Zvinyorwa zvinyorwa zvekugadzirira Zvaunogara

Zvinyorwa zvinofanira kuve Chikamu chePurogiramu Yese Dzimba

Kuronga Imba ndiyo nzira yakarongeka yekugadzirisa nyaya yako yega uye yezvemari kuitira kuti uite nehutano hwekushaya simba mupfungwa uye nerufu rwuno. Zvichienderana nehutano hwemhuri uye yezvemari, hurongwa hwako hwehupfumi huchabatanidza machina kana mashanu ezvinyorwa zvepamutemo zvakagadziriswa zvemutemo. Kunze kwezvinyorwa izvi zvinokosha, mitemo yehurumende yako inogona kutora kuumbwa kwemamwe magwaro ekugadzira nzvimbo.

Mutongi wako wekugadzirira nzvimbo achakwanisa kukubatsira nekugadzira zvese zvinyorwa zvekugara zvekugara zvaunoda nekuda kwako.

Will-Based Estate Planning

Kana mhuri yako iripo uye mari yemamiriro ezvinhu hazvibvumirisi kudikanwa kwekuvimba kwehupenyu husingadzoreki, ipapo nheyo yako yehupfumi inosanganisira zvinyorwa zvina zvinokosha zvepamutemo:

1. Kupedzisira Kuda uye Testamendi
2. Pamberi Pechipatara Mazano
3. Living Will
4. Simba reMari reGweta

Trust-Based Estate Planning

Kana mhuri yako iripo uye / kana mamiriro ezvinhu emari anopa chido chekuwedzera marongerwo emiganhu yehurongwa , ipapo nheyo yako yezvigadziro yezvigaro ichasanganisira mazano mashanu anokosha emutemo:

1. Dururira Kuda
2. Revocable Living Trust
3. Pamberi Pechipatara Mazano
4. Living Will
5. Simba reMari reGweta

Heino chidimbu chechinangwa chebhuku rimwe nerimwe rinokosha rekugadzirisa nzvimbo rakanyorwa pamusoro apa:

Chido chekupedzisira neTestamende kana kudira pamusoro pekuda

Kana iwe uine chirongwa cheda-based based, ipapo Chido chako chekupedzisira neTestamende chichava nemanyoro akawanda emirayiridzo yekuti nzvimbo yako inofanira kugoverwa mushure mekufa kwako.

Kana uine vana vaduku , ichavawo nezvigadziro zvekugadza muchengeti wevana vako.

Kana iwe uine chirongwa chekuvimba-based based plan, ipapo chido chako chekupedzisira nesungano inongoshandiswa sekuchengetedza mambure kubata zvinhu zvausina kutora mukutenda kwako usati wafa uye unozviisa imomo mushure mekufa kwako.

Izvo zvinoda kutaurirwa seChirongwa Pamusoro uye Zvine mirayiridzo shoma kubva pane chivimbo chako chekuregererwa ndicho chirevo chikuru chinotungamirira hurongwa hwehupfumi.

Revocable Living Trust

A Revocable Living Trust ine nhungamiro yakajeka yemirayiridzo inowedzera nguva nhatu dzinokosha dzehupenyu hwako:

1. Chii chinoitika iwe uchiri mupenyu uye zvakanaka.
2. Chii chinoitika kana iwe uine pfungwa dzisingakwanisi.
3. Chii chinoitika mushure mekufa kwenyu.

Mukuwedzera, zvinhu zvakachengetwa muzita rehupenyu hwako hwakasununguka panguva yekufa kwako huchadzivisa kuongorora.

Pamberi Pechipatara Mazano

Chimwe Chinyorwa Chekurapa Kwekurapa , iyo inonziwo 'Chiremba WeMutongi ' kana kuti 'Kusarudzwa kweUkuchengetedza Utano', inokubvumira kuti usarudze mutano wehutano kuti aite zvisarudzo zvokurapa iwe kana, nokuda kwechikonzero chipi zvacho, haugone kuzviita iwe pachako. Inogonawo kushandiswa kusarudza mumwe munhu kuti ashumire sevataridzi vako kana muchengetedzi kana chiitiko chivanze chikaita kuti iwe wakava mupfungwa usina kukwana.

Living Will

Hupenyu huri nehuwandu hwakanyorwa hwechiremba kuna chiremba wako kuti kana iwe haudi kuwana zvirongwa zvekuchengetedza hupenyu kana wakamboonekwa kuti une chirwere chekugumira, chirwere chekuguma, kana kuti uri munharaunda inoramba iripo.

Inopawo mirayiridzo yemhuri yako kuti iite kana iwe uchingorwara.

Simba reMari reGweta

Simba rezvemari regweta rinokubvumira kugovera kune munhu waunosarudza kukwanisa kugadzirisa zvinhu zvakanyorwa nezita rako pachako, kusanganisira zvirongwa zvekubvisa mari, uye mazita ane mazita akabatanidzwa sevarimi vari pamwe chete. Inogonawo kushandiswa kuendesa zvinhu muhupenyu hwako hwekuregererwa hutende kana iwe uine pfungwa dzisina kukwana pamberi pokutenda kwave kuribhadharwa zvizere.

Simba rezvemari regweta rinouya nenzira mbiri:

1. Simba Rakagoneka reGweta, iro rinotanga kushanda nokukurumidza kana iwe uchiinyorera; and
2. Simba Rokuputika reGweta, iro rinongotanga kushanda mushure mekunge iwe wakarondedzerwa kuti hauna kukwanisa.