Kunzwisisa Mazuva Ekuti Zuva Rokuparadzanisa Rinoshanda Sei?
Chii Chinobva-Kugoverwa Kwezuva?
Iwe unogona kufunga kuti kana kambani yekambani inotengeswa pane-in-counter kana pakutengeserana , inogona kuva mubvunzo wemutemo wemhinzwa kuti uone kuti ndiani ane kodzero yemugove wekuuya - mutengesi aiva nemugove panguva iyo chikamu kuzivisa kana muridzi mutsva iye zvino ane chibvumirano kana chikamu ichocho chabhadharwa. Mazuva ano, haisi basa guru zvachose. Hazvina mhosva kuti anokurumidza kugoverana sei kutengeserana maoko, kana kuti vangani vatenzi vanobata sengo pakati pezuva iro chikamu chinoparidzirwa uye musi wawakanyatsotumirwa mumeseji kana zvakananga kuiswa , kuburikidza nehutsika hwemitemo uye mitemo yakagadzirwa kwenguva yakareba , United States yakagadzikana pane imwe nzira-yakagadzirisa iyo inotora guesswork kunze kweiyo equation. Rimwe remazuva aya anonzi zuva rekare-chikamu.
Kutanga, kambani inoita mari yekushandisa nekutengesa zvinhu kana maitirwo kune zvakawanda kupfuura zvinotengeswa kugadzira kana nzvimbo, kuparadzira, kutengesa, kuisa, uye kushanda.
Zvadaro, kupa mubairo vadzidzisi avo vakaisa mari yavo panjodzi kuburikidza nekuita mari mubhizinesi, bhodhi revatungamiri , vakasarudzwa nevatengi vanovamiriririra kuti vamiririre, mavhoti ekutora zvimwe zvebatsiro uye kuitumira semari inokwana mari. Bhodhi revatungamiri rinosarudza mari yakawanda iyo iyo inokwanisa kukwanisa kubhadhara mushure mekuverenga kwezvinhu zvakadai zvakatarirwa chikwereti chekubhadhara chikwereti, zvirongwa zvokuwedzera, nezvimwe.
Ichi ndicho chikonzero, vaduku-kukura makambani vasingabhadhari zvikwereti uye mabhizimisi akakura anobhadhara zvikwereti zvakawanda.
Imwe kambani yakanaka inotora nguva refu yakasimbiswa yekusimudza chikamu nehuwandu hwepamusoro kudarika inflation pamusoro pemakumi emakore, makumi emakore nekuda kwesimbi yakasimba yezvemari inowanzosangana nekudzoka kwepamusoro kune mari uye mamwe marudzi ekukwikwidza kukuru. Kana iwe ukabata chikwata kwenguva yakakwana, uye chikamu chekuwedzera chikamu uye / kana chibereko chiri chakakwana, pane imwe nguva, iwe uchadzoka kupfuura mari yose yawakapa. Makambani ane zvakanakisisa zvikwereti zvinyorwa zvinozivikanwa sebhuruu-chip stocks .
Panguva iyo chikamu ichi chinokurukurwa nebhodhi, mana mana mazuva akarongwa. Kutanga, pane Dividend Declaration Date . Iyi ndiyo zuva iyo kambani inoparidza kuti iri kubhadhara chikamu, kazhinji kuburikidza nehurukuro yekubudisa paBusiness Wire uye / kana nekudhinda chiziviso pane webhusaiti yayo. Pazuva rekuparadzanisa chikamu, musi wezvokuparadzanisa uye musi wekare wekuparadzanisa unoziviswa kuitira kuti vashandi vanogona kuita zvirongwa.
Zvadaro, pane Dividend Record Date . Iri ndiro zuva iro kambani yemugoveri wekambani ichave yakanyungudzwa nokuda kwechinangwa chokugadza ndiani akakodzera kugamuchira chikamu.
Kana iwe usina chikamu pane musi wezvokuparadzanisa chikamu, haungatori kugoverwa kwakadaro kwegoverwa kunyange kana iwe utenga chikwata chisati chabhadhara kune vashandi.
Zvisinei, kuchinja kune zvinyorwa zvevashandi vemakambani vanotora nguva yekunyora. Iko kutenga uye kutengesa ruzivo inofanira kuendeswa kumushandi wekutumira kuti ave nechokwadi chokuti zvikamu zvekare zvomuridzi zvinotamirwa kumudzidzi mutsva uye mabhuku aripo. Kana zvisina kudaro, munhu asina kururama angawana chikamu! Sekugadzirisa, tsika iyi yakagadzirirwa kutaura zuva rechitatu, rinozivikanwa sezuva rekare-chikamu . MuUnited States, zuva rekare rekuparadzanisa rinenge nguva dzose mazuva maviri ebhizimusi tisati tasvika musi wekodhi rekodhi ratinenge takurukura. Izvi zvinopa nguva yakakodzera yekuwana mapepa uye zvinyorwa zvemagetsi zvakarongwa. MuUnited Kingdom, zuva rekare rekuparadzanisa harifisi mazuva maviri ebhizimusi risati rasvika zuva rekutarisa asi, pane kudaro, rimwe zuva rekutengeserana risati ravapo nekuda kwekuchinja kwemutemo wakatanga kushanda musi waOctober 9, 2014.
