Kutaura Nezvakasiyana-siyana Zvepamutemo Zvido zveVanhu Vedu Vakwegura
Tsanangudzo yevakuru
Muchirevo chayo chakapisisa, mutemo mukuru ndiyo imwe nzvimbo yemutemo inotarisana nezvido zvakasiyana siyana zvepamutemo zvekukwegura vana bhoomer nevabereki vavo vakwegura.
Izvi zvinosanganisira zvinotevera zvemutemo:
- Urongwa hwekuremara, kusanganisira urongwa hunokosha hunodiwa
- Urongwa hwekuchengetedza kwenguva refu, hunosanganisira kurongwa kweMedicaid uye veterans kubatsira
- Estate planning
- Kuchengetedza uye kuchengetedza
- Imba yekutengesa, kusanganisira probate uye trust administration
- Vakuru kushungurudza, zvose zvevanhu uye zvemari
Pasi pane muongorori weimwe neimwe yezvikamu zvemurairo mukuru, iyo, sezvaunogona kuona, yakasiyana chaizvo. Ichi ndicho chikonzero chichave chakakosha iwe kana mhuri yako kutsvaka rudzi rwakanaka rwemurairo mutongi mukuru apo iwe kana kuti vanoda rubatsiro nechinetso chemutemo mukuru.
Disability Planning neChirongwa Chinodiwa Zvekudiwa
Kuita urongwa hwekugona kuva mupfungwa husina kukwana ndeyekufanirwa, kunyanya kwevana vacheomer nevabereki vavo vakwegura. Sei? Nokuti pasina chirongwa chekuremara , iwe nemari yako ichaguma mudare rekuchengetedzwa kwepamatare, iro rinonziwo kuchengetedza humwe mune dzimwe nyika, iyo inokurukurwa zvakadarika pasi apa.
Kune mitsamba yakawanda yemutemo iwe unofanirwa kuva nayo munzvimbo yekudzivirira iwe neimba yako kubva pakuchengeteka kana kuchengetedza, kusanganisira Simba reAkatoriki , Advance Medical Directive , uye Living Will . Mukuwedzera, revocable Living Trust inogona kuva chikamu cherongwa hwekuremara hwakakwana.
Chirongwa chakakosha chinodiwa chinopindirana nezvido zvepamutemo zvevanhu vakaremara, kusanganisira vana nevakuru. Muzviitiko zvizhinji, vanhu ava vachakodzera kugamuchira hurumende inobatsira (zvose zvehurumende nehurumende) nekuda kwekuremara mumuviri uye / kana kuremara kwepfungwa. Zvisinei, kana vanhu ava vane zvipo kana kuti nhaka nhaka, zvino vangave vasisakwanisi kubatsirwa chero hurumende, saka zvakakosha kunzwisisa kuti kana iwe uchida zvakakosha iwe pachako kuti uwane chikamu cheimba yako, iwe uchafanira kuita kunyatsoronga kuronga kuti munhu wacho acharamba achiwana rubatsiro rwehurumende.
Kuronga kwenguva refu, Kuchengetedza kweMedicaid uye Veterans Benefits
Zvinosuruvarisa, vanhu vazhinji havafungi nezvekugadzirira zvido zvavo zvekugara kwenguva refu kwehutano kusvikira dambudziko rinopera. Urongwa hwekugadzirira kwenguva refu ndewe nzira chete yekuita kuti hutano hwako huve hunodikanwa huchasangana usingashandisi mari yako yose pane zvaunotarisira. Medicaid urongwa hutungamiri hwehutano hwekugara kwenguva refu uye hunosanganisira kugadzirisazve uye / kana kutengesa zvinhu kuitira kuti zvikwanise kubhadhara misha yevanamuchengetedzwa neMedicaid. Veterans dzinobatsira maererano nemutemo mukuru unobatanidza kugovera kwekugara kwenguva refu zvekuchengetwa kwehutano hwevashandi vehondo dzeUnited States.
Estate Planning
Kuronga Imba ndiyo nzira yakagadziriswa yekugadzirisa kuti ndiani achagamuchira pfuma yako mushure mekufa kwako uye ndiani achave ari mutariri wekuita kuti zvishuwo zvako zvekupedzisira zviitike. Kuraira kweimba kunosanganisira kuronga kwekuremara sekukurukurwa pamusoro apa uye nekuronga kusazvidzivirira uye kuderedza mitero yeimba yekutengesa uye kuve nechokwadi kuti vatsigiri vako vanochengetedzwa kubva pane zvisarudzo zvakaipa, michato yakaipa, uye kunze kwezvinhu.
Kuchengetedza uye Conservatorship
Apo munhu anova mupfungwa asingakwanisi, ndiani achakwanisa kuita zvisarudzo zvemunhu zvake uye zvemari zvisina kukodzera? Kana munhu wacho akatora nguva yekuita chirongwa chekuremara, iye zvino achava nemagwaro matsvene emutemo panzvimbo uye achakwanisa kutema kuti ndiani achaita zvisarudzo izvi. Asi kana munhu wacho asina chirongwa chekuremara, ipapo nhengo yemhuri, shamwari, kana, mune dzimwe nguva, mutorwa wakakwana, achaenda kumatare uye anokumbira kuti muchengeti kana muchengetedzi agadziriswe panzvimbo yevanhu vasina kukwanisa.
Kuchengetedza, zvakare kunonzi sekuchengetedzwa kwevamwe mune dzimwe nyika, dzimwe nguva kunonzi "chirongwa chekurarama" sezvo iri dare rinotarisirwa kugadzirisa nzvimbo isina kukwana yemunhu.
Estate Settlement - Probate uye Trust Administration
Purogiramu ndiyo nzira inotarirwa nedare rinotarisana nenzvimbo yemunhu akafa. Chirongwa chinogona kana chisingadi kuenderana zvichienderana nemafungiro emunhu akafa akaita sei panguva yekufa. Kana munhu akafa akave neRevocable Living Trust , ipapo kuvimba kunoda kugadziriswa nenzira yakafanana neyokuongorora asi pasina kutarisana nedare remhosva.
Uri wega uye wezveMari Vakwegura Kunetswa
Sezvo vanhu vachikwegura, ivo, zvinosuruvarisa, vanowanzotarisana nehutano hwemunhu uye / kana mari. Izvi zvinogona kubva kubva ku "granny kubata" kune kubviswa zvakakwana kwezvinhu zvepfuma uye mari yehupfumi. Mukuru wezvehupfumi anoshatisa zvinogona kuitika kuburikidza nekushandiswa kweMasimba Anogoneka eAkatoriki kana nekukanganisa kusina kukodzera , zvakadai sekubvumira munhu akwegura zvakashata kupa zvinhu zvavo kana kushandura Last Will uye Testamende kana Revocable Living Trust. Izvi zvakatungamirira kune imwe nzvimbo yakakwirira yematongerwo emhosva inotarisirwa kugadzirisa zvinhu zvevanhu vakwegura.