kweimba inobatwa navo, asi makore angapfuura panguva iyo iyo yakagadziriswa inowana zvimwe zvekushandisa uye inogona kurega kupfuudza zvose kuvimba kwake.

    Chinhu chinowanzogadziriswa nechinetso ichi ndechokugadzira "kutsvaga" kuchaendesa zvinhu kunze kwekutenda kusvika kune chivimbo chekufa, asi zvinhu izvi zvichiri kuongororwa uye zvinokonzera ku decedent's probate estate.