Nhoroondo yako yekadhi rechikwereti inogona kubiwa pasi payo mumhino dzako pasina kadhi rako rechikwereti rakambosiya yako. Zvinosuruvarisa, vazhinji vanobatwa neuyu rudzi rwekuvhara kadhi rechikwereti havanzwisisi zvido zvekadhi ravo rechikwereti zvakabiwa kusvikira mushure mekunge kadhi rechikwereti rave richishandiswa kare. Kakawanda, kunyengedzwa kwekadhi rechikwereti ndiro chiratidzo chekutanga chekuti kadhi rechikwereti chave chabiwa.
Nenzira yakanaka, pane matanho mashomanana aunogona kutora kuti ubvise zita rako uye uwane kadhi rako rechikwereti chekwereti riri pasi pekutonga.
Mbavha Inobata Kwazi Kadhi Rekwereti
Mune mamiriro akawanda, mbavha haibvumi ruzivo rwekadhi rako rechikwere zvakananga kubva kwauri. Pane kudaro, vanoiwana pane imwe nzvimbo mune kadhi rechikwereti kushandiswa. Heano nzira shomanana dzembavha dzinogona kuwana ruzivo rwekadhi rako rekwereti yemari.
Kudzingirira kune mamwe mabhizinesi . Mbavha anogona kubata ruzivo rwako kuburikidza nekuputsa kambani iyo yawakashandisa kadhi rako rechikwereti kana kambani inotarisira chimwe chinhu chekukwereta kadhi rechikwereti. Sezvo kudarika kwemashoko kuchikanganisa masangano ose, dzimwe nguva mamiriyoni evatengi vane kadhi ravo rechikwereti rakabiwa. Nyaya zhinji yegaga inoputsa - seTarget, Home Depot, JP Morgan Chase, uye Anthem - vanoita nhau huru, asi pane mazana e ((zvishoma) madukukodhi maduku atakambonzwa nezvazvo.
Skimming . Chikadhi chekwereti chikwangwani chiduku chiduku chinotora ruzivo rwekadhi rako rechikwereti mune imwe nzira yakatenderwa.
Vasevha vanoisa pakavhesi kadhi rechikwereti vachikwira pamusoro pekadhi rechikwereti pazvivako zvegasi uye ma ATM zvino kudzoka kunotora mashoko akaiswa.
Dzimwe nguva chinyengeri chekadhi rechikwereti chinoshandisa vatengesi, vashandi, kana vamwe vashandi kuti vaone vatengi vemakadhi emakadhi. Iwe unopa kadhi rako rechikwereti kune cashier yekugadzirisa uye kana iwe usingatarisi, cashier achasvitsa kadhi rako rekwereti kuburikidza nechikwata chekugadzira.
Kuisa malware kana mavairasi pakombiyuta yako , tablet kana smartphone. Hackers inogona kugadzira software iyo inoshandiswa muzvinyorwa zve email kana zvimwe zvepurogiramu uye inogara pane kombiyuta yako isina kuwanikwa. Pane imwe nguva, vatengesi vanoshandisa mashandiro evanhu kuti vanyengedze vanhu kupinda muchengeti yezvinonzi malware yakavanzwa se-software update. Izvo software inoongorora zvinyorwa zvako kana kutora zvidzidzo zvepaji rako uye inotumira basa kune mbavha.
Kukunyengera iwe . Mbavha anogadzira misungo yekunyengedza vatengi mukupa ruzivo rwekadhi rechikwereti. Vanoita izvi kuburikidza nefoni, ne email, kuburikidza newebsite dzisina kururama, uye dzimwe nguva kunyange kuburikidza nemeseji . Mune imwe tsvina, somuenzaniso, iwe unoona humwe ruzivo rwemunhu mufoni iyo iwe unofunga kuti ndiro dhipatimendi rako rekubiridzira kwekadhi rechikwereti. Zvakakosha kuti iwe chete upe kadhi rako rechikwereti uye mamwe ruzivo rwemunhu oga mukutengesa iwe unogona kuva nechokwadi kuti wakachengeteka.
Old-fashioned dumpster diving . Kurasa zvinyorwa kana maresikiti ako ane nhamba yako yakazara yekadhi yemakadhi yekwereti inoisa iwe pangozi yekuba. Kunyange zvazvo dumpster diving haina kuitika kakawanda sepanguva yakapfuura, zvichiri kukosha kuti uzive zvingaitika. Nguva dzose unopisa magwaro aya usati wavadzingira mumarara.
