Kunzwisisa Madiki Emotokisi Inodiwa

by Mila Araujo

Hurumende-ne-State List yeUnosvitsa Motokari Inotarisirwa

Ndezvipi Zvisingakwanisi Motori Inishuwarenzi Inodiwa?

Hurumende huwandu hwehushuwarisi inotarisirwa ndeyemotokari yemari inotarisirwa kune imwe nyika, nemutemo kune vagari vayo. Izvi zvishoma zvido zvehurumende imwe neimwe inogona kuwanika pahutano hwehutano hwemishandiro ehurumende , taubatanidza pano kuti utaure nyore nyore, tongopinda pasi kuhutori hwako uye uchitarise.

Paunenge uchidzika pasi, iwe uchaona kuti kutyaira pasina bhuwarisi hakubvumirwi nemutemo munharaunda yese yehurumende, saka kana iwe une motokari, iwe unofanirwa kuve nechokwadi kuti wakasangana nehutori hwemishuwarenzi yehurumende yepamutemo kuti utyaira zviri pamutemo.

Chii Chaunowana NeAinishuwairi Yenyu Inishuwarenzi?

Kana iwe uine motokari muUnited States iwe uchada kuwana motokari yveshutu inosangana nemitemo yepamutemo yepamusoro yemotokari yvesitima inobva pamutemo wako wehurumende. Hurumende imwe neimwe yakasiyana uye ichi chikonzero nei zvakakosha kutarisa zvaunoda zvehurumende uye taura nemumiririri wako wehushuwarisi kana iwe une mibvunzo.

Car Inishuwarenzi Inomanikidzwa muNyika Dzose

Kana iwe uchigara kuNew Hampshire, kunyange zvazvo nyika isingatengi kuti utenge motokari yerutivi kuitira kuti iwe uite zvepamutemo, mutemo unoda iwe kuva nemari yekutarisira . Kuve nemari mune zvemari zvinoreva:

kubhadhara chero munhu waunokuvadza nekuda kwekufambisa kwako
iwe uri nemari yekutarisira kukanganisa pfuma

Kubuda kunze kweinishuwarenzi hakukurudzirwi, izvi chete zvinoshandiswa iwe unowanikwa mune zvemari. Virginia neArizona vanovewo pakati pezvematongerwo enyika anopa imwe nzira yekuenda kumotokari inotarisirwa.

Ona zvikamu zviri pasi apa paArizona, New Hampshire naVirina kune mamwe mazwi.

Chii chinosanganiswa muKuchengetwa Kwemotokari Inotarisirwa Inotarisirwa Nehurumende Yenyu

Kune mazita mana ezvinyorwa zvekugoverwa izvo zvingave zvakabatanidzwa muHurumende Inotapudza Mari Inishuwarenzi yemotokari.

1. Kumuvirira Mhosva

Kuvhara sezvinotsanangurwa nemunhu uye pangozi.

2. Kuparara kwePfuma Imhosva

Pakuvadzwa Kunokonzerwa Mhosva inotsanangurwa panjodzi
Pakuvadzwa kwePfuma hazvifukidze kukanganisa kwemotokari yako, zvinoreva kuvhara kukanganisa kwaunoita

3. Kuzvimirira Kwekuchengetedzwa (PIP kana No-fault)

Kuvhara sezvinotsanangurwa nemunhu uye pangozi.
Ungangosanganisira zviyero zve: Matambudziko emishonga, kuremara kana kurasikirwa kwemari, mishandirapamba, maitiro ekugadzirisa, uye mariro okuviga kana kupisa, sezvinotsanangurwa mumashoko ako ehurumende akasiyana-siyana anoshandiswa nehurumende kuitira zvishoma zvinoda.

4. Uninsured / Underinsured Motorist Kudzivirirwa

Kuvhara sezvinotsanangurwa nemunhu uye pangozi.

Unoita Zvose Zvinoda Kuti Zvizere Zvizere Here?

