Unofanira Kuzviisa Kune Dzimwe Nyika?

Kubhadhara Kwekune dzimwe nyika Kuwedzera Kusiyana asi Kune Ngozi

Kuisa mari kune dzimwe nyika kune imwe nzira itsva kune vashandi vanoita zvekutengesa. Nenzira yakajeka, kuuya kwenyika pamwe chete nemari yekutengesa-inoshandiswa mari (ETFs) yakaita kuti zvive nyore kupfuura kare. Asi, kuisa kune dzimwe nyika sarudzo yakanaka here? Sezvenguva dzose, sarudzo yekuisa mari kune dzimwe nyika inowanzoenderana nechinangwa chako chekutsvaga mari, asi ino ino ichaongorora zvimwe zvezvakanaka uye zvakashata.

Sei Uchifanira Kuisa Kune Dzimwe Nyika?

Mutemo wekutanga wekutsvaga mari ndeyekutsvaga kudzoka kwakanyanya-kugadziriswa kwekudzoka kwemari yavo (inonziwo "alpha"). Chaizvoizvo, iwe unoda kuwedzera purofiti yakaitwa kunze kwehuwandu hwehutano hunotorwa mune ipi zvayo inotengeswa. Imwe yenzira dzakanakisisa dzekuita izvi ndeyekusiyana-siyana, izvo zvave zvakaratidza kuti zvinyorwa zvinokurudzira kudzoka kwekugadziriswa.

Imwe nyanzvi yepamusoro yakasiyana-siyana yakachengetedza zvishoma nezvishoma 8-10 zvisingatauriki (kana, zvinhu zvisingafambidzana kune mumwe nomumwe) zvinopararira kune mamwe mashizha uye geographies, izvo zvinoita kuti chiitiko chakaipa mumusika umwe chisati chakanganisa zvachose chikwereti. Somugumisiro, kuisa kune dzimwe nyika (geographical diversification) inzira inokosha yekuwedzera huwandu hwekugadzirisa njodzi kuburikidza nekusiyana-siyana .

Semuenzaniso, Vanguard MSCI EAFE ETF (NYSE: EFA) ine 0.78 kuwirirana ne S & P 500 SPDR ETF (NYSE: SPY), asi iShares MSCI Emerging Markets Index ETF (NYSE: EEM) ine 0.69 chete, maererano Dhora remwedzi mitanhatu kubva ku ETFScreen.com yakapera musi waJanuary 9, 2017.

Nzvimbo dzakawanda dzekuchengetedza mari uye mari inobatanidza zvakanyanya kuderedza kusiyana.

Ndepapi Kuwana Mari Kwekune dzimwe Nyika Kunokodzera?

IU.S. inozivikanwa pasi rose nekuda kwekuchengetwa kwayo kwepfuma yakavharidzirwa, seHaimari zvisungo uye makambani e-blue-chip . Saizvozvowo, nyika dzedzimwe nyika dzinowanzobatana muzvikamu zvavo zvekutsvaga mari, zvichibva pane zvigadzirwa kusvika kuhomwe dzekukura.

Somugumisiro, vatengesi vari kutsvaga marudzi aya emari yekuda mari vangada kutarisa vachishandisa zvinyorwa zvekune dzimwe nyika kuti vazadze chisarudzo kuti kuwedzere kusiyanisa.

Nyika dzedzimwe nyika mune zvinonzi BRIC (Brazil, Russia, India neChina) boka rinonyanya kuzivikanwa nemikana yavo yekukura. Nyika idzi dzakaona huwandu hukuru hwehupfumi hwehupfumi, hwakabatsira mamwe makambani mukati mekubudirira. Zvisinei, sekune imwe nyika inenge ichiri kusimukira, kune ngozi dzakawedzerwa dzine chokuita nekukwanisa kubudirira kubudirira kukura kwenguva refu.

Mamwe nyika anozivikanwa nokuda kwenzvimbo dzavo dzekutarisa. Semuenzaniso, Nigeria inonzi inozivikanwa nehuwandu hwemabhizimisi ehupfumi hwekunyika; Chile inonyanya kuzivikanwa nemaminerari ayo asingawanzoitiki; Kanada inozivikanwa nokuda kwezvigaro zvayo zvegoridhe nemafuta; uye kuMiddle East inozivikanwa nemafuta ayo uye gesi mikana. Nyika imwe neimwe yekune imwe nyika ine nzvimbo dzayo dzehupfumi hunotarisa uye njodzi-ku-mubayiro wehuwandu hwevatengesi vemarudzi ose.

Zvimwe Zvipingamupinyi Zvokutsvaga Kune Dzimwe nyika

Pane zvipingamupinyi zvekutsvaga mune imwe nyika kana mushamba-kusanganisira United States - ndicho chikonzero nei kugadzira chikamu chemahofisi chakakosha zvakakosha. Semuenzaniso, kana US ichinge yakakanganisa mutemo wemari uye dhora rakaputika pasi, hazvingafadzi here kuiswa mune dzimwe nyika dzisingabatsiri?

Zvisinei, pane njodzi dzakasiyana-siyana dzinobatanidza nekunze kune dzimwe nyika nekushambadzira kwekugara.

Heano zvitatu zvezviitiko zvakakosha zvikuru:

• Mari Inoshandiswa Pakutarisana Nengozi: Makambani ekune dzimwe nyika anowanzotengesa zvekutengesa uye mari mune mari yavo yemunharaunda - yakadai seEuro kana Swiss francs . Somugumisiro, vatengesi vanobva kuUnited States vanofanira kushandura mari idzi mumadhora e US pane imwe nguva. Zvinosuruvarisa, mutengo wekushandurana pakati pemari inoshanduka pakufamba kwenguva, uye inogona kutungamirira kukuwana kusingatarisirwi kana kurasikirwa.
• Kuongorora Kwematongerwe Enyika : Makambani ekunze kune dzimwe nyika anoshanda mune dzimwe nyika dzingasangana nematambudziko ezvematongerwe enyika, zvakadai sehugandanga kana vavakidzani vanogona kuvenga. Somuenzaniso, South Korea inotarisana nemukana wekurwiswa neNorth Korea. Somugumisiro, vatengesi vanofanirwa kunyatsocherechedza njodzi dzinoshamwaridzana nenyika dzavanoshandisa.

• Dambudziko rezveMari uye Chekwereti: Makambani ekune dzimwe nyika anowanzotarisirwa nehutano hwehupfumi hwenyika yavo. Kunyange zvazvo veUnited States vane chikwereti cheAAA, kune nyika dzakawanda dzinoshambadza zvikwereti zvichibva kubva-zvakakwana kusvika pasi-pasi pekutsvaga bhizinesi. Uye, zviitiko zvakashata zvemari mune nyika idzi zvinogona kukanganisa kambani dzinoshanda mukati.

Key Takeaway Points

• Kuita zvekutsvaga kwepasi rose inzira inowanikwa itsva kune vashandi vekurima, nekusimudzirana kwemari pamwe chete neEFs zvakatarira pamikana yenyika yose.
• Sarudzo yakakodzera yekutsvaga mari kune dzimwe nyika inowirirana nezvinodiwa nemumwe wevatengesi uye pavanoda kutarisa mari yavo.
• Kune njodzi dzakawanda dzinobatanidza nekutsvaga kwemari kwenyika dzose, kusanganisira mari yezvengozi, geopolitical ngozi, uye zvikwereti zvemari, pakati pevamwe.