Mitemo Inogona Kuita Nhaka Yenyu
Mubvunzo unowanzobuda apo ini ndichitaura nemunhu anobatsirwa neimba kana kuvimba ndeyekuti kana kwete uyo anowana rubatsiro anofanira kubhadhara mitero kune nhaka yavo.
Pamberi pemubvunzo uyu unogona kupindurwa, mubatsiri unoda kunzwisisa kuti izwi rokuti "mitero" rinowanzobatanidza mitatu yakasiyana yemitero: nhaka yemitero , mutero wematoro , uye mitero yemari .
Kana uchida kana kuti kwete nhaka yako inenge ichitungamirirwa nekutora mitero, mutero wematoro uye / kana kuti mitero inobhadharwa inobva pane zvakawanda, naizvozvo ngatishandisei imwe neimwe yemhando dzemitero zvakasiyana.
State Inheritance Taxes
Mashoko akanaka kune vakawanda vanobatsirwa ndeokuti havazombofaniri kunetseka pamusoro pematoro emitero nekuti nyika nhanhatu chete dziri kuunganidza zvino - Iowa , Kentucky , Maryland , Nebraska , New Jersey nePennsylvania . Uyezve, mune izvi zvose zvinotora nzvimbo inopfuurira kumudzimai anoramba aripo asingabhadharwi nemitero, uye Nebraska chete nePennsylvania chete vanowana nhaka yemitero yeimba inopfuurira kuvana nevana vazukuru.
Saka, kana chirevo chako chawakagara uchigara kubva kuIowa, Kentucky, Maryland, Nebraska, New Jersey kana Pennsylvania kana pfuma yako mune imwe yenyika idzi, iwe hauzokwanisi kubhadhara mitero.
Ichokwadi kunyange iwe iwe, munhu anogamuchira nhaka, unorarama mune rimwe rematanhatu aya.
Uye, kunyange kana iyo yakave yakagara mune imwe yenyika idzi kana kuti yeimba yekutengesa mune imwe kana yakawanda yazvo, iwe unogona kana usingaiti chikwereti chemitero zvichienderana neukama hwako nehutsika. Uyewo, kazhinji inotora mitero ichafanirwa kubhadharwa usati wawana chekuita chako, naizvozvo mari yaunobhadharwa ichave yakaderedzwa nemitero yaifanira.
Nheyo Yenyu Inhaka Inotora Mutero Inopa hurukuro pfupiso yemitemo yemitero yemunharaunda mumatanhatu matanhatu anovatora, asi hutano hwakapiwa pamusoro apa hunoenderana nezita rehurumende hupi hune huwandu hwemashoko pamusoro pemitemo yemitero yenhaka yehurumende imwe neimwe.
State Estate Taxes uye Federal Estate Mitero
Nhau dzakanaka ndeyokuti federal property tax tax inotengeswa mu 2014 inotengesa mutengo yaiva $ 5 340 000 uye mutengo wemuzinda wegore ra2015 uri $ 5 430,000. Nokudaro, kana chiremera cheimba iwe uchigara kubva pane chinokosha pane zvishoma kudarika kushandiswa kwemari yegore rekufa, iwe hauchazobhadharwi chero upi zvake wepa federal property tax .
Nekuda kwehurumende yemitero, ikozvino, mashomanana chete ehurumende anounganidza - Connecticut , Delaware , District of Columbia , Hawaii , Illinois , Maine , Maryland , Massachusetts , Minnesota , New Jersey , New York , Oregon , Rhode Island , Tennessee , Vermont , uye Washington . Saka, sezvinoitwa nehurumende misha yemitero, kana iyo yakagadziriswa iwe uri nhaka kubva kune iyo isingararami mune imwe yenyika idzi kana kuti pfuma yako mune imwe yenyika idzi, iwe hauchazobhadhara chero mutero wematoro kunyange iwe, munhu wacho kugamuchira nhaka , kurarama mune rimwe rematunhu aya .