Zvizhinji zvinotaura chete zvinoda zvinyorwa zviviri zvekutanga zvakanyorwa pamusoro apa:

Bodily Injury Liability
Imba Inokuvadza Mhosva

Tarisa pane zvakanyorwa pasi apa kuti unzwisise zvinorehwa nehutori hwemotokari yenyu yehurumende.

Nhamba Dhamba Dzinorevei Muchidimbu Muhurumende Inotengesa Motokari Inodiwa?

Nhamba idzi dzinomiririra mumigumo yemotokari yveshuwarisi yako, somuenzaniso:

Kana nhamba yacho iri 20/40/15 iwe une:
- $ 20,000 pamunhu nokuda kwekukuvara mumuviri
- $ 40,000 panjodzi yekukuvara mumuviri
- $ 15,000 panjodzi yekukuvara kwepfuma

Nhamba idzi idzi dzinogonawo kuratidzwa se $ 20,000 / $ 40,000 / $ 15,000.

Ndezvipi Zviduku MuInishuwarenzi YomuUnited States Inokwana?

Uyu mubvunzo wakanaka. Sei mukana wako wehushuwarisi achikuudza kuti zvishoma hazvikwani ? Izvo zvose zvinoenderana nehuwandu hupi hwehupenyu hwako huri kuda kutora. Inishuwarenzi inofanirwa kuchengetedza zvinhu zvako zvezvino uye zvemangwana. Kana iwe usina hutori yemotokari yakakwana yekuvhara zvinokuvadza zvinokonzerwa kuvanhu kana pfuma kana iwe uine njodzi, iwe unogona kutongwa nokuda kwezvimwe zvikwereti. Kunyange kana iwe usina mari mumabhangi, kana kuti une zvinhu zvinogona kubhadhara zvinokanganisa, mari yako yeramangwana ingakanganiswa zvakare. Sei uchitora njodzi?

Zvishoma Zvishoma State Car Car Coveres Apply in Claim

Kunyangwe kuchengetedza nehurumende zvishoma zvido zvinoda kuendesa kune mutemo mumamiriro ako ehurumende nekuda kwekutengesa motokari, kutenga hurumende hurumende inishuwarenzi inowanzodiwa isati iri sarudzo yakanakisisa.

Yeuka kuti kune dzimwe nzira dzekuchengeta mari uye kuwana zvakawanda zvekudzikinura pamotokari yako yemotokari , kana iwe ukava nechokwadi chekuti unowana zvese zvidhauri iwe unofanirwa kuita, uye kutenga yako inshuwarisi kubva kune imwe kambani yehupfumi yemotokari saka iwe unogona kutenga zvakawanda kupfuura hurumende minimum insurance.

Muenzaniso weChiratidzo cheMutauro muUnited State Car Car Coverages?

Kana huwandu huri huwandu hwehushuwarenzi hunoda ndewe 25/50/20.

Nhamba mbiri dzokutanga dzinotaura kumiganhu yemhosva yekuremara mumuviri uye nhamba yechitatu inoreva chiremera chemhosva yekuputsa pfuma .

Nhamba mbiri dzokutanga muna 25/50/20 dzinoreva kuti pangozi munhu mumwe nomumwe akakuvadzwa aizowana mari yakareba kusvika ku $ 25,000 ane chikamu chikuru che $ 50,000 pangozi.

Kuti uzvinzwisise izvi zviri nani, fungidzira kana vanhu vaviri vaida $ 25,000, ipapo iyo yakawanda ye $ 50,000 pangozi yaizokwanira. Zvisinei, zvakadini nevanhu vatatu vakakuvara, vachida $ 25,000 mumwe nomumwe. Izvo zvishoma hazvikwanisi. Mune nyaya yakaita seyi, unogona kuguma mumamiriro ezvinhu akaoma apo ani naani anotora mafaira anotanga kuwana ruzivo rwekutanga $ 50,000 uye iwe unogona kutongerwa kune imwe nzvimbo kana njodzi yacho yaiva mhosva yako.

