Mutengesi Anobhadharwa Nei IRS Mushure mekutsvaga kana Kutengeswa Pfupi?
Izvo hazviratidzika kunge zvakarurama. Chiri chakaipisisa iwe ungasatomboziva kuti iwe unokwereta mutero kusvikira pazuva raunoshandisa tsamba yako kuti uwane 1099.
Yeuka mupfungwa kwete yose 1099 inoreva kuti iwe uchabhadhara mutero wemari, kana. Mabhenji anotumira 1099s sechinhu chinowanzoitika.
Ndakataura naJulian Block, gweta muLarchmont, NY, uyo akataurwa neThe New York Times semutungamiri wemitero anotungamirira. Hezvino izvo zvaanotaura pamusoro pemitero, kubudirira uye kurashikirwa pamatambudziko ekutengesa zvakadai se foreclosures uye kutengesa kwemafupi:
Julian Block pamusoro pekuwana nekurasikirwa
"Vatengesi vane dzimba dzavo dzekugara kwenguva refu vachiri kuona zviwanikwa.
"Asi vatengesi vekugara vanowana mukati memakore maviri apfuura kana kuti vachazoita kuti varasikirwa." Kunyange kutora pasina kutengesa kwematengo, kurasikirwa kuchaguma nekuda kwekubhadhara kwedzimba dzevatengesi, magweta nezvimwewo. Vatengesi havazokwanisi kuderedza kurasikirwa Hazvipi mutsauko ivo vanomanikidzwa kutengesa nekuda, semuenzaniso, basa rinochinja kana zvikonzero zvehutano.
"Kunze kwezvinetso kune vatengesi vekugara kwevanhu, kune matambudziko emitero kune vashandi vanoti, vanoti, vakatenga mapepa akawanda munzvimbo dzakadai seFlorida uye havakwanisi kuifungidza nokuti vanotarisira vatengi vari kumirira kutengesa kwemari.
Kazhinji, hazvisi zvakakosha kune avo vanoita mari kuti vabviswe nzvimbo dzavo; izvo zvavanowana semari yekubhadhara zvichange zvisingakwanisi kuvhara mitero yavo yekutengesa uye yekubhadhara chikwereti . Chinhu chavo choga chisarudzo ndechokutengesa pakurasika. "
Dzoka paKurambidza Kurasikirwa Nezvipo
"Vatengesi vanogona kukanganisa mari yavo yekurasikirwa nemari yakawanda.
Asi kana kusina mari inowanikwa, mari yegore negore inokwana $ 3,000 ($ 1,500 yevakaroorana vanoisa vari voga) pamusoro pekurasikirwa kwavanogona kukanganisa ne "mari yavo yakawanda," zvinoreva kuwana mari kubva kune zvinyorwa zvakadai semaripo, pensions uye kubviswa kwezvirongwa zvekurega basa . Mutemo unovabvumira kutakura kurasikirwa kusingashandisi kusvika kumakore apfuura. "
Bvisa pamitemo Mitemo ye Foreclosures
"IRS ine mitero yemitero ye foreclosures kana yekudzosera nevakweretesa vemisha yevadzidzisi avo vakasiyiwa kumashure pamari yavo yekubhadhara mari.Inogona kuva nemigumisiro yakaipa uye isingatarisirwi yemutero kune muridzi anongobva kunze nokuti ane zvishoma kana zvisingabatsiri uye uyo anokweretesa anotora uye anotengesa nzvimbo yacho.
"Mumamiriro ezvinhu akadaro, kuregererwa kana kukanganwirwa nemunhu anokweretesa chikwereti kunowanzoreva kuti ane chikwereti ane mari inobhadharwa, kunyange zvazvo pane zvimwe zvisiri izvo - somuenzaniso, kusvibiswa."
Dzivisa paMunhu Mutoro
"Muenzaniso: Brown anotenga chikwata uye anochiita semunhu ari oga . Anobhadhara $ 300 000, achibhadhara $ 15,000 uye anotora chikwereti chemari yebhadharo ye $ 285,000.Iye pachake ndiye ane chikwereti chekubhadhara chikwereti.Zvino chikwereti chekwereti iri $ 280,000, Brown anorasika uye iyo chikwereti mabhengi anogamuchira kuendesa kwekuzvidira kwechikwata, kubvisa chikwereti.
Saizvozvowo condos panguva iyo inotengesa $ 230,000.