Zvinosuruvarisa, iwe haugoni kutonga kuti mabhizimusi anosha sei zvinyorwa zvavo. Kana vakakundikana kuvepa zvinyorwa zvine ruzivo rwekadhi rechikwereti, ruzivo ruri panjodzi yekuba.
Chii Chinoshandiswa nembavha NeKwereta KweKodhadhi Yenyu?
Kana mbavha ikawana kuwana kadhi rako rechikwereti inzwi, vanogona kubatsiramo kubva mune dzimwe nzira dzakasiyana, zvose zvinoita kuti upenyu huve hwakaoma kwauri.
Shandisa iyo kuitenga kutenga muIndaneti . Mbavha anogona kushandisa ruzivo rwekadhi rako rechikwereti kutenga zvinhu pane internet. Zviri nyore kwazvo kuti vaite izvi kana ivo vanewo zip code yako yekubhadhara uye nhamba yekuchengetedza kubva kumashure kwekadhi rako rechikwereti.
Tengesai . Kodheti yemakadhi yekodha inogona kutengeswa pamusoro peInternet ye $ 5 kusvika ku $ 30 muU.S., zvichienderana nehuwandu uye chiyero chemashoko anotengeswa. Izvo zvakanyanya ruzivo mbavha inayo, iyo inonyanya kukoshesa ruzivo rwekadhi rako rechikwereti.
Semuenzaniso, ruzivo rwekadhi rako rechikwereti rinogona kutengeswa nemutengo wakakwirira, kana mbavha ine zita rako, kero, zuva rekuberekwa, zita remusikana wemai, uye nhamba nhatu dzekuchengeteka kubva pakadhi rako rechikwereti. Kuziva chikamu chiripo pane kadhi yako kunobvumira mbavha kuti ibhadhe premium yepamusoro yekodzero yako yebhuku.
Gadzira cloned credit card . Mbavha anogona kuita makadhikiti anotaridzika zvakakodzera kuburikidza nekuronga ruzivo rwekadhi rako rechikwereti pamakadhi emakadhi kana kadhi rechikwereti rakabhadharwa. Apo kadhi racho rakasvetuka, mutengesi unoita sezvinoita kudai iwe ukashambadzira kadhi rako rechikwereti.
Nzira Yokuziva Nayo Kana Mashoko Akakwereta Kadhi KaKodenga Akave Akabiwa
Iko rudzi rwekuvhara kadhi rechikwereti rinogona kuenda risingaoneki kwemwedzi inoverengeka. Hazvina kufanana nekadhi rechikwereti chairo chaunoona chiriko. Iwe unogona kunge usingazivi kusvikira waona zvisiri pamutemo mhosva yako yekodha kadhi rechikwereti.
Usaverengera kubhengi rako kuti uwane zviitiko zvekuvhara kadhi rechikwereti. Kadhi kadi yako yekubhadhara chikwereti inogona kukushevedza kana kusasa akaunti yako. kana vakaona kutenga kwekunze kunze kwemari yako yakashandiswa yekushandisa, asi usatora zvishoma kuti bhanhire rako richagara richikuzivisa zvekugona kukanganisa.
Chengetedza kadhi rako rechikwereti kazhinji uye pakarepo utaurire hutsotsi hunotenga, pasinei nemari. Hazvina kukwana kuverenga kuburikidza nekutengesa kwako kamwe chete pamwedzi apo sarudzo yako yekadhi rechikwereti inouya. Kamwe kamwe pavhiki zviri nani uye zuva rimwe nerimwe kana rimwe zuva rimwe nerimwe rinokuita kuti iwe uone kutengesa kwekutengesa asati mbavha inogona kuita kukuvadza kwakawanda kuActa yako.
Dzimwe nguva mbavha dzinoedza kuona nhamba dzekadhi yemakadhi echikwereti dzakakosha kuburikidza nekuita mhuru shomanana yevhirandiki vashoma kana mapeni angangodaro asina kuonekwa. Kana mhosva shomanana ichibudirira, mbavha inoziva chikoro chekadhi rechikwereti uye ichaenderera mberi kuti iite zvinhu zvakakura zvinotenga nekodhi rekwereti.
Ngwarira kune nhau pamusoro pehupfumi uye kukanganisa kwedhesi. Nhau dzenyaya dzinowanzosanganisira zita rechitoro rakagadziriswa uye zuva kana zuva rinotarisa bhiza re data rakaitika. Kana iwe wakatengesa munguva iyoyo, pane mukana wako wekodhi yemari yekwereti yakabiwa.