Nhamba yekupedzisira inoreva kugoverwa kwega kwega kwega panjodzi yekuparara kwepfuma, iyo munyaya ino ingasvika $ 20,000.

Fungidzira kana iwe ukarova kumativi eimba kana magetsi, uye kukanganisa kwakaguma kunopfuura $ 20,000. Mune mamiriro ezvinhu aya, hutori hwemotokari inotarisirwa hurumende inogona kupera uye iwe unogona kupomerwa mhosva yacho.

Kushandiswa kweCarimisheni Imisipiresi Inenge Isingakwanisi Kukudzivirira

Zviri nyore kuona kuti izvi zvinorevei hazvikwanise kuvhara zvose zvinokanganisa uye zvinhu zvinokanganisa zvinhu. Zvino kuti iwe unonzwisisa kuti nhamba idzi dzinorevei, chengeta kuongororwa kwehurumende yega yega inoshandiswa neinishuwarenzi. Tarisa kumusoro nyika yauri kugara kuti uone kana iwe uchinzwa wakasununguka nemhando shoma.

Hazvikwanisi mari yakawanda kukusimudzira motokari yemiganhu yenyu . Iva nechokwadi chokuti iwe wakachengetedzwa zvakajeka nekutaura newaini yako yehushuwarisi kuti ukurukure zvaunosarudza, sarudza kambani yakanaka yehutano yemotokari yeunharaunda yako, uye uwane nzira dzekuchengetedza mari pamotokari yako yega pasina kuisa mari yako yeramangwana pangozi.

Zvose Zvese Zvisingakoshi Inishuwarenzi Inotarisirwa Nomutemo Muhurumende Yenyu uye Kusiyana

Alabama

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Alaska

$ 50,000 mvumo yekukuvadzwa pamuviri pamunhu
$ 100,000 mutoro wemuviri wekukuvara kwepabhiri
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Arizona

Arizona ine chiitiko chinokosha pamitemo yepamutemo inotyaira motokari yako. Vose vanotyaira vanofanira kuratidza mari yemutoro. Iwe haufaniri kuva ne inshuwarisi, zvisinei, kana ukasarudza kusatenga inshuwarisi iwe unofanira kunge wakagadzirira kuisa $ 40,000 bvumirano kuti uratidze kuti unogona kubhadhara kukanganisa kunokonzerwa nenjodzi. Zvinonzwisisika, kune vanhu vakawanda, kutenga motokari yemainini yemotokari inoita mari yakawanda. Heano ndiyo inonzi Arizona inotarisirwa kana iwe ukasarudza kutenga inshuwarheni panzvimbo yekuisa chisungo:

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Arkansas

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 10 000 mhaka yekudzvara kweimba panjodzi

California

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 5,000 chivako chekuvhura kwepaimba panjodzi

Colorado

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 15,000 chivako chekuvhura kwepaimba panjodzi

Connecticut

$ 20,000 mhaka yekuremara pamuviri pamunhu
$ 40,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 20,000 uninsured / underinsured chikwata chemotokari munhu wese
$ 40,000 uninsured / underinsured motokari yekuvhara kwega yega

Delaware

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 10 000 mhaka yekudzvara kweimba panjodzi

Florida

$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 10 000 pachake kuzvidzivirira kuchengetedza

Jojiya

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Hawaii

$ 20,000 mhaka yekuremara pamuviri pamunhu
$ 40,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 10 000 pachake kuzvidzivirira kuchengetedza

Idaho

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 15,000 chivako chekuvhura kwepaimba panjodzi

Illinois

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 20,000 chivako chekuvhura kwepaimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega

Indiana

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi

Iowa

$ 20,000 mhaka yekuremara pamuviri pamunhu
$ 40,000 mutoro wemuviri wekukuvara kwega yega
$ 15,000 chivako chekuvhura kwepaimba panjodzi

