Chinoita Kuti Kadhi Yenyu Yekubhadhara Iripo Chikwereti Chinokosha

© Colin Anderson / Getty

Iwe unogona kungopedza imwe mari yakawanda pane yako kadhi rechikwereti. Chikwereti chako chekwereti rechikwereti chinopa chikwereti chekwereti kuakaunti yako iyo ndiyo yakawanda yemari yechikwereti chakakosha iwe unobvumirwa kuva nayo pane yako kari panguva chero ipi zvayo. Iwe unogona kuramba uchitenga kutenga kusvika kuchiyero chemari yako yechikwereti chero bedzi uine chikwereti chiripo.

Chii chinowanikwa chikwereti?

Kuziva chikwereti chako chiripo zvakakosha kana iwe uchida kuchengeta kadhi rako rechikwereti mukati mekwereti.

Zvichienderana nemitemo yako yekadhi rechikwereti, pangava nezvikwereti nemigumisiro yekuwedzera chikwereti chako chekadhi rechikwereti.

Mari yako inowanikwa ndiyo chikwereti chekwereti iwe unokwanisa kushandisa kuti utenge pane imwe nguva nenguva. Nhamba yacho inoshandiswa inobva pachikwereti chako chekwereti uye chikwereti chako. Chikwereti chiripo pane kadhi rako rekwereti kazhinji chikwereti chako chekwereti chinoderedza mari yako yemazuva ano, asi inogona kunge yakaderera kana iwe wakamirira kutengesa kusina kutumira kadhi rako rekwereti ikozvino. Somuenzaniso, kana chikwereti chako chiri $ 2,000 uye une chikwereti chemadhora mazana mashanu, ipapo iwe unenge uine $ 1,500 yemari yechikwereti. Chiitiko chinenge chichiripo che $ 100 chinogona kuderedza chikwereti chako chiripo kusvika $ 1,400.

Iwe unogona kutarisa chikwereti chako chiripo nekududza kadhi rako rekukweretesa chikwereti kuburikidza nenhamba iri kumashure kwekadhi rako rechikwereti kana nokupinda muakaunti yako yepaIndaneti. Cherechedza kuti dhodhi yako yekubhadhara kadhi rechikwereti haisi nzvimbo yakanakisisa yekuongorora chikwereti chako chiripo nokuda kwekutengeserana kungave kwakanyorera ku-akhawunti yako sezvo mutemo wako wekubhadhara wakadhindwa.

Chikonzero nei kuva nechikwereti chiripo kunokosha

Kuva nechikwereti chikuru chiripo kune chikwereti chako chikoro nekuti zvinoreva iwe uri kuchengeta kadhi rako rechikwereti chikari chakanaka. Nokudaro, chikwereti chako chekushandisa , iyo 30% yemari yako chikwereti, ichavawo yakaderera. Iyo pfungwa yakanaka kuchengetedza kadhi rako rechikwereti iri pasi pe30% yekwereti yako chikwereti.

Izvozvo zvinoreva kuti uchava nemari ye $ 300 ne $ 700 iripo chikwereti pane kadhi rechikwereti rine muganhu we $ 1 000.

Chero chikwereti chiduku chiripo chaunacho, chakanyanya kukosha kadhi rako rechikwereti kwauri. Uine chikamu chiduku chechikwereti chiripo, hauzokwanisi kushandisa chikwereti chako paunenge uchichida, somuenzaniso, kubhadhara motokari kana mabhuku hotera. Pane kudaro, iwe unofanira kushandisa kadhi yako yebhengi iyo inogona kuda kuchengetedzwa kwekuchengeteka kana mamwe magwaro ezvimwe zvekutengesa.

Chii chinoitika kana iwe ukashandisa zvinopfuura chikwereti chako chiripo?

Kana iwe uchiedza kushandisa zvakawanda kupfuura chikwereti chako chiripo, kutengeserana kwako kuchaderedzwa, kunze kwekuti iwe wakasarudza-kupinda kuti uve nepamusoro-mu-kugadzirisa kwekutengeswa kwakaitwa . Kusarudza-in inobvumira kadhi rekwereti rekwereti kuti tishandise kutengesa kunogona kukuisa pamutengo wekwereti, asi iwe unosara iwe unotarisana nepamusoro pemari yekubhadhara, kana yako kadhi rechikwereti achipa mhosva imwe. Kuwedzera chikwereti chako chechikwereti kunogonawo kutora chikamu chechirango pane kadhi rako rechikwereti.

Iwe unogona kuwedzera chiyero chekwereti chiripo pane yako kadhi rechikwereti nokubhadhara pasi chikoro chako. Kana imwe nguva mabhadharo ekubhadhara kero yako, chikwereti chako chiripo chinowedzera nemari yawakabhadhara. Cherechedza kuti zvinogona kutora mazuva maviri kana matatu ebhizimisi kuitira kuti kubhadhara kuratidze muchikwereti chako chiripo, zvichienderana nechinangwa chako chekubhadhara chikwereti chekwereti.

Kana uri kuedza kusunungura chikwereti chekutenga, iwe unowanzodikanwa kubhadhara mazuva mashomanana zvisati zvaitika kana uchida.

Chikwereti chikwereti chiwedzerwa chinogonawo kukwidza chikwereti chako chiripo. Iwe unogona kukumbira kuwedzerwa kwemari yechikwereti kubva kuchikwereti chako chekwereti uye ivo vachaongorora nhoroondo yako uye nhoroondo yekwereti kuti ubvumira chikumbiro chako. Iwe uchave uine chikwereti chakafanana chechikwereti, asi kana ukabvumidzwa, chikwereti chekwereti chiwedzerwa chichasimudza chikwereti chako chiripo.