Kukura Kwakanakisisa Mari dzekutenga

Nzira Yokutora Nayo Kubatsira Kwekuwedzera Stock Mutual Funds

Iko yakanyanya kukura mari yekutenga inogona kushandiswa kwenguva refu yekutsvaga mari kana kuti kubata panguva dzepamusoro dzemakambani ekutengeserana .

Asi vasati vatengesi vasarudze mari yekuwedzera, zvakakosha kunzwisisa mararamiro uye zvibatsiro zveiyo inozivikanwa motokari yemotokari.

Hezvino izvo zvaunoda kuziva pamusoro pekuwedzera mari uye ndezvipi zvakakosha pane zvinangwa zvako zvekutsvaga:

Growth Funds Tsanangudzo uye Simba rekutsvaga

Kuwedzera mari ndeyemari pamwe chete kana mari inotengeserana-inoshandiswa mari (ETFs) inobata zvikwata zvekukura, izvo zviri mashomanana emakambani anotarisirwa kukura pamwero wekukurumidza maererano nevose mushambadzi wekutengesa.

Nzira yakanaka yekunzwisisa mashizha ekukura uye mari inowedzera mavari ndeyekunzwisisa musiyano pakati pekukura uye kukoshesa kuisa mafaira . Kana iwe ukasimudza mukukura kwematokari, uri kutenga mishonga yemakambani ari mukukura kwebhizimisi. Munguva iyi, kambani yekukura iri kukura mari (uye netariro iyo inobatsira mari) pakukurumidza kupfuura pane dzimwe nguva, zvakadai sokutanga-gadziriro uye chikamu chekukura. Munguva yekukura kwezvikamu, makambani akawanda anotora purogiramu mukambani, panzvimbo yekubhadhara zvikwereti kune vagovana, semuenzaniso wekukura, izvo zvinowanzokosha zvezvikwata.

Muenzaniso wekukura kwemahombekombe iAmazon (AMZN), asi muenzaniso wegorosi inonzi Johnson & Johnson (JNJ). Zvose mbiri makambani makuru; asi, AMZN ichiri pachena muchikamu chekukura chehupenyu hwebhizimisi. Inoshandisa yakawanda yaro kubatsiridza kuwedzera mukukura kwekambani, asi JNJ iri muchikamu chakakura uye inowedzera zvimwe zvezvikwereti zvayo nevagovhesi nenzira yezvikamu.

Nguva Yakanakisisa Yokutsvaga Mukukura Kwezvikwereti

Mutengo wemari pamwe ne ETFs zvinowanzotarisirwa kuva nguva refu (makore anopfuura matatu asi akawanda zvakakodzera 10-year-plus) holdings. Nezvo zvakati, kuwedzera mari inowanzobuda kunze kwekukosha kwemari muchikamu chekupedzisira chehupfumi, kana nguva isati yatanga kutengesa.

Nguva ino inowanzoti gore rimwe chete kana kupfuura. Semuenzaniso, mari yekukura yakakunda kukosha uye S & P 500 index muna 2007, gore rekupedzisira remakore asati apera Kubva Kudzoka kwegore ra2008. Muzvokwadi, inodzokera kumusangano wekuwedzera wekudyidzana yakapetwa kaviri yeS & P 500. Kuwedzera mari inokunda S & P 500 muna 2017.

Kukura Kwakanakisisa Mari yekutenga kune Vashandi vakawanda

Kusarudza yakanakisisa kukura mari yekutengesa kwepodfolio yako haisi yakasiyana nekutsvaga mbatya. Hakuchina hukuru-hunoenderana nemasarudzo ose anoshanda kune munhu wose.

Uine izvozvo mupfungwa, uye pasina urongwa humwe, apa pane zvakasiyana-siyana zvekuwedzera mari mari yekufungisisa musati maita chisarudzo chekupedzisira:

1. Vanguard Growth Index ( VIGRX ): Kana iwe uchida kuisa mari muzvikwama zvekukura kweUnited States zvine mari shoma, hapana-mutual mutual fund, VIGRX isarudzo yakakosha. Ipapotipoti yeVIGRX inosvika mazana matatu emazita makuru ekukura muUnited States seAmZN uye Facebook (FB). Mari inoshandiswa yakaderera pa 0.19 muzana uye inoshandiswa pabasa rekutsvaga mari inenge $ 3,000.
2. Fidelity Contrafund (FCNTX): Kana iwe uchida kuenda nenzira inogadziriswa, haugoni kuwana huwandu hwekuwedzera mutual fund pane FCNTX, kana kwete kwete apo mutariri wekare Will Danoff ari pachigaro. Danoff, FCNTX mutungamiri kubva muna 1990 akangoona nezvezvinhu zvose zvezvemari uye zvemashamba iwe unogona kufungidzira uye iye akaenzaniswa nepamusoro-kutora basa munguva refu. Nekutaura, FCNTX yakaita mberi kwemareji ehomwe huru yekuwedzera mari yekudzorera 1-, 3-, 5- uye 10-year returns. Tichifunga nezvekushanda kwakakosha uye hukuru hwehutungamiri huwandu hwemari ye 0.68 muzana huri shoma. Izvo zvishoma zvishoma kutanga kwekutsinhanisa ndeye $ 2,500.

1. Fidelity Select Technology (FSPTX): Vashandi vanotsvaga muyero wakachena wekukura mune imwe mari yehurumende vachada kufunga nezvekuisa mari mune imwe yepamusoro-soro mari yeFSPTX. Tsika yekutengesa inowanzonyanya kuwedzera kukura kwekutengesa kutenga. Ipapotipoti yeFSPTX inonyanya kushandisa mashizha makuru e-tech ( Apple) (AAPL), Alphabet (GOOGL), uye Nvidia (NVDA). Mari inoshandiswa inonzwisisika pa 0.78 muzana uye zvishoma zvishoma kutanga kwekutsvaga $ 2 500.

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.