Kansas

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 25,000 uninsured / underinsured chikwata chemotokari pamunhu wese
$ 50,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko

Kuzvidzivirira kwevanhu pachavo ($ 4 500 mumari yezvokurapa, kusvika ku $ 900 pamwedzi nekuda kwekuremara kana kurasikirwa kwemari, $ 25 pazuva nokuda kwebasa rekumba, $ 4 500 pakugadziriswa, $ 2 000 pamari yekuvigwa kana kupisa mari)

Kentucky

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 10 000 pachake kuzvidzivirira kuchengetedza

Louisiana

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Maine

$ 50,000 mvumo yekukuvadzwa pamuviri pamunhu
$ 100,000 mutoro wemuviri wekukuvara kwepabhiri
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 50,000 uninsured motokari yekuvharidza nemunhu
$ 100,000 uninsured motokari yekuvhara kwega yega
$ 2,000 mishonga yekurapa inoshandiswa

Maryland

$ 30,000 mhaka yemuviri yekukuvara nemunhu
$ 60,000 mutoro wemuviri wekukuvara pamatambudziko
$ 15,000 chivako chekuvhura kwepaimba panjodzi

Massachusetts

$ 20,000 mhaka yekuremara pamuviri pamunhu
$ 40,000 mutoro wemuviri wekukuvara kwega yega
$ 5,000 chivako chekuvhura kwepaimba panjodzi
$ 20,000 uninsured motokari yekuvharidzirwa nemunhu
$ 40,000 asina kubvumirwa nemotokari kuputika panjodzi
$ 8,000 munhu oga kukuvara

Michigan

$ 20,000 mhaka yekuremara pamuviri pamunhu
$ 40,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi

Kuzvidzivirira kwevanhu pachavo (kusingagumi) Michigan inopa hapana-mhosva yunivhosi uye inotarisirwa kuvhara
$ 1 Mamiriyoni edziviriro yepfuma (PPI). PPI inobhadhara kusvika ku $ 1 Mamiriyoni kuitira kukuvadza motokari yako inoita kuMichigan kune imwe nzvimbo yevanhu, zvakadai sezvivako nemasvingo.

Minnesota

$ 30,000 mhaka yemuviri yekukuvara nemunhu
$ 60,000 mutoro wemuviri wekukuvara pamatambudziko
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 25,000 uninsured / underinsured chikwata chemotokari pamunhu wese
$ 50,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko
$ 40,000 pachake kukuvadzwa kuchengetedza

Mississippi

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Missouri

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega

Montana

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi

Nebraska

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega

Nevada

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 10 000 mhaka yekudzvara kweimba panjodzi

New Hampshire

Car inshuwarisi haisi mvumo muNew Hampshire. Hapana hutachiwana hwehutano hwemishuwarisi yemotokari yeHurumende yeNew Hampshire, zvisinei, mutemo wehurumende unoda kuti iwe ubhadhara chero upi neupi wekukuvara kwemuviri kana kukanganisa kwemuviri kunobva pakushanda kwako kwemotokari yaunayo.

Saka, kunyange pasina mutemo unokumanikidza kutenga auto inshuwarheni muNew Hampshire, pane mutemo uchakuita iwe une mhosva yekubhadhara madhara. Iwe unofanirwa kutenga zvishoma nehuwandu yemotokari inshuwarheni kuti uzvidzivirire iwe nemhuri yako.

