Kunyangwe iwe uchifanira kufarira kugadziriswa kwechikwereti pane kutengeswa pfupi kunoenderana, muchikamu, pane zvinotevera:
- Mamiriro ako emari
- Kuda kwebhangi
- Chido chako chekuchengeta imba yako
Zvinowedzera kuoma kana bhanhire rinoramba kutarisa kukosha kwemahombekisi yeimba yako. Kana iwe uchida zvechokwadi kugara mumba mako, pasinei nehuwandu hwahwo, ipapo kugadziriswa kwemari chikwereti kungave kuri nani.
Mitemo yeChikwereti Chechikwereti
Chinangwa chekugadzirisa chikwereti ndechokuderedza chikwereti cheimba yeimba yekutora chikwereti uye kuita kuti kubhadhara kuripo.
Izvi zvinozadziswa nekushandisa imwechete kana yakawanda pane inotevera:
- Kupedza chikamu chekufarira
- Kuwedzerwa nguva yeimba yechikwereti
- Kuwedzera chikwereti chisina kubhadharwa kubhadharo huru
- Kugadzirisa chikamu chikuru
Ihofisi yeMutongi weDhipatimendi (OCC), iyo inotonga mabhengi ehurumende, inotaura kuti kuchinja kwezvikwereti zvakawanda hakuderedzi chikwereti chikuru chaifanira kuitwa. Zvichida zvakanyanya kuvhiringidza ndezvekuti nhamba huru yekugadzirisa zvikwereti munguva pfupi iri kutevera ichinyangarika zvakare. Inowanzova kugadzirisa kwenguva pfupi uye kwete inguva refu yekugadzirisa.
Mari yekugadziriswa inogona kuguma muKubhadhara Kwakawedzerwa
Izvi zvingaita sezvinoshamisa kune iwe uye zvinopesana nekugadziriswa kwekubhadhara chikwereti kunofanira kushanda, asi kwete bhengi rose richapa kuchinja kwechikwereti kunotadzisa chikwereti chekubhadhara chikwereti. Dzimwe mabhengi achapa shanduko yezvikwereti inowedzera kubhadhara. Bhizinesi rinoshandiswa kushandiswa, rinowanzokwanisa kuwedzera imwe yezana yemari yako yakawandisa pamwedzi, kuti uwane mari itsva yekubhadhara chikwereti.
Kana iyo nyanzvi yemari inobvumirana, bhagheni inogona kukumbira kubhadhara mari yakakwirira.
Mhemberero Yenguva Yfupi Kugadziriswa
Ngwarira kuti dzimwe mabhenji ari kupa chikwereti chechikwereti chenguva pfupi. Izvi zvinoreva bhagheni haigoni kubvumirana kuita shanduro yekugara muchikwereti asi asi panzvimbo yacho inogona kupa zvinotevera:
- Chikamu chikuru chinoramba chakafanana.
- Varidzi vepamba vanobvunzwa kuti vatsigire mari itsva.
- Izwi rebhadharo idzva rakagadzirirwa mwedzi 3 kusvika ku6.
- Izvo zvinoreva kana muridzi weimba achiita mitsva mitsva nenguva panguva yechirongwa chechikwereti chenguva pfupi, bhangi ringapa mari yekugadzirisa zvachose.
Zvisinei, pamagumