Saka sei zvinotora nguva yakareba kuti vatsigiri vawane nhaka yavo? Nokuti Mumiriri weMunhu wega kana Mufambisi Wakabudirira anofanirwa kutora matanho anotevera nzvimbo isati yavharwa kana kuti chivimbo chingagumiswa:
- 1. Inventory mazvinyorwa zveshoko uye zvinhu. Pamberi Mumiriri weMunhu wega anogona kugadzwa nedare remhosva kana kuti Mufambisi weSvondo anogona kutora kutungamirirwa kwekutendwa, zvinyorwa zvose zvakagadzirirwa zvekugara uye mamwe mapepa anokosha anofanira kunge aripo. Zvinyorwa zvakarongeka zvekugadzirisa nzvimbo zvinogona kusanganisira Ikupedzisira Kuda uye Testamende , kumariro, kupisa, kuviga kana kuti chiyeuchidzo mirairo, uye / kana Revocable Living Trust . Mifananidzo yakakosha yemapepa inogona kusanganisira mabhizinesi nekutengeserana mabhuku, zvivhoti zvezvikwama uye zvisungo, zvimishuwarenzi yehupenyu, zvinyorwa zvemakambani, motokari uye zvigaro zvezvikepe, nemabasa; uye ruzivo pamusoro pezvakabhadhara zvikwereti, kusanganisira mabhizimusi ehurumende, zvikwereti zvekadhi rechikwereti, zvikwereti zvekwereti, zvikwereti zvemunhu, zvikwereti zvemari uye mari yemariro.
- 2. Sarudza seMumiriri weMunhu weimba ye probate kana kubvuma kusarudzwa seMuchengeti Wakabudirira . Kana imwe nguva mabhuku akakosha aripo, kana kuongorora kunokosha ipapo Mumiriri weMunhu anozofanira kusarudzwa nedare rekuongorora , kana kana chibvumirano chaiva neRevocable Living Trust , ipapo Mutungamiri we Successor achada kubvuma kusarudzwa.
- 3. Ikoshesa zvakashata zvezvinhu. Pane imwechete Mumiriri weMunhu wega kana Mufambisi Wakabudirira ari munzvimbo, ipapo zuva rekufa kwekufa kwezvinhu zvakasikwa zvinoda kuiswa. Ichi chichava ruzivo rwekukosha kune avo vanobatsirwa sezvo mari inowanikwa ichave yakashandiswa kushandiswa kwezuva rekufa kwepamusoro nekukosha apo iyo nhaka inotengeswa inotengeswa (zvichiita kuti chigadzike pasi kana kuti chikwidziro chepamusoro ). Mukuwedzera, kukosha kwese kwezvinhu zvakaderera zvakaderedzwa nezvikwereti zvakasarudzwa zvichaona kana nzvimbo kana chivimbiso chichati chizviise pasi pehurumende yemitero , nyika inotora mitero , uye / kana federal estate mitero .
- 4. Kubhadhara mari yakagadziriswa yekupedzisira uye yekuenderera mberi kwekubhadhara mari. Kana imwe nguva kukosha kwemunhu akafa kwave kwakagadzwa, Mutungamiri weMunhu wega kana Mufambisi wekubudirira achada kubhadhara mabheji ekupedzisira ekupedzisira, akadai sematareji efoni, kadhi yemarikiti yekwereti uye mishonga yezvechiremba, pamwe chete nekuenderera mberi kwemari yekugadza dzimba kana kuvimba, zvakadai semari yekuchengetedza, zvishandiso uye mari yegweta .
- 5. Faira inoshandiswa mutero inoshandiswa uye inobhadhara mitero inoshanda Mukuwedzera pakubhadhara mari yakagadziriswa yekupedzisira uye yekuenderera mberi kwemari, Mutariri weMunhu wega kana Mufambisi Wakabudirira achadawo kutora zvose zvinoshandiswa mubhadharo yematoro uye / kana inotora mitero inoshandiswa (nyika uye / kana federal - IRS Form 706 ) mutero wekubhadhara (s) (nyika uye / kana federal - IRS Form 1040), uye yekutanga uye yekupedzisira yeimba kana kuvimba kutora mutero wemutero (nyika uye / kana federal - IRS Form 1041 ). Zvechokwadi, chero mitero inokodzera inofanira kubhadharwa nenzira yakakodzera yekudzivisa kufarira uye zvikwereti.
- 6. Paridzai zvakasara kune vanobatsirwa. Uye saka tinosvika padanho rekupedzisira mune nzira yekugadzirisa dzimba kana kuvimba - nyora nhaka inotarisa kune vanobatsirwa. Iyi ndiyo danho rekupedzisira nokuti kana Mutungamiri weMunhu wega kana Mufambisi Wakabudirira anokundikana kutarisira matanho mashanu ekutanga mberi uye anongopa avo vanobatsirana mugove wavo weimba kana kuvimba, ipapo Mumiriri weMunhu wega kana Mufambisi weSvondo achabatwa pachake nokuda kwezvikwereti zvose zvisingabhadharwi, mari yekushandisa, uye yose mitero isina kubhadharwa.
Saka Unogona Kutarisira Nhaka Yako Nini?
Sezvakaratidzwa pamusoro apa, pane zvakawanda zvakabatanidzwa mukugadzirisa dzimba kana kuvimba. Asi kazhinji, kushandiswa kwekutora kunotora nguva yakareba sei? Izvi zvinotarisa pane zvinhu zvakawanda, kusanganisira mhando yezvinhu izvo zvakagadzirwa, zvakakosha zvezvinhu izvi, kana iyo inotengesa kuhurumende uye / kana federal level, vangani vanobhadhara vanobatanidzwa, pasinei nevatsigiri vanobatana, uye unyanzvi uye kushingaira kweMumiri weMunhu wega kana Mufambisi weSvondo. Kutora zvinhu izvi mukufungisisa, soro kana chivimbiso chinogona kugadziriswa mumwedzi mishomanana, nepo inzvimbo yakaoma kana kuvimba kunogona kutora rimwe kana mamwe makore kugadzirisa.