Mitsva yakawanda Yenguva Dzakakundikana Pakugadziriswa Nzvimbo
Asi zvizhinji zvishomanana kutengesa zvinovharawo. Ndingafungidzira kuti 2 kubva pavatatu vakaedza kutengesa kwekfupi havakundi; they close.
Kubudirira kwehutano kunogona kuva yakakwirira. Nzira dzako dzekuvhara kushambadzira pfupi kunowedzera zvakananga zvichienderana nenhamba yekupfigwa kunobudirira kushandiswa nejeri rejeri .
Izvi hazvirevi kuti mutevedzeri wekuchechechedza haakwanisi kutengesa kushambadzira kwenguva pfupi, asi ane vashandi vashoma vatengesi vanowanzodzidza kubva pane zvavanokanganisa. Munhu asina ruzivo rwekutengesa zvishomanana mutengesi angave asina kutarisana nedzimwe dambudziko dzinowanikwa mukutsvaga kwekutengesa kana kusakwanisa kugadziriswa nokukurumidza, izvo zvinogona kuita kuti kutengeswa kwako kuve kusakundikana.
Saka chii chinogona kuipa? Chii chingaita kuti kutengeswa kwepfupi kukundike? Tichifunga kuti iwe wakapa mutengo unonzwisisika wekutengeswa uku pfupi uye vatengesi vanofanirwa kutengeswa pfupi , zvizhinji zvezvinetso mukutengeswa pfupi zvinowanikwa pedyo neseri yekubvumirwa. Mushure mokunge makamirira mwedzi kuti mugamuchire kwenguva pfupi, kutengesa kunaya kwemvura kunaya uye kuparadza masango akaoma. Zvinotevera ndezvi gumi zvezvikonzero zvepamusoro kutengeswa kwekfupi kuchapera:
# 1) Kutengeswa Kwapfupi Kusakonzerwa Nokusakanganisika Kechipiri Vanokweretesa
Mumiririri shamwari yangu muVirginia uyo anotaurirana zvakawanda zvishomanana kutengesa achizvienzanisa nebhora reping pong, iyo iyo yaanogara inowanzoitwa pakati pevatengesi vekutanga nevechipiri.
- Pakutanga chikwereti chingatadza kubvumirana kusangana nechipiri chechikwereti chinoda.
- Anokweretesa wechitatu angaramba kutamba bhora zvachose.
- Vamwe vanoita chikwereti chechipiri vanotengesa vatengesi kuti vaite zvishomanana kutengesa chikwereti chekubhadhara mari , iyo inogona kuitika dai uyo anenge ari chikwereti achida kubhadhara kunze kweHUD-1.
# 2) Kutengeswa Pfupi Kusakundikana Nokuti Imba Haigone
Nzira dzakawanda dzokushandira mazano dzinoda kuti imba igare.
Vanogona kuenda kusvika pano kuti vatsigire kuti mutengesi adzokere zvakare, uye vatengesi vakawanda havagone kuita kudaro. Iwe uchava netariro iri nani yekuvhara kutengeswa kwako kwemazuva kana mutengesi anogara munzvimbo.
# 3) Kutengeswa Kwapfupi Kusakonzerwa Nokuda Kwezvinoda Mupiro Wokutengesa
Mabhanki anoda kuti mutengesi anopa zvipo nguva dzose, kunyange kana mutengesi asina mari uye asina mari. Bhengi inogona kusimbisa kuti mutengesi kukamba mumari kana kuti kuisa chinyararire, chine nguva yakareba chivimbiso .
# 4) Mazana Mashoma Anokundikana Nokuda Kwekushayiwa Verbiage
Vakawanda vanobvumira kusakwana kwekutonga apo vanokweretesa vanotora mhindu shoma, pasinei nokuti mari yacho inotenga mari kana mari yakakwereta mari . Haasi mubhadharo wese achabvumirana kubvisa kukanganisa verbiage kubva kune tsamba shoma yekutengeswa. Kunyange mumamiriro ezvinhu asina kukonzerwa nekushaya kukwana, kuita zvishomanana kutengesa kunogona kuchinja kana kuchinja kusunungurwa kwevatengesi.
# 5) Kutengeswa Pfupi Kusakundikana Nokuti PSAs Inosarudza Kufanirwa
Zvingaita kuti kushandiswa kwemitemo hakugone kushandiswa kwekutengeswa pfupi. Muchiitiko ichocho, kutengeswa pfupi hakuzobvumirwi, kunyange zvazvo zvingave zvakaratidzwa nguva yose iyo bhanhire raizobvumirana kutengeswa kwechidimbu. Mukuwedzera, vamwe vePSA vanoita mari yakawanda kana imba ichienda kunotsvaga nokuda kwekukurudzirwa mumitemo.
# 6) Kutengeswa Kwapfupi Kusakonzerwa Nemitemo Yemitero, UCC Filings uye Kutongwa
Kuongororwa nokukurumidza kwezvinyorwa zvevanhu zvaizobudisa pachena chivimbiso chakaiswa kumusha kana mutengesi, asi vashomanana vatengi vanoronga cheki chekuongorora kusvikira vasvika kutengeswa kwenguva pfupi . Mimwe mhando dzehutano dzichatevera mutengesi kunyange mushure mekufanirwa kwekutsvaga uye inoda kubhadhara mushure mokutengeswa kwepfupi kunogona kuvhara. Kazhinji, mabhengi haazombobhadhara izvozvi.
# 7) Kutengeswa Kwapfupi Kukundikana Nokuti Bhengi Inopa Kuchinja Kwemari
Ndakatengesa vatengesi pakati pekutengeswa pfupi kuti nditaure bhangi, iyo yakanga yamboramba kuratidza kuchinja kwechikwereti , iye zvino inoda kupa vatengesi chirongwa chinoshamisa chekubhadhara icho vatengesi vanogona kubhadhara.
# 8) Kutengeswa Pfupi Kusakundikana Nokuti Imba inotengeswa
Misha isina mhenje inogona kunge yakagara madhavha embavha. Mipopu yemvura inogona kuputsa uye inoyerera imba.
Mheni inogona kuirova uye kupisa imba yacho pasi. Asi kakawanda kupfuura kwete, mbavha dzinoputika, dzoba midziyo uye kubvarura mhangura. Mabhanho kazhinji haazobhadhara kugadziriswa.
# 9) Kutengeswa Pfupi Kusakundikana Nokuti Vatengesi Vanowana Basa
Zvimwe zvishomanana kutengesa zvinogona kutora nguva yakareba kudai kugamuchirwa kuti pakupedzisira mutengesi achawana basa. Kamwe akashanda uye achiwana mari yakanaka, mutengesi angave asisakwanisi kutengeswa kwenguva pfupi.
# 10) Kutengeswa Pfupi Kusakundikana Nokuti Haisi Imari Yose Yakabvumirwa Kubhadhara
Mutengi angada chikwereti kumari yekuvhara uye bhanhire ringaramba kukaripa. Mari yekuvhara kwemutengesi inogona kusvika 3% yemutengo wekutengesa, zvinenge zvakanyanya sekuderera pasi kwebhadharo yeFHA chikwereti. Kana sangano reimba yeimba richibhadhara riri mubhadharo, bhangi ringaramba kubhadhara mari iyo, pakati pezvimwe zvikwereti.
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.