Zvamunoda Kuziva Nezve Mutengo Wemari Unobhadhara
Vashandi vanotarisa mari yekuwana mari vakachenjera kuti vadzidze zvidzidzo zvekuongorora zvibereko zvekugadzirisa mari. Muchikamu chino tinochera kune zvakakosha zvekubatana kwezvikwama zvekubhadhara uye kuita kuti zvibereko zvive nyore kunzwisisa.
Ndeipi Mwedzi weTrailing Twelve (TTM)?
A mutual fund's TTM Zvibereko zvinoreva kuwandisa kwemari inoshandiswa nehupfumi yemari yakadzokera kuvasimari mumwedzi 12 yapfuura.
ITTM inotsanangurwa ne "kutora mwedzi gumi nemaviri."
Inotarirwa nokutora chiyero chakarehwa chezvibereko zvezvikwata (kureva mashizha, zvibvumirano kana zvimwe zvekubhadhara mari) zviri muhomwe yemari. Nokuenzanisa, zvibereko zveimwe chikwereti chiri pasi pekutengesa kwezvikwata zvinoverengerwa nokuparadzanisa mari yose yezvikamu zvezvikamu zvakabhadhara mari inotengwa semari inowanikwa kune vagoveri nemari yemugove.
Zvokudya zveTTM zvinopa nhoroondo yemazuva ano yehutambidzani yehurumende yemugove weparimende uye inhare yekubhadhara kune vatengesi. Semuenzaniso, kana uri kuongorora mari uye iwe unoona kuti iyo TTM Inobhadhara inenge 3.00%, ingadai yakabhadhara madhora 3 000 kune mumwe mukoti ane $ 100,000 muhujiro hwekutsvaga mari mukati megore rapfuura. Zvisinei, zvakakosha kuziva kuti Chibereko cheTTM chinofanirwa kuonekwa seanotarisirwa nekuti hazvirevi mari chaiyo inogamuchirwa nemumwe munhu.
Uyewo, sekuita kwebasa rakapera, mari inobhadharwa nehurumende yegore pamwe chete haisi chivimbo chokuti ichapa mari yakafanana pamwedzi 12 inotevera.
Chii chinonzi 30-Day SEC Chikupai?
A mutual fund's 30-Day SEC Kuburitsa kunoreva kuverenga kunobva pamazuva makumi matatu ekupera kwezuva rekupedzisira remwedzi wapfuura. Chibereko chiripo chinoratidza zvikamu uye chikwereti chakawanikwa munguva iyo, mushure mekuderedzwa kwemari mari.
Chibereko chacho chinonzi S SEC nokuti iyo makambani ekubudirira anodiwa kuti ataure ne Securities and Exchange Commission.
Kune mari yezvisungo , SEC yekukohwa chiyero inofungidzira chibereko chemari inogamuchirwa nemutengi wegore achifunga kuti humwe hutano huri muhupfumi hunoitwa kusvikira hukura. Asi chengetedza mupfungwa kuti bhadha mari yekuchengetedza (iyo yevimbiso yezvisungo) haibatanidzwi kukura uye mari yezvisungo haisi "yakakura."
Zvisinei, iyo 30-Day SEC Inobereka ichiripo inopa ruzivo rwakakwana kuvashambadzi nokuti inobatsira kuenzanisa mari, inoratidzirwa sezana, inotarisirwa pakugadzirisa zvinangwa.
TTM Inobvisa vs 30-Day SEC Kugovera
Sezvo iwe ungangodaro uchinzwisisa nekuverenga nyaya ino kusvika ikozvino, musiyano mukuru pakati pekutengeserana kweTTM Mazairo uye iyo yemakore makumi matatu ekuberekwa kwechipiri ndeyekuti iyo yekupedzisira ndiyo imwe nguva yemazuva ano yezvibereko.
Hapana nhamba inofanirwa kuonekwa seyakarurama kunyatsogadzirisa ramangwana rekubhadhara mari. Imwe chikwereti chemari yakapfuura, mararamiro uye ruzivo ruzivo runogona kujekesa kutungamirirwa kwezvikwereti uye kutarisira zvinotarisirwa. Semuenzaniso, kana Chibereko cheTTM chakakwirira kudarika Mazuva makumi maviri ekugovera, ruzivo rwakabatana runoratidzira kuti chibereko chemari yeramangwana chinogona kuenderera mberi. Iyi ruzivo inogonawo kufungidzirwa pamwe chete nehuwandu hwehuwandu hwemari uye hupfumi hukuru.
Kazhinji, kana Federal Reserve iri kuderedza nhamba yemitengo, zvibereko zviri mumatanda, zvisungo uye mari inobatanidza iyo inochengetedza zvikwereti izvi zvicharamba zvakare.
Semuenzaniso, kana Chibereko cheTTM chiri 3.99% uye Zuva reKubereka kweSezuva ra299%, iwe unogona kuronga kuti chikwama chemuhomwe chiwane mumwedzi inotevera negore kuva pasi pe 2.99%. Ingova nechokwadi chekuchengetedza maonero ako uye usambofungi kuti mitero inofamba yakakwirira munguva pfupi.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.