Paunotenga Gorozi Mutsva Unogona Kugoverwa Izvo Zvinyorwa
A warranty mechanic ndeye waranti yakawedzerwa inopiwa nekutengesa motokari yako iyo inowanzoshanda kuparara kana zvikamu paunotenga motokari. Inogona kupiwa kune imwe nhamba yemakore zvichienderana nesarudzo yaunosarudza kuenda nayo uye kuti iwe unoda kushandisa mari yakawanda sei.
Mechanical Warranty uye Mechanical Breakdown Insurance
Vanhu vazhinji havazivi kuti vangave nevanopfuura imwechete kana zvasvika pakutsvaga kutarisana nekuputsika kwemagetsi.Kutarisa nguva yakareba sei iwe uchatora motokari yako, kana kuti kana iwe usati waronga kuva nayo yakareba kwenguva refu, asi uchida kuzvitengesa mumakore mashomanana, pangave nezvakanaka kugula waranti yemagetsi kuburikidza nemutengesi kana kutenga unyanzvi hwekugadzirisa inshurensi kuburikidza nekambani ye inshuwarisi.
Iyo pfungwa yakanaka yekuongorora izvo izvo kambani yveshuwarisi inopa kuti unzwisise chisarudzo chipi chichakupa iwe mukana mukuru uye inogona kukuchengetedza mari, sezvatiri kukurukura pasi apa. Kutanga ngatitarisei kuti inyanzvi yekuparadzanisa yunivhesiti ndeyei, iyo inovhara uye kuti yakawanda sei.
Chii chinonzi Mechanical Breakdown Insurance?
Mechanical Breakdown Insurance (MBI) inoshandiswa iyo inobhadhara kugadzirisa motokari isingabatanidzi njodzi inogona kutengwa kuburikidza nekambani yveshuwarisi yemotokari panzvimbo yevimbiso yakawedzerwa kuburikidza nemutengesi.
Kungofanana nechirongwa chakawedzerwa kushandiswa kwema mechanical insurance coverage inokonzera kugadziriswa kwemotokari inopfuura yevashandi vekugadzirisa uye inogonawo kupa zvimwe zvinyorwa sechikamu chemhuri ye inshuwarisi zvichienderana nekambani ye inshuwarisi. Mechanical Breakdown Inishuwarenzi inogona kuwedzerwa sechibvumirano chepamutemo wemotokari yako. Kuparara kwemashandisi inshuwalisi inogona kupa zvikwereti pane waranti yakawedzerwa pamotokari nokuti inopiwa nekambani yemishuwarenzi uye inotungamirirwa nekambani yehushuwarisi maererano nemitemo uye zvirevo.
5 Zvikonzero Zvokutenga Kuparadzanisa Kwemashiniro Inishuwarenzi (MBI) Kupindira Pane Chikamu Chiwedzerwa
- inogona kusanganisira zvimwe zvikamu uye zvirongwa kupfuura vimbiso dzakawanda dzevatengesi
- zvingangodhura mari shoma kudarika mutengesi
- unogona kuwana motokari yako kugadziriswa kupi zvako kwaunoda
- inogona kuendeswa kumudzidzi wemotokari itsva kana iwe uchitengesa motokari yako, kana iwe unogona kuigurisa chero nguva uye urege kurasikirwa nemari
- iwe haufaniri kubhadhara chikwereti chikuru chemari pamushure uye uchibhadhara kufarira kana mari inowanikwa mubhadharo yako yemotokari
Kuparara kweMichina Kunobatsira Inishuwarenzi?
Iwe unogona kuwana maverengi akasiyana-siyana ekugadzirisa kushandiswa kwehupfumi inshuwarheni inowanikwa, kazhinji kugoverwa kwekutanga kunodzivirira zvinotevera:
- Injini injini, ex: mafuta epombi, mvura yepombi
- Drivetrain
- Transmission
- Kupera
- Brakes
- Zvigadzirwa zvemagetsi ex: alternator
Iwe unogonawo kugamuchira kuparadzaniswa kwemagetsi kunogona kuwedzera kune:
- kutungamirira
- air conditioning
- fuel system
Ndezvipi Zvisina Kuzadziswa neInjisi Breakdown Insurance?
