Kuwana Zvinhu Mukuronga Paunenge Wakakosha
Nyora Nhaka Dzako Pamwe Chete Nemumwe Munhu Mumwe
Kubatana pamwe chete kwepfuma ingangodaro nzira yakanakisisa yekudzivisa dare-kutarisirwa kuchengetedzwa kana kuchengetedza.
Kana iwe uchinge usisina simba uye pane mumwe munhu ane kodzero yekuwana iyo yebhangi yako yebhangi kana rekuchengetwa kwemari, ipapo mumwe munhu achakwanisa kubhadhara zvikwereti zvako uye kugadzirisa zvikwereti zvako. Kana iwe uine mumiriri wekugovera mumba mako kana chimwe chikamu chemaimba, zvakadaro, mumwe muridzi haazokwanisi kutengesa kana kutengesa imba yacho pasina kubvumirana kwako, uye kana iwe uine pfungwa dzisingakwanisi kuita tendera iwe. Kunze kweizvi, kuwedzera vamwe vashandi kubhengi yako uye majeti emari yekutsvaga kana zvivako zvingave, pasi pemamiriro ezvinhu mazhinji, zvinonzi sechipo chehurumende nehurumende chipo chemari. Uyezve, kana muridzi wemubatanidzwa wako akasungirirwa, ipapo pfuma yako inogona kutorwa semugumisiro wemhosva yomubati wechipatendi.
Chiratidzo CheMhosva Nezvemari Yenyu
Vose masangano emari, kusanganisira mabhengi, zvikwereti zvekweretheni uye kushandiswa kwekambani uye makambani ehurumende, vanewo maitiro avo emasimba ekupa gweta.
Iwe unogona kutora matanho apo unenge uine unyanzvi mupfungwa uye unyore chimwe chezvikamu zvako zvemari. Izvi, zvisinei, zvinogona kuva mutoro kana iwe une maverengi mazhinji kune dzimwe nzvimbo. Mukuwedzera, mafomu aya haazofukidzi zvinhu zvako zvakadai sematokisi evanhu uye zvibatanidza, zvinokonzerwa nemunhu, motokari uye zvikepe, inshuwarisi yehupenyu neimba.
Uyewo chengetedza mupfungwa kuti kana iwe ukasaina simba rakasimba rewe gweta , iwe uri kupa waini yako inonzi mupepeti (inowanzozivikanwa se "gweta rako zvirokwazvo" wewe gweta.
Isa Chigarire Chimwe Chimwe CheGweta
Simba guru rewe gweta rinogona kunyorwa kuti rivhare marudzi akawanda emari yako. Dambudziko nehuwandu hwemagweta, zvisinei, ndeyokuti haingati huvhare yega yega yega yefa yako, inogona kunge yakaoma uye yakashata kushandisa nokuti inoda kuongororwa nedhipatimendi rezvemitemo, uye inogona kuva stale mushure memazana emakore uye zvikwata zvenyu zvezvemari zvinogona kuramba kuzvikudza. Uyewo, sezvataurwa pamusoro apa, simba rinogara rakagadzirisa gweta richapa gweta rako, zvirokwazvo, nokukurumidza uye risina kubvumidzwa kusvika kune imwe yenhumbi dzako.
Isa Chirongwa Chekurapa Kwekurapa / Simba Rokuchengetedza Simba reGweta
Kumbira chiremba wako mukuru pamusoro pekusaina chirevo chekurapa , izvo zvinonzi simba rehutano hwemutongi mune dzimwe nyika, nguva inotevera unoshanyira. Iyi fomu ichave iyo yomufomu wekutanga unotevera mitemo yenyika maunogara. Mune mamwe mamiriro ezvinhu, zvakadaro, zvakadai sekunge uchibva kumusha kana uri mungozi uye uchida kuti mumwe munhu aite zvisarudzo zvishoma, fomu yakabata pafaira pahofisi yechiremba yako haingabatsiri.
Chimwe chinhu ndechokuti isayine mutungamiri wezvehutano hunofanirwa hupi hupi hupi hupi hupi hupi hupi hupi hunogadziriswa nemuteereri wezvigadziro. Iyi nyanzvi ichave yakanyatsojeka uye inobata zvose zvoutano hwako hwekusarudzwa. Kuti rugwaro urwu runokosha ruwanikwe kana rwunenge rwuchidikanwa, vazhinji vanoti zvino vane "Central Advance Health Directive Registry" apo iwe unogona kuchengeta kopi yemabhuku ako ekuchengetedza utano. Iwe unogonawo kushandisa makambani akazvimiririra akaita se Docubank uye US Living Living Registry kuti uchengetedze magwaro ako anokosha ekurapa.
Ronga uye Uchengetedze Kurega Kurarama Kwechivimbo
A Revocable Living Trust ndiyo imwe nzira yakanakisisa yekuronga kuremara uye kudzivisa kuchengetedza kana kuchengetedza. Izvi ndezvokuti zvinhu zvakachengetwa muzita re trust zvinogona kuwanikwa uye zvinotarisirwa nemunhu kana chikwata chaunotumidza seHarare yako yeHarare.
Kunyange kana iwe uine Revocable Living Trust, zvakadaro, unofunga kufunga zvinotevera:
- Kutanga, iva nechokwadi chekuti iwe wakatenda kune (a) mazano chaiwo ekugadzirisa kana iwe uine pfungwa dzisina kukwana kunze kwekutongwa kwematare, uye (b) zvikamu zvakananga pamusoro pekuti iyo yekuvimba nayo inofanira kutarisirwa sei kubatsirwa kwako kana iwe ukaremara mupfungwa - vazhinji matariro wandakaongororongedza chete haana mutauro uyu.
- Chechipiri, iva nechokwadi chokuti iwe unotora nguva yekubhadhara zvinhu zvako mukutendwa , zvisinei, zvinhu zvako zvakachengetwa kunze kwetendi zvinogona kuguma mukuchengetedza kana kuchengetedza.
- Pakupedzisira, iva nechokwadi chokuti une simba rakagadzikana rinogadziriswa reGweta kuvhara zvinhu zvisingakwanisi kuva nekutenda kwako, zvakadai semishuwarenzi yehupenyu uye mabhizimusi ekubhadhara mari kusanganisira IRAs uye 401k.