Kubhadhara Mari Yomunhu Akashata

Dzidza Nezvakaitika Pamberi Pasi Pasi Pasi Pfuma

Kana munhu akafa, chimwe chezvinotonyanya kukosha zvemhuri inenge iripo ichava zvikwereti zvavanenge vachizobhadhara uye mune zviyero zvakadini. Tanga nekuverenga Ndiani Anokwira Pane Dhaka Rakakanganiswa? Mukuwedzera, iwe uchada kufunga nezvekutevera zvichienderana nerudzi rwezvinhu zvakasikwa zvine:

Zvichava Zvinodikanwa Kuendesa Chero Chechimwe Chezvinhu Zvakanaka Here?

Kana zvakadaro, ipapo utaure nezvekuti Mabhiriro Evanhu Vakashata Anotarisirwa Sei Pamberi Pepanguva .

Chii Chinoitika kuna Jointly Owned Assets?

Kana chimwe chezvinhu zvakashandurwa zviri pamwe chete zvakatumidzwa nekodzero dzekuchengetedza kana kuti vashandirwi nehuwandu hwose, izvo zvinhu zvichapfuura zvakananga kune vadzidzisi vanenge varipo kana kuti mukadzi anenge aripo nekushanda kwemutemo uye kunze kwekuongorora. Asi izvi zvichaita sei pamusoro pekubhadhara kwemitemo yemuridzi wevakafa? Tsvaga nokuverenga Chii Chinoitika KuAte Account Joint Kana Muridzi Anofa?

• Kana iyo yakagadziriswa chikamu chevarimi vemuzvivako zvekugovana chaive chaiva nemuzita rakasarudzwa, ipapo chikamu chechedent chichava chikamu cheda rake probate. Kana izvi zviri izvo, verenga kuti Mari Yomunhu Akashata Inobata Sei Pamberi Paya Pakati Paya
• Kana iyo yakagadziriswa chikamu chevarimi vemuzvivako zvakange chave chaiva neye decedent's Revocable Living Trust , wozoverenga Who Pays Off Off Dhawed Man's Debt?

• Chii chinoitika ku inshuwarisi yeupenyu? Kana iyo yakagadziriswa ine inshurensi yehupenyu uye inopfuurira kumunhu anorarama aripo, zvino zvinoreva Chii Chinoitika kuInishuwarenzi yehupenyu Apo Vashandi Vanofa? uye Inofano Inishuwarenzi Inofanirwa Kushandiswa Kubhadhara Mari Yomunhu Akashata Here?
  
  Kana vose vanobatsirwa vachatumidzwa nevakasununguka vakagara vakagadziriswa, ipapo chimwe chezvinhu zviviri chinogona kuitika:
  • Mari inowanikwa muinishuwarenzi ichava iyo ye decedent's probate estate. Kana izvi zviri izvo, tsvaga Maitiro Evanhu Vakashata Vanobatwa Sei Pamberi Pepanguva .
  • Inishuwarenzi ichapfuura kune vakadzingwa vagari venhaka pamutemo uye kunze kwekuongorora zvichienderana nemitemo yemishonga yemishuwarenzi yekubhadhara mitemo. Kana izvi zvikaitika, zvino zvinoreva kuna Ndiani Anokwereta Mhosva Yevanhu Vakashata?

• Chii chinoitika kune kubhadhara panhoroondo yekufa? Kana iyo yakagadziriswa ichibhadharwa panyaya yekufa, kuendeswa kunefa yefa, "in trust for" account, kana Totten Trust uye mumwe kana vazhinji vevakasarudzwa vanochengetwa vanoponesa zvakashata, ndokubva vataura kuChiitiko Chinowanikwa Pamusoro Pemafu Okufa Kana Muridzi Anofa?

Kana vose vanobatsirwa vanodanwa nevakasununguka vakagadzirisa chirevo, saka iyo inowanikwa mari ichava zvinhu zvepa decedent's probate estate. Kana izvi zviri izvo, tsvaga Maitiro Evanhu Vakashata Vanobatwa Sei Pamberi Pepanguva .

• Chii chinoitika kuIRAs uye 401 (k) s? Kana iyo yakagadziriswa inobata zvinhu muurongwa hwekurega basa, kusanganisira IRA kana 401 (k), uye iyo nhoroondo inopfuurira kumudzimai anoramba aripo, ipapo inotaurira Chii Chinowanikwa kuRetirement Retirement Kana Muridzi Akafa - Migumisiro Yemitero kana Uri Mudzimai Anopona kuti adzidze nezvemigumisiro yemitero yekuwana nhaka yekambani.
  

  Kana iyo yakagadziriswa ichibata zvinhu muIRA kana 401 (k) uye iyo nhoroondo inopfuurira kune mumwe munhu kunze kwomuridzi weimba yaanogara, zvino zvinoreva Chii Chinowanikwa kuAkaunti yeRetirement Kana Muridzi Akafa - Migumisiro Yemitero Kana Iwe Usingaiti Muwanano Anopona kudzidza pamusoro pemigumisiro yemitero yekuwana nhaka yenyaya .

  Nezvekubhadhara kweIRA kana 401 (k) mabhizimisi emubhadhari webhuku, rinoreva IRA kana 401 (k) Inofanirwa Kushandiswa Kubhadhara Mari Yomunhu Akashata Here?