Mutero uye Mamwe Migumisiro yeHuramiro Aunti yePOD
Cherechedza: Mitemo yehurumende inoshandura nguva zhinji uye ruzivo rutsva harungarati rwuri kuratidza kuchinja kwemazuva ano mumitemo. Nokuda kwekutengesa mitero kana mazano emutemo, tapota taurirana neActeurant kana gweta sezvo ruzivo rwakanyorwa munyaya ino harusi mutero kana mazano ezvemutemo uye harisi kubhadhara mutero kana mazano emutemo.
Kana mudiwa wako akafa uye iwe uri mubhadharo wekubhadhara pafa (POD) account , saka iwe pachako uchakwanise kuwana mari munhoroondo kuburikidza nekuratidza chikwangwani chekufa kwemugadziri wekambani kubhengi apo iyo account inobatwa.
Zvisinei, usati waunganidza mari (kana, yakaipa zvakadaro, iripedze), iwe unofanirwa kuve nehanya nemutero wose nemimwe migumisiro yekuwana nhaka yePD account.
Mitsva Yemutero Migumisiro yeHuramiro Aunti yePOD
Sezvo mupi wekodzero yePOD , kazhinji, zuva rekufa kwekodzero yekodhi yePOD haingabatanidzwi mumari yako inotengesa. Kunyange zvakadaro, chero mari yaunowana yakabhadharwa nekodhi yePOD isati yasvika musi wezuva redzimhosva wekufa ichada kuziviswa pamubhadhadzi wekupedzisira webhadharo yemari yekubhadhara mutero (ona IRS Form 1040 ) uye chero ipi zvayo yekupedzisira yemutero wekubhadhara mutero uye mari yakagadzirirwa pakati pezuva rekufa uye zuva raunotora pfuma yekodha ichada kuziviswa pamusoro pemubhizimisi wefidenti yeferaleral estate income tax return (ona IRS Form 1041 ) uye chero ipi zvayo inoshandiswa mumatero ekubhadhara mutero.
Imba uye Nhaka Inobhadhara Mitero yeHuramiro Aunti yePOD
Kana muridzi wekambani yacho ari pasi pe federal estate mitsva (muna 2014 , pfuma yakawanda inofanira kudarika $ 5.34 mamiriyoni kuitira kuti izviise pasi kune federal estate mitsara ) kana hurumende yemitero kana mutero wemijenya uye muridzi webhuku aive neChikupedzisira neTestamendi kana Revocable Living Trust , ipapo zvigadziro zvinowanikwa mukuda kana kuvimba zvichaita kuti iwe kana kwete iwe uchatarisirwa kupa chikwereti cheimba kana nhaka yemutero .
Kune rumwe rutivi, kana muridzi wekambani yacho ari pasi pe federal estate mitsva kana nyika inotengesa mitero kana mutero wemijenya uye muridzi wekambani haana chaanoda kana kuvimba, zvino mitemo yenyika iyo muridzi webhuku yafa icharaira kana kwete iwe uchazobvumirwa kupa chikwereti chekubhadhara mutero wemuzinda kana wefa yemutero.
Uchave Uchifanira Kubhadhara Chero Ndeupi Murairo WeMabhuku Akaisvonaka?
Mubvunzo unowanzobuda apo muridzi wekodhi yePOD anofa nekuda kwechikwereti chekadhi rechikwereti kana chimwe chikwereti chakadai semitemo yemishonga kana chikwereti ndechokuti vabatsiri vePOD vachazoshandiswa kushandisa chero ipi yemari yePOD kuti ibhadhara chikwereti chakakosha. Nenzira yakawanda, mhinduro yemubvunzo uyu ichatsigira kana mupi wekuwana chikwereti chechikwereti (sekubatana nekambani yekwereti kana chikwereti) pamwe chete nemutemo wehurumende. Mune dzimwe nheyo kana vatsigiri vePOD vasiri vimbiso kana vashandi vekodzero, ipapo muwani anokwanisa kuwanikwa nokukurumidza pechirongwa chePOD, asi mune imwe nyika imwe neimwe mupi wePOD inogona kuisa chivimbiso chinoratidza kuti POD muridzi wekambani akanga asina chikwereti asati aunganidza mari yakasara pariyo yePOD.