Kuparara kwemichina kunoputika hakugadziri nguva yekugadzirisa kana kukanganisa kwezviitiko zvemotokari . Izvo zvingasazofukidza kupfeka uye kusvimha, saka iwe unoda kuziva kuti chii chinoita sekusveta uye kuchema, kana kuti chii chinorondedzerwa sekuparara. Izvi zvinogona kuita musiyano mune chibereko kana inshuwarheni iwe unotora.
Zvinyorwa zvisingabvumirwi mukuparara kweMashini Inishuwarenzi
- tune-ups
- kusungirirwa kuenzaniswa
- wheel balancing
- filters
- lubrication
- cooling uye fluid
- spark plugs
- akaputsa pads uye linings
- brake shoes
- matairi
Car Car Inshuvha Inovhara Kuparadzaniswa Kwemichina Here?
Aiwa, inshuwarisi yemotokari nguva dzose hairevi kuvhara nguva dzose kuparara kana kugadzirisa. Iwe unogona kutenga Mechanical Breakdown Insurance zvakasiyana kana kuti nekubvumirana.
Cherechedza kuti MBI haina kutora inshuwarisi yemotokari nguva dzose, iyo inowedzera-on.
Iwe unotofanira kutenga yako motokari yemotokari yunivhesiti yekuvhara zvishoma zvishoma motokari yemotokari inodiwa pamwe chete nezvimwe zvivako zvakadai sehuwandu, kupikisana kana zvimwe zvibvumirano .
Kuparadzanisa kweMichina Kunobatsira Zvakawanda Mari Inoshandiswa Mari?
Mari inoshandiswa neMechanical Breakdown Insurance inowanzoshata kudarika yevimbiso yakawedzerwa kune mutengesi. Mutengo wacho unofananidzwa zvichienderana negore uye muenzaniso wemotokari, kugoverwa kunogona kunge kusingadhuri se $ 300 asi inogona kunge yakaita sezviuru zvezviuru, zvinonyanya kubva pamotokari. Kusiyana nehurumende yemainishuwarenzi yenguva yakazara iyo inofunga nezvekufambisa kwekodhi yako uye zvimwe zvinhu zvakawanda zveunhu, dzimwe nguva kunyange kusanganisira chikwereti chako , kuparadzaniswa kwemagetsi kunongobva pagore nemuenzaniso wemotokari yako.
Kuyera kwekutengesa hakubvumi chero ruzivo rwako rwemunhu huri kurongwa.
Kutenga Mechanical Breakdown Insurance vs. Yakagadziriswa Warranty Nemutengesi wemotokari Ingakuponesa Mari
Mechanical Breakdown Inishuwarenzi inogona kukupa iwe kushanduka mumamiriro maviri ekubhadhara uye kuti unochengeta nguva yakareba sei. Nokuti kuparara kwehushuwarisi inoshandiswa seinishuwarenzi iyo inogona kuva nani kwauri mune zvemari nokuti haingokumanikidze kubhadhara mari yakawanda pamutengo wemotokari yako. Izvo hazvikukumanikidze kuti uwane mari yekugoverana nemari yako yemotokari sewaranti yakawedzerwa ingadai, izvi zvingakuchengetedza mari kune chido.
Vatengesi vemotokari vanowanzopa michina yakadai sevimbiso yakawedzerwa kana Guaranteed Auto Protection (GAP) kuparidzira , kune mutengesi uye kuisa zvakawanda zvekumanikidza vanhu kuti vazvitenge panzvimbo iyo. Vatengesi vemotokari vanogona kuita mari yakawanda pazvinhu izvi zvakatengeswa, saka zvinonzwisisika kuti vachavapa kwauri Unofanira kugara uchitarisa newaimiridzi weu inshuwarisi pakutanga. Inobatsira kuenzanisa zvinhu izvi, kunyanya kubvira apo zvakatengwa kuburikidza nekambani ye inshuwarisi iyo inotungamirirwa nehushuga mitemo inoreva kuchengetedza vatengi. Iwe haufaniri kutenga zvigadzirwa izvi kune mutengesi pasi pekumanikidzwa, tora nguva yako kuti uone kuti chii chinoita kuti iwe unzwisise zvikuru iwe.
