Kune dzimwe nzira mbiri dzekudzorera zvikwereti, chimwe chazvo chiri kurima zvakare kumakambani akabhadhara (iyi sarudzo inogona kuderedza kukanganisa mari kune mumwe munhu yakasimba asi inotanga kutonga kwevanhu vakawanda uye mukana wekukanganisa mukugadzirisa), imwe yacho kuvabatanidza pamwe chete uye kugovera zvakare sekuti vakanga vari mari itsva sezvimwe chero mari imwe.
Nokuti ikozvino, tichafunga nezvekutanga nzira nekuda kwekunzwisisa.
Kudzokorora Zvikamu Zvinogona Kuchinja Kambani Inokura Kambani Kupinda NemaInvestment Mukuri
Mune imwe nyaya inotaura bhuku raJeremy Siegel, The Future For Investors: Sei Kurwisa uye Kutonga Kwechokwadi Pamusoro peBold uye Idzva, uchawana nhamba inonakidza inopiwa naipurofesa:
Pakazosvika 1950 kusvika muna 2003, IBM yakawedzera mari pa12.19% mugove, zvikamu pa 9.19% mugairo, mupiro wega wega 10,94%, uye kuwedzera kwezvikamu zve14.5%. Panguva imwecheteyo, Standard Oil yeNew Jersey (iyo zvino iri chikamu cheExx Mobile) yakabhadharwa kugoverana kwezvikamu zvinokwana 8,4%, chikamu chimwe nechimwe kukura kwe7.11%, kuwanikwa kwegawaniro yekugoverwa kwe7.7%, uye kuwedzera kwezvikamu zvisingabatsiri 14.22% .
Kuziva chokwadi ichi, ndeipi yefemu idzi mbiri ungada kuva nayo? Mhinduro yacho inogona kukushamisa iwe. Mari inosvika $ 1 000 inotengeswa muBIM ingadai yakakura kusvika $ 961 000 asi iyo yakafanana inotengeswa mu Standard Oil ingadai yakasvika madhora 1,260,000 - kana kuti inosvika madhora mazana matatu emadhora - kunyange zvazvo kambani yemafisi yehoko yakangowedzerwa nemazana makumi maviri panguva ino neBibM, Kusiyanisa, kuwedzera nemazana matatu, kana kuti inenge katatu purogiramu imwe neimwe.
Izvo zvinokonzera kukanganisa zvinobva kune izvo zvinoratidzika zvakajeka zvikamu: Pasinei zvakanyanya zviri nani muzvikamu zveBMM, vagoveri vaitenga Standard Oil uye vakadzorerazve mari yavo inowanikwa mari inenge iine nguva inopfuura 15-nhamba yezvikamu zvavakatanga apo apo IBM stockholders vaiva nemakore matatu chete -iyo nguva yavo yepakutanga. Izvi zvinowedzerawo kuratidza kufanirwa kwaBenjamin Graham kuti kunyange zvazvo kushanda kwebhizimisi kuchikosha, mutengo unokosha .
Kusarudza Kuwana Zvikwereti MuBhizimisi Rinobudirira Rinogona Kubudirira Mukuwanda Kwekuwedzera Kwemari uye Pfuma Creation
Chisarudzo chekudzorera zvikomborero zvako zvinogona kuita misiyano yakakura kana uchitarisa imwechete yakasimba muga woga. Iti iwe unosarudza kuti iwe unoda kuisa $ 100 000 mune imwe yenyika huru, inoremekedzwa zvikuru mune zvehutano, mishonga uye mutengi wemhando yebhuputi chip stocks, Johnson & Johnson. Vagari venhaka yemhuri yekutanga yekambani vakange vari kuchangobva kusimbiswa Forbes 400 rwandu rwevakachema zvikuru veAmerica. Yakanga yaenda kumazhinji makumi emakore zvisati zvaitika, muna 1944. Yakanga yava nenguva yakaonekwa seyekutanga yebhuruu-chip stocks mumusika, uye yakasarudzwa zvakanaka chero ipi zvayo.
Iwe unotenga chikwata, uchibhadhara $ 2.8281 chikamu chimwe nechimwe.
Chii chinoitika? Chimbofungidzira zvimwe zvisikwa zviviri.
Munzvimbo imwechete, iwe unosarudza kusadzorera zvikamu. Mari yako ye $ 100 000 inokura kusvika $ 4 367 897 musati mitero. Izvi zvinosanganisira:
- 35,359 migove yaJohnson & Johnson pamutengo wemusika we $ 93.39 pamusana wekutengeswa kwemari yekodzero yepamusoro madhora 3 302 177
- Aggregate cash dividends yepakati pe $ 1,065,720
Chimwe chikonzero chekupemberera ndechekuti pahurukuro yemazuva ano ye $ 3.00 payo mugove, iwe wakagadzirirwa kutora $ 105,204 mugoveri wemari pamwedzi gumi nemaviri ari kuuya.
Mune imwe nzvimbo yose, unosarudza kuunzazve zvikamu. Yako $ 100,000 inokura kune imwe nzvimbo inenge madhora 7 062 245. Ichi chine zvikamu 75 621 zveJohnson & Johnson stock pamutengo wemusika we $ 93.39
Pamusana pehuwandu hwehuwandu hwehuwandu hwehuwandu hwehuwandu hwehuwandu - huwandu kaviri yezvigadzirwa - iwe wakagadzirirwa kugamuchira $ 226,863 mugoveri wemari pamwedzi gumi nemaviri ari kuuya.
Izvozvo zvikaita sediki zvingabhadhara cheki zvakazviita. Nokudzorera zvikwereti, iwe wakaguma ne $ 2,694,348 muhuwandu hupfumi kubva kune huwandu hwekuwana uye zvikamu zvinokonzerwa pamiganho yakatengwa nemabhadharo ako epakutanga, uchigadzirisa unhu hwakanaka.
Icho chaiyo mari yakawandisa uye mari chaiye yakawanikwa. Zvinonyadzisa ndezvokuti kuburikidza nekudzorera zvikwereti zvaunofanira kurega kushandiswa kwemari inowanikwa parwendo, kurasikirwa kunze kwemakore makumi maviri nemapfumbamwe ekuzorora, mbatya, makonti, zvipo zvezvipo, motokari nezvimwe zvinhu zvaunogona kunge wakave nazvo kubva kune yako yekutengesa vashomanana zvinhu zviri mumagariro ehurumende. Kana iwe wakanga uine hupfumi kana upfumi, izvozvo zvingasave zvakakura. Kana zvisina kudaro, yakanga iri chibayiro chikuru.