Nokudaro, inofungidzirwa sechikamu chekutengesa uye chikamu chechipo.
Vakawanda vanobvunza mubvunzo uyu vanofunga kuti kutengesa kwakadai kunobatsira kudzivisa pfuma uye kutora mitero. Zvisinei, iyo nzvimbo uye inotora mitero panzvimbo yacho inotarisa kana kana kwete mutengesi / mupiro ari kuramba achishandisa uye achitora nzvimbo yacho.
Mamiriro Ekutanga: Mutengesi Haashandisi Imba Post Sale
Ngatitorei nyaya iri nyore kutanga. Mukadzi wepakutanga anotengesa imba yavo $ 200,000 yemari ye $ 1 uye haasashandisi kana kutora nzvimbo yacho. Mari yakasara ye $ 199,999 haina kubva muhurumende kutengesa mitero nokuti IRS inobata $ 199,999 sechipo. Iyi ye $ 14,000 chipo chemutero wegore negore inowanika uye chipo chinopfuura $ 14,000 chinotanga kushandisa $ 5.43 mamiriyoni ehurumende kusunungurwa zvakaenzana. Kuregererwa kwakanyanya zvokuti vanhu vazhinji havafaniri kunetseka pamusoro peizvi.
Kuti nyika ive nhaka uye mitero yemitero, chigumisiro chichatsigira kana nyika ichitevera federal estate tax, kana ine mitemo yayo pachayo.
Apo pfuma inoshandiswa nechipo, mupiro anotora mari yemubhadharo yemutero kana yeheyo. Kushandisa muenzaniso wedu pamusoro apa, kana mupiro akatengesa imba ye $ 200 000 uye mari yeimba yacho yaive $ 50,000, ipapo mupiyo anofanira kutaurira uye kubhadhara mutero kune $ 150,0000 kuwana mari. Haisi yakanakisisa mugumisiro.
Kana mupiro ainge akabata pfuma yacho uye yaisanganiswa muimba yake, pakanga paine nhanho-yepamusoro pamutero wekubhadhara kusvika pazuva-re-rufu kukosha, uye kana iyo inotengeswa zuva racho- ye--kukosha kwekufa , hakuna humwe huwandu hwekubhadhara.
Mamiriro maviri: Mutengi anoenderera mberi kushandisa Simba Post Post Sale
Iye zvino nokuda kwechiitiko chakaoma. Tinogamuchira chimiro chakasiyana kana muridzi wekutanga weimba achienderera mberi kushandisa nekugara mumba mushure mokunge atengesera $ 1 uye $ 199,999. Kune federal property tax, iyo inoramba ichigara yeimba inokonzera kukosha kwose kweimba kunosanganiswa mune pfuma yakawanda uye zvichienderana nemitero. Vatongi vemitero vanotora nzvimbo iyo yakaramba ichigara yeimba yacho chikamu chechibvumirano.
Mune mamwe mazwi, pakanga pane kunzwisisa pakati pemapoka maviri akafamba chinhu chakadai: Ndichakutengesa iwe imba yangu nedhora rimwe chete, asi iwe unondirega ndigare mairi chero bedzi ndinoda. Kunyangwe kana kunzwisisa uku kusina kunyorwa, vatongi vemitero vakabudirira kuchengetedza kuti chibvumirano chaivepo nekuti, chokwadi, ndicho chakaitika. Icho hachisi chiitiko chinotyisa nokuti yeuka, kune $ 5.43 kusunungurwa kubva ku federal estate tax ($ 5.45 mamiriyoni muna 2016).
Vamwe vanhu vanofunga kuti kubhadhara renti ndiyo mhinduro. Izvo hazvingabatsiri kana. Mutemo mukuru ndewokuti kana chero ipi neipi inotamiswa munguva yehupenyu, uye munhu akatamisa pfuma yacho anowana mari kubva kune imwe nzvimbo kana kushandiswa nekugara kweimba, ipapo kukosha kwakakwana kwezvinhu zvakatorwa zvinosanganiswa muimba yevatengesi.
Izvo zvakasiyana. Kana kutengeswa kwepfuma kwaiva kwekuzara kwakakwana, kureva kuti, kutengeswa kwaiva kutengesa uye mutengesi akawana imwe nzvimbo kana mari yakaenzana nekodzero yemari yeimba. Kubhadhara renha hakusi kukosha kwakakwana kwekutumira. Inogona kunge yakakosha yekushandiswa nekugara, asi izvozvo hazvibatsiri mubvunzo wemutero weimba.
Kune dzimwe nzira dzekugadzirisa mararamiro dzinobatanidza kushandura zita rekugara kumunhu oga.
Iva nechokwadi chokuti unogamuchira mazano akajeka kubva kune nyanzvi usati waedza chero chiiti-icho-iwe pachako kugadzirisa.