Kune rumwe rutivi, kana iyo yakaderera ichigara mune imwe yeizvi nyika kana yeimba inoshandiswa mune imwe kana akawanda ematunhu aya, ipapo kukosha kweimba kunofanira kudarika nyika yekubhadhara mutero kusati kwave nemitero yehurumende ichabhadhara.
Parizvino, hurumende yemitero yakabhadhara inobva pakaderera madhora 675 000 muNew Jersey kusvika kune $ 5 430 000 muDelaware neHawaii. Asi kunyange iyo iyo inotora chikwereti chematoro emitero, kazhinji mitero ichazobhadharwa usati wawana chekuita chako, naizvozvo mari yaunobhadharwa ichave yakaderedzwa nemitero yaifanira.
Mutengo Wangu Wechipatara uye Mutero Wokuregererwa unonyora maitiro ehurumende aripo iye zvino mahofisi anoaunganidza, asi hutano hwakapiwa pamusoro apa hunobatanidza nezita rimwe nerimwe rehurumende hupa ruzivo rwakanyanya pamusoro pemitemo yemitero yematunhu ehurumende imwe neimwe. Uyewo, Chitupa cheMatareji eHurumende ye 2015 chakatora chikwereti pamwe chete nepamusoro pekufa kwemitero.
State Revenue Taxes uye Federal Federal Taxes
Nenzira yakawanda, nhaka inayo uye iyo pachayo haifaniri kuonekwa semari, saka iwe haufaniri kuudza nhaka yako kune yako nyika kana federal income tax return .
Zvisinei, iyo nzvimbo yaunogara inogona kunge yakagadzirisa-mumigumisiro yemitero yemari. Somuenzaniso, kana iwe uine nhaka yemaitiro eIRA kana 401 (k), iwe uchafanira kusanganisira zvipo zvose zvaunotora kubva kuIRA kana 401 (k) mumatarenda ako ehurumende, uye zvichida yako mari inowanikwa, mugore iyo iwe unotora kugovera.
Kunze kwekambani dzekubhadhara , kana iwe uine nhaka yemuzinda kana zvimwe zvikwata zvinotarisirwa kunze kweIRA kana 401 (k), uye mugore raunotengesa dzimba kana sengozi iwe unogona kutora mari inowanikwa mubhadharo zvichienderana nekusiyana pakati pe kupiwa nhaka yeimba (iyo inogamuchira " yakagadziriswa " sezvinoitwa zuva rokufa) zvichienderana nemutengo wekutengesa waunogamuchira. Semuenzaniso, kana iwe ukagara nhaka yeimba inotengeswa ne $ 100,000 pamusi wekufa kwekufa, asi iwe unotendeuka uchitengesa imba ye $ 150 000 makore mashomanana gare gare, ipapo iwe uchabhadhara mari inowanikwa mari inosvika $ 50,000.
Tsananguro Pamusoro Pezvipo Nhaka Dzakagamuchirwa Kune Vokune dzimwe nyika
Kana uri mugari weUnited States kana mutorwa akagara uye iwe unogamuchira chipo kana nhaka kubva kune imwe nyika, iwe unofanirwa kuziva kuti kune zvirevo zvakananga zvekuita izvo zvinofanirwa kuteverwa kune zvematongerwo emitemo maererano nechekunze chipo kana nhaka: Iwe Unofanirwa Kupa Zvipo kana Nhaka Dzakagamuchidzwa kubva kune dzimwe nyika kuenda kune IRS?
Inonyanya kukoshesa Mitero Pamhaka Yenyu
Pane dzakawanda zvisiri izvo pamusoro pemitero uye nhaka. Kana iwe usina chokwadi kana iwe uchatozobhadhara mitero paimba yako yawakagara nhaka, bvunzurudza gweta rekugadzirisa vagari kana mubhadhadzi wekambani kwenguva yakawanda usati watora mutero wako.