Pakupedzisira, kune Dhigo reKubhadhara . Iri ndiro zuva apo mari chaiyo inoratidzira kune vashandi vemari; mari iri kugara ipapo, muakaunti yako yekutengeserana kana kutarisa compte, yakagadzirira kupedza.
Nzira yakanaka yekuyeuka izvi: Kambani inoparidzira chiziviso pamusoro pegorova inotevera. Kana iwe usina pfuma pachirongwa chekare, iwe haugoni kunyorwa musi wezvokuparadzanisa zvekare uye, naizvozvo, haungagamuchiri chikamu pane chikamu chekubhadhara chikamu.
Cherechedza zvikomborero zvakakosha, kupatsana kwezvikwata izvo zvakagadzirirwa sezvikamu zvinopfuura 25% zvekutengeserana kwematengo ematengo, uye zvimwe zvimwe zvipo zvinogona kutevera mitemo yakasiyana kana tsika zvichienderana nemamiriro ezvinhu.
Chii Chinoitika Pamusi Wokutanga Kwekugovera?
Zuva rekuparadzanisa rinokosha zvikuru nokuti rinosvika zuva rinobudirira iro kodzero yekuwana ichauya, sarudzo yakarongwa inoshandura maoko kubva kune mutengi kune mutengesi. Kutaura zvakananga:
- Kana iwe uchitenga chikwama, mutual fund, kana zvimwe zvekuchengetedza kwehupfumi izvo zvakaratidza chikamu pane imwe nguva yekare, iwe, muridzi mutsva, une kodzero yokugamuchira iyo chikamu cheparamende. Izvozvo ndezvokuti mabhuku acho achavandudzwa nemashoko ako asati aitika zuva rekuti rekambani ichaziva kukutumira iwe mari.
- Kana iwe uchitenga chikwata, mutual fund, kana zvimwe zvekuchengetedza kwehupfumi izvo zvakaratidza chikamu pamusana kana shure kwezuva rekare, chikwereti (mutengesi) acharamba achiwana icho chakanaka chakatarwa, chikamu chinouya chiripo kunyange vachitengesa zvinhu iwe. Izvozvo ndezvokuti mabhuku haazodzokorodzwa nemashoko ako asati apera zuva rekodzero kuitira kuti kambani irege kuziva kukutumirai mari.
Kuzvidavirira kutengeswa kwekukosha kunowanikwa musi wekuparadzanisa, kukosha kwechikwata chechikwata kana chimwe chekuchengetedza kunowanzogadziriswa pasi nehuwandu hwezvakatarisirwa zvinouya mune ramangwana. Izvi zvinoita kuti zvive zvakaoma kana zvisingagoneki kuti arbitragers vashandise nguva, vachibudisa pfuma iyo inofanirwa kuva yevatsvairi. Sangano rave rakanyatsogadzirisa, vashandi vanove nemabhizimisi akamirira ( kumisa , kumira kwemiganhu, uye zvakanaka-kusvika-yakanatswa muganhu wemirairo, kunyanya) haafaniri kuita chero chinhu nokuti pamagumo ekutengesa zuva rakapfuura, uye musati wasvika pamusika inotanga kutengeserana pazuva rekuti, mashizha emabhizimisi ayo asina kunyatsosarudzwa sekuti "usaderedza" inofanira kuchinjwa pasi nehuwandu hweparadhiso inouya.
A Real-World Example of How Ex-Dividend Date Is Used
Musi waJanuary 4th, 2016, Johnson & Johnson vakataura kuti kwaizobhadhara $ 0.75 per share dividend yekota kune vashandi vayo. Bhizinesi, iro rakarongerwa sekambani inobata ne 265 kushandiswa mabhizinesi ekugadzira zvinhu zvose kubva kumwana wehupfu uye mouthwash kune mishonga, mutsara wemwoyo, uye Splenda sweetener, yakawedzera chikamu chayo chinowedzera makore 55.
Ichi chiziviso chinokonzera chikamu chaisanganisira mazuva matatu anokosha:
- Chikamu chinobhadhara chikwereti chaMarch 8, 2016.
- Chikamu chekugovera chikamu chekuvhara kwebhizimisi musi waFebruary 23, 2016.
- Iyo yekare yegovera chikamu cheFebruary 19th, 2016.
Izvi zvinoreva kuti iwe unofanira kuva nemugovera usati waFebruary 18, 2016 kana uchida kuzviita pamabhuku apo mabhuku iwayo akavharwa musi waFebruary 23, 2016 nokuda kwechikamu ichi. Iyi ndiyo nzira chete yaunowana $ 0.75 per share musi waMarch 8, 2016 apo yakaparadzirwa. Kana iwe uchizvitenga mushure megore iroro, iwe unofanira kutarisira kusvikira chero zvikamu zvese zveramangwana zvinziviswa kuti zviwane imwe.
Izvi zvinoreva zvakare kuti kana iwe wakatengesa zvikamu zvako, uchiti, February 22nd, 2016, kunyange iwe usingakwanisi kuva nemugovera musi waMarch 8, 2016, iwe, uye kwete munhu wawakatengesa zvikamu, uchagamuchira chikamu .