Chii Chinonzi Kupedzisira uye Testamende?

Kupedzisira Kuzo - Ikutanga Kuvaka Chivako chePurani yeZimba

Chido chekupedzisira neTestamende ndeyemutemo unokosha wekutanga wekuvaka kune imwe hurongwa hwehupfumi. Mushure mekusarudza kuti iwe unoda hurongwa hwemigwagwa , mutongi wako wekugadzirisa nzvimbo ichakurudzira chirongwa che-rich-based mortgage kana chirongwa chezvitendwa. Chido chako chekupedzisira neTestamente inotora mabasa akasiyana zvakasiyana zvichienderana nemhando yeurongwa waunosarudza.

Will-Based Estate Plan

Ne chirongwa chekuda-nhaka , yako yekupedzisira neTestamende ichapa zvinhu zvose zvinokosha zvekuti ndiani achagara nhaka yako, nguva uye kuti vachazogara sei, uye ndiani achaiswa mubasa rekugadzirisa matambudziko ako ekupedzisira.

Ne chirongwa chekuda-based based, Chido chako chekupedzisira neTestamente chichafukidza humwe huno hunokosha:

1. Ndiani achashanda seMumiririri weMunhu / Muiti weChipiri, zvinoreva munhu uyo ​​achava mutariri wekugadzirisa nyaya dzako dzekupedzisira nekuvimbisa kuti vako vanowana mari vachagamuchira nhaka yavo;
2. Ndeapi masimba ako Mumiririri Wako Wega / Mutongi achave;
3. Ndiani achagara nhaka yako; and
4. Nenguva ipi uye kana pfuma yako ichazoendeswa kune vako vanobatsirwa.

Cherechedza kuti kana iwe uine vana vaduku, iyo yako yekupedzisira uye Testamende yako ichavharawo chikamu chechishanu chinokosha: Ndiani achashanda sa Guardian yevana vako vaduku kusvikira vakura.

Trust-Based Estate Plan

Newe-trust-based based plan, yako Revocable Living Trust ichafukidza zvinhu zvina zvinokosha zvakanyorwa pamusoro apa, asi munhu ane mhosva yekugadzirisa nyaya yako yekupedzisira mushure mekufa achazonzi iwe Mutungamiri kana Mufambisi weSvondo panzvimbo yeMumiririri weMunhu wega kana Muiti wekutonga.

Kunyangwe neRevocable Living Trust , zvisinei, iwe ucharamba uchida kuva neChido chekupedzisira neTestamende. Izvi ndezvokuti iwe uchada kubhadhara mari yako mukutenda kwako usati wafa kuitira kuti chibvumirano chako chekutenda chinogona kutonga izvo zvichaitika kune imwe nzvimbo inonzi nezita rekutenda mushure mekufa kwako.

Asi kana iwe ukakundikana kubhadhara kunyange imwe pfuma mukutenda kwako, ipapo yako yekupedzisira neTestamente ichave yakakodzera "kubata" nzvimbo isina kubhadharwa uye kuitumira iyo kuvimba kwako mushure mokufa kwako. Muchiitiko ichi, Testamende Yokupedzisira neTestamente inongoshanda se "Kutsanangura Kuda," zvichireva kuti ichapa iyo mari isingabhadharwi (s) yekudururira pane zvekutenda kwako mushure mekufa kwako kuburikidza nehutano hwekuongorora.

A Kutsanura Kuda Kunongoda kuvhara pfungwa mbiri dzinokosha:

1. Ndiani achange ari mutariri wezvinhu zvako zvaisina kubhadharwa mukutenda kwako seMumiririri Wega / Mutevedzeri; and
2. Ndeapi masimba ako Mumiririri Wako Wega / Mutongi achave.

Cherechedza kuti kana iwe uine vana vaduku, ikozvino Your Forward Will ichazawo chimwe chechitatu chinokosha: Ndiani achashanda se Guardian yevana vako vaduku kusvikira vakura.

Ndeipi kupi mari isingabhadharwi muRevocable Living Trust yako iyo imwe chete iyo inotarisana nemibvunzo? Izvi zvichagadziriswa nemiganhu yeRevocable Living Trust yako.

Chii Chinoitika Pasina Kupedzisira uye Testamende?

Chii chinoitika kana iwe ukakundikana kuita Ikupedzisira uye Testamende usati wafa? Zvadaro nyika yaunogara mauri panguva yekufa kwako, uye chero imwe nyika iyo iwe une pfuma yako panguva yekufa kwako, ichapa Ikupedzisira Kuda uye Testamende kwauri pasi pemitemo yehutano hwehutano.

Mitemo iyi yakasiyana-siyana kubva kune imwe nyika kuenda kune imwe nyika uye inogona kuita kuti vanhu vakasiyana-siyana vagare nhaka yeimba yako kana iwe uine dzimba mune imwe nyika.

Nzira chete yekuita kuti hupfumi hwako huvepo huchaenda kune avo vanowana mari ( kunyange musina kuroorwa ) kunze kwevabatsiri vekuti nzvimbo yenyu yekugara kana nyika iyo mava neimba yenyu yakasarudzwa, ndeyokuita Kupedzisira Kuda uye Testamendi .