Global allocation funds, iyo inozivikanwawo se "kuenda chero kupi zvako mari," inogona kuchinja nokukurumidza pakati pezvikwata zveasset uye nzvimbo dzenharaunda.
Kusiyana nemari yemari yakaenzana, mari iyi inogona kudyara mune zvigadzirwa, ramangwana zvibvumirano uye kushandura zvibvumirano kuwedzera kumatanda uye zvisungo. Zvakanaka, zviitiko izvi zvinovabatsira kuti vatevere mikana uye vadzivise kuparara kunorwadza.
Pros uye Cons ye Global Allocation Funds
Global allocation funds ine huwandu hwezvakawanda uye hutano hwekuti vatengesi vanofanirwa kunyatsoongorora vasati vaita chero mari ipi zvayo. Iyi mari inopa vanosimudza mari yakawandisa, mukana wekupa mubairo wepamusoro kupfuura mari yakatarwa yemari, asi nekuda kwechimiro chavo, zvakakosha kuti vatengesi vaite basa ravo rechikoro kune vatariri vemari.
Nzira dzekutsvaga mari muhuwandu hwemari dzinosanganisira:
- Izvo Zvekare Inogona Kudzoka - Global fund funds yakagadzirirwa kutevera mikana yakasiyana-siyana munyika yose isina kusungwa kune imwe yefa yefa kana nzvimbo. Somugumisiro, vatungamiri vekutsvaga kwekutsvaga mari vanogona kuunza kudzoka kwakasiyana-siyana kufanananidzwa nemadzitateguru ehurumende yemari inoedza kuenzanisa nhamba yezvinyorwa.
- Kuvhara Simba - Global allocation money inogona kunge yakabatanidzwa mukugadzira maitiro , zvakadai sekuchengeta goridhe kana mari panguva yakakodzera. Somugumisiro, vatungamiri vekusimudzira mari vanogona kuderedza njodzi panguva yemusika kuputsika uye kubatsira kudzivirira zvinhu zvako. Izvi zvinoita kuti mari idzi dzive ruzivo rwakakura rwepoteforeti yakazara.
Izvo zvekutsvaga mari inowanikwa pasi rose inosanganisira:
- Riskier Trades - Global allocation mari inogona kutenga riskier mamwe masayiti emassetsi , kubva pazvinhu zvekugadzirisa zvibvumirano. Somugumisiro, vanogona kuisa njodzi yakawanda kudarika mari yemadzitateguru ekutengesa mari inongotenga uye kutengesa zvikwata uye zvisungo.
- Kuwedzerwa kwepamusoro - Global allocation money inowanzova nehuwandu huwandu kupfuura hutsika huri pakati nepakati mari, izvo zvinoreva kuti vangave vashoma kubhadhara mutero. Somugumisiro, vatengesi vanogona kuona kuwedzerwa kwepamusoro kugoverwa kutumirwa nzira yavo.
- Rapid Pace - Global allocation money inogona kukurumidza kupinda uye kunze kwemakirasi easset uye nzvimbo, zvinoreva kuti nhoroondo yavo inogona kunge isina kugadzikana. Somugumisiro, vashandi vanofanirwa kunyatsofungisisa mutungamiri wekutsvaga mari shure kwechikwama.
- Little Diversification - Global allocation funds inoshandisa kushandisa mikana pasi pose, izvo zvinoreva kuti kubata kwavo kunogona kunge kwakanyanya kune dzimwe nzvimbo. Somugumisiro, varimi vanofanira kunge vachiziva kuti mari iyi inogona kunge isina kusiyaniswa .
Best Performing Global Allocation Funds
Global allocation funds yakasiyana zvikuru zvichienderana nevanotarisira masimba avo. Nepo kune nguva dzokuti mari iyi inoparadzanisa zvikwereti zvayo, nheyo yenguva yakareba yemari iyi inoramba isina kunzwisisika pahuwandu hwehutano, maererano neDamota Dota.
Mari yemunhu mumwe nomumwe munharaunda yacho inogona kupa utano hwakanaka kupfuura vamwe zvakadaro.
Kuongorora kugoverwa kwemari kunowanikwa pasi pakuverenga fesitasi kana kutsvakurudza mari iri paIndaneti. Kunyanya, vashandi vanofanirwa kubhadhara boka rekutungamirira uye nguva yaro, pamwe chete nekugoverwa kwemari kwechikwata panguva ino. Nzvimbo dzeIndaneti dzakadai seMatstarstar dzinopawo mungozi kana mutsara uye kudzoka kana mamiririji emutauro kuti aongorore.
Pakupedzisira, Morningstar.com inochengetedza rekodhi yepamutemo yekuita mari yekugoverwa kwemari pane nguva dzakasiyana-siyana. Kubva munaAgasti 2016, iyo yakanakisisa yekuita mari yekugoverwa mari yakaisanganisira:
- Highland Global Allocation Funds
- Sextant Global High Income Fund
- Hartford Global Real Estate Asset Funds
- Appleseed Institutional uye Investor Fund
Mazano Okuyeuka nezve Global Allocation Funds
- Global allocation funds ndeyedzimwe mari inogona kuchinja nokukurumidza pakati pezvikwata zveasset uye nzvimbo dzenharaunda zvichiita kuti zvikwanisike kuunza hudzo hwakakwirira pangozi yakaderera.
- Global allocation fund inodzoka zvikuru inowirirana nemari 'mutariri wekutsvaga mari, saka zvakakosha kune vashandi kuti vaongorore zvakanyatsoitika nhoroondo yavo.
- Morningstar.com inopa urongwa hwehuwandu hwemari inoshandiswa uye inogona kushandiswa kutsvaga kutsvakurudza zvinhu izvi uye kuita ruzivo rwekutsvaga ruzivo.