"Mutero wemitero unobata mutengesi sekutengesa." Brown inotadza kurasikirwa kwemadhora makumi manomwe emadhora makumi manomwe nemakumi mashanu emadhora makumi matatu nemakumi matatu emadhora makumi matatu nemakumi mashanu emadhora makumi maviri nemakumi mashanu emadhora makumi maviri nemakumi mashanu emadhora makumi maviri nemakumi mashanu emadhora makumi maviri nemakumi mashanu emadhora makumi maviri nemazana mana. .
"Brown anewo mari inoshushikana ye $ 50 000 apo bhengi rinodzinga chikwereti.Iye $ 50,000 ndiyo chikwereti icho chikwereti che $ 280,000 chinodarika mari yemari ye $ 230,000.
"Ita IRS apo nzvimbo yekutengesa yakaiswa mberi kana yakadzorerwa zvakare, uye bhenji ichiriwanazve, kana bhangi inoziva Brown akasiya nzvimbo iyo Bhangi inotumira Fomu 1099-A kuna Brown uye IRS.Kushandisa nhamba mumuenzaniso, iyo 1099-A inoratidza mutengo wekutsvaga kwekutsvaga ($ 230,000), iyo chikwereti cheBrown ($ 280,000), uye kana iye pachake aifanira kukodzera.
Kukwereta chikwereti (pano, $ 50,000) inotererwa pamitengo yemari inowanikwa, yakafanana neyobhadharo. "
Dambudziko Rakachengeteka Pasina Mhosva Yako
Maererano neKleinrock Publishing, IRS inoti vatengesi vasiri ivo vane chikwereti chechikwereti vachaona mari iyo inosanganisira chikwereti chakaregererwa zvachose, kunyange kana kukosha kweimba iyo kuchengeteka kwechikwereti ishoma, iyo inogona kukanganiswa zvichienderana nzvimbo yako yakagadziridzwa muimba. Kutenga chikwereti chemari chakachengetedzwa nehupfumi chaihwo muCalifornia hazviiti mutoro wega wega.
Somuenzaniso, Ms. Smith anowana imba inokosha ye $ 300,000, inoderedza $ 30,000 uye inotora chikwereti che $ 270,000. Smith anorega kugadzirisa . Bhizinesi rinotora chikwereti chemari inokwana $ 260,000, uye kukosha kwemari yeimba kwasvika ku $ 250,000. Smith ane gadziriro ye $ 295,000, nemhaka ye $ 5,000 kurasikirwa nekurasikirwa. Mari iyo Smith inotarisa pamusoro pekufambisa iri $ 260,000. Smith anofananidza kuwana kana kurasikirwa kwake nekuenzanisa $ 260,000, iyo ndiyo yakawanikwa, kusvika pakugadziriswa kwake kwe $ 295,000. Ane mari ye $ 35,000 yakarasika.
Pamberi Pakufananidzira kana Kutengesa, Ronga Pamberi
Usati watengesa nekutengesa kutsva kana kuenda kuburikidza nekufananidzira, tsvaka mazano uye mutero. Iwe unoronga mutero mberi kwenguva, zvisati zvapera.
Kuti uwane mamwe ruzivo, taura neChishopiti chePublic Accountant kana kuongorora IRS Web site.
Kugadziriswa kwenguva pfupi, inonzi Mortgage Forgiveness Debt Relief Act ya2007, inopa rubatsiro kubva kune chikwereti kukanganwirwa mutero kune mumwe muimba vagari uye vangapedzisira vasati vashandurwa. Mitemo yeCalifornia yakasiyana neyokutengesa kutsvaga kwekambani inokonzerwa neCCA Civil Code 580e uye tsamba dzekutengesa dzakabudiswa ne IRS uye panzvimbo yeFranchise Tax Board. Tsvakai vadzidzisi vemitero vane kodzero yekuona kana iwe uri kurega kubhadhara mitero.
Mhedziso: Mabhuku eAtorney Julian Block anosanganisira "Murayiridzi weKuTengesa Kwekuda Kumutero Wemitero," yakarumbidzwa nomuprofesa wemutemo James Edward Maule weYunivhesiti yeVillanova se "Nhoroondo iri nyore kuverenga uye yakarongeka yemitero yemitero." Kuronga mabhuku ake , shanyira paIndaneti yeJulian Block.