Aya ndiwo madiki emotokari yemishuwarenzi inowanikwa apo iwe unosarudza kutenga inshuwarisi:

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 25,000 uninsured / underinsured chikwata chemotokari pamunhu wese
$ 50,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko
$ 25,000 uninsured / underinsured motokari yekuvadzwa kwehupfumi
$ 1,000 mari yekubhadhara kugoverwa

New Jersey

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 5,000 chivako chekuvhura kwepaimba panjodzi
$ 15,000 pachake kukuvadzwa kuchengetedzwa

New Mexico

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi

New York

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 50,000 mhaka yekufa nemunhu
$ 100,000 chikwereti chekufa panjodzi
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 50,000 munhu wekukuvara kuchengetedzwa
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega

North Carolina

$ 30,000 mhaka yemuviri yekukuvara nemunhu
$ 60,000 mutoro wemuviri wekukuvara pamatambudziko
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 30,000 uninsured motokari yekuvharidzirwa nemunhu
$ 60,000 uninsured motokari yekuvhara kwega yega
$ 25,000 uninsured motokari yekuparadzana kwepanyika kugoverwa kwegazvi panjodzi

North Dakota

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 25,000 uninsured / underinsured chikwata chemotokari pamunhu wese
$ 50,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko
$ 30,000 munhu wekukuvara kuchengetedzwa

Ohio

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Oklahoma

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Oregon

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 20,000 chivako chekuvhura kwepaimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega
$ 15,000 pachake kukuvadzwa kuchengetedzwa

Pennsylvania

$ 15,000 mutoro wemuviri wekukuvara pamunhu
$ 30,000 mutoro wemuviri wekukuvara kwepabhiri
$ 5,000 chivako chekuvhura kwepaimba panjodzi
$ 5,000 mishonga yekurapa

Rhode Island

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

South Carolina

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega
$ 25,000 uninsured motokari yekuvadzwa kwehupfumi kugoverwa

South Dakota

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 25,000 uninsured / underinsured chikwata chemotokari pamunhu wese
$ 50,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko

Tennessee

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 15,000 chivako chekuvhura kwepaimba panjodzi

Texas

$ 30,000 mhaka yemuviri yekukuvara nemunhu
$ 60,000 mutoro wemuviri wekukuvara pamatambudziko
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi

Utah

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 65,000 mungozi yemuviri yekukuvara nemhirizhonga
$ 15,000 chivako chekuvhura kwepaimba panjodzi
$ 3,000 pachake kukuvadzwa kuchengetedza

Virginia

Virgina ane mamiriro akasiyana-siyana akapota motokari yemotokari. Iwe haufaniri kutenga inshuwarisi yemotokari, maererano neDMV, mutemo weVirginia unoda kuti vatyairi vose vane nzira yekubhadhara kukuvadzwa kana kukanganisa kweimba kunokonzerwa nenjodzi yemotokari. Minimum motokari yveshurenzi inzira imwe yekuwana izvi zvinotarisirwa. Aya ndiwo madiki eVirginia:

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 20,000 chivako chekuvhura kwepaimba panjodzi

Vermont

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 50,000 uninsured / underinsured motorist coverage pamunhu wese
$ 100,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko
$ 10000 vasina uninsured / vanosimbiswa nehupfumi hwemigodhi kugoverwa kwepamusoro panjodzi

Washington

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi

Washington DC

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 25,000 uninsured / underinsured chikwata chemotokari pamunhu wese
$ 50,000 uninsured / underinsured motokari yekuvharidzirwa nematambudziko
$ 5,000 uninsured / underinsured motokari yekuvadzwa kwepanyika kugoverwa kwegazvi

West Virginia

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 25,000 mvumo yekuparadzana kwepaimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega
$ 25,000 uninsured motokari yekuvadzwa kwehupfumi kugoverwa

Wisconsin

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 10 000 mhaka yekudzvara kweimba panjodzi
$ 25,000 uninsured motokari inoshandiswa pamunhu wese
$ 50,000 uninsured motokari yekuvhara kwega yega

Wyoming

$ 25,000 mutoro wemuviri wekukuvara pamunhu
$ 50,000 mutoro wemuviri wekukuvara kwega yega
$ 20,000 chivako chekuvhura kwepaimba panjodzi