Zvaunofanira Kuita Kana Iwe Kadhi Kadhi Yacho Yakabviswa
Zviri nyore kuziva kana yako chaiyo kadhi rechikwereti rabiwa - kadhi rako rechikwereti raenda chaizvo. Hazvisi nyore kuti uzive kana ruzivo rwekadhi rako rechikwereti rabiwa. Kazhinji, unongotarisa zviratidzo zvinoratidza kuti ruzivo rwekadhi rako rechikwereti rabiwa, sekutengeswa kusina mvumo pane kadhi rako rechikwereti.
Dzokororai ikozvino kadhi rechikwereti chekwereti kuti uone kana pane chero iwe wausina kuita. Cherechedza zvinyengeri zvawakawana. Kunyange kana iwe usina kuwana mhosva dzekunyengera, tumira kadhi rako rechikwereti uye uvazivise iwe uchifunga kuti kadhi yako yekadhi yemakadhi yakabiwa. Rega kadi yako mubudisi azive chero kutengesa kwepaidhesi yako yausina kugamuchira.
Chikwereti chekwereti chikwereti chichabvisa kero yako yekare kadhi rechikwereti, kubvisa kushandiswa kweukanganisa kubva kubhuku rako, uye kutumira kadhi kadhi rechikwereti uye nhamba itsva yekadhi rechikwereti.
Ramba uchitarisa kutengesa kune kechikwereti chako chekwereti. Kana uchangotanga kushandisa kadhi rako rechikwereti, mashoko acho ari pangozi yekubiwa.
Unobhadhara Kutengesa Kwezvokubiridzira Here?
Zviri pamutemo, iwe hauna mhosva yekutengwa kusina kutenderwa kunoitwa nehuyo hwako hwekukwereta kadhi rechikwereti - chero bedzi kadhi rako rechikwereti richiri iwe. (Nemakadhi ekudhika, unofanira kutaurira kusabvumirwa kusina mvumo mukati mememazuva makumi matanhatu ekutumirwa kwebhangi yako kutumirwa kwauri.)
Iwe unofanirwa kuudza zvikwereti kune kadhi rako rechikwereti chekwereti kuitira kuti vagone kuongorora uye kuvabvisa kubva ku-akhawunti yako.
Kuchengetedza Mashoko Akakwereta Kadhi Chekwereti
Kana ukashandisa kadhi rechikwereti zvachose, chero kupi zvako, ruzivo rwako ruri pangozi. Kunyange zvakadaro, pane zvimwe zvinhu zvingaita kuti uchengete ruzivo rwekadhi rako rechikwereti rakachengeteka. Izvo zvinosanganisira kushandiswa kwepasipiwedi yakasimba, kuchenjerera paunoshandisa kadhi rako rechikwereti, nguva dzose uchishandisa mawebsite akachengeteka, uye kudzivisa kuchengetedza zvido zvako zvekadhi rechikwereti mu web browser yako.
Kudzivirira Nhoroondo Dzakashandisa Credit Card yako
Haisi chete makadhi ako ekwereti ari pangozi. Dzimwe nhoroondo dzinoshandisa kadhi rako rechikwereti dziri pangozi, zvakare. Nhoroondo idzi dzinowanzokosha kudarika nhamba dzekadhi rechikwereti pachavo. Nhau yeCBCBC kubva munaJanuary 2016, inorayiridza mari inosvika $ 3.78 yeAber account maererano neyero yepamusoro ye $ 1 kusvika $ 3.30 nokuda kwehumwe ruzivo ruzivo rwakafanana nezuva rokuberekwa kana huwandu hwekuchengeteka kwevanhu. Paypal, Netflix, HBO GO, ITunes, nedzimwe nhoroondo. Zvinosuruvarisa, zvakaoma kuvhara kubba nemasangano aya, tichifunga kuti vazhinji vanoda kuti iwe uchengetedze ruzivo rwekadhi rako rekwereti kuti ugoinyorera nekodha.
Sezvo kambani yemakadhi echikwereti ichienda kune imwe yakachengeteka yakadhi yekwereti yemakadhi , mamwe maitiro ekuba (kufanana nenyaya yekutora rusununguko) inogona kuwedzera.
Sezvo mari yekufambisa inowanzova yakawanda, unogona kutarisira kukwidziridzwa kwekombiyuta kuwedzera. Kune kakatova Android app inobvumira mbavha kuti dzisafone kutora ruzivo rwekubhadhara mafoni nekungoenda pedyo nemunhu ane ruzivo rwekadhi rechikwereti rakachengetedzwa pafoni yavo.