Iro Waranti Yakapetwa kana Kuparara Kwemichina Inishuwarenzi Inofanirwa Iyo Mota Mutsva Here?
Zvinonyanya kubva pane zvimwe zvinhu. Kana iwe watotomwa pakutengesa waranti yakawedzerwa, ipapo kuparara kweMashini Inishuwarenzi ndiyo nzira yakanakisisa yaunofanira kufunga nayo. Zvisinei, kana iwe usingazivi kana iwe uchifanira kutenga kuparidzirwa kwakapetwa zvachose, zvino unoda kuita tsvakurudzo pamusoro pemotokari yaunotenga.
- Tarisa kumusoro kwevatengi mishumo kana mamwe maitiro emotokari ayo acharatidza zvaunogona kutarisira kubva mukushanda kwemotokari yako kwenguva yakawanda, kazhinji kune data iripo inogona kukubatsira kunzwisisa zvinetso zvaungatarisira mune remangwana. Iwe unogonawo kuwana kuti vamwe vanogadzira motokari vanova nekuvimbika kune magetsi kune vamwe. Izvi ndizvo zvinotanga kuitika paunenge uchiedza kuziva kana zvakakosha kushandisa mari iri pane warranty yakareba kana inshurensi yekuparara yveshuwarenzi.
- Funga kuti iwe unotarisira nguva yakareba sei kuchengetedza motokari yako uye kuongorora mari yekugoverana pamusoro pemari yekufungidzirwa kugadziriswa
Ndinofanira Kuwana Kurasika Kwemishonga Inishuwarenzi?
Inishuwarenzi inorehwa senzira yekuchengetedza iwe kubva pamatambudziko asingatarisirwi, kana iwe uine mari yakawanda yekubhadhara kuti usatarisirwe zvisingatarisirwi, iwe unogona kusarudza kutora ngozi uye kuzvidzivirira kwako nekusatenga waranti yakawedzerwa kana kushandiswa kwemashandiro yveshuwarenzi yakawedzerwa.
Iwe unogonawo kubvunza mibvunzo iyi kuti uzive kana injini yekuparara inshuwarisi kana waranti yakawedzerwa yakakunakira iwe:
Mibvunzo Yekubvunza Usati Waita Kutengesa kweInjisi Kuparara Inishuwarenzi
- Ndezvipi zvinoshandiswa pakuparidzira?
- Chii chichaderedzwa? Ko kudhevedzwa kunoshandiswa sei mune kudai?
- Nzira yekuita sei kana kubhadharwa?
- Ko kuvharidzirwa kunogona kushandiswa kana motokari inotengeswa here?
- Pane here mari inofanira kubhadharwa mberi?
- Ndezvipi zvinowanikwa?
- Iro yose inobhadhara mari yakavharwa here?
- Ndechipi tsanangudzo yekupfeka uye kubvarura?
- Wakasununguka kushandisa doro rokugadzirisa raunosarudza here? Ndezvipi zvivimbiso zvinogamuchirwa kana kugamuchirwa?
- Chii chinoitika kana uri kufamba nemotokari yako uye une dambudziko?
- Inguva yakareba sei iwe unogona kuwedzerazve kugovera kwako? Semuenzaniso, mamwe makambani emishuwarenzi haazogadziri kugoverwa kana wawana mazana makiromita kana makore manomwe.
Pane humwe humwe humwe hutsika hwemagetsi anoputsika inshuwarheni yekuvhara iyo inogona kukupa zvikomborero pane waranti yakawedzerwa yevatengesi?
Mukuwedzera kune kusununguka kwekubhadhara zvishoma mberi uye kubvisa chero paunenge uchisarudza iwe haudi kugoverwa zvakare, mamwe majekiseni anoputsika inshuwarisi mazano anogona kupa zvimwe zvinowanikwa uye zvinobatsira. Kumbira mumiririri wako inshuwarisi kana kambani yveshuwarisi kuti ikutsanangurire izvi, kugoverwa kunopesana nekambani ye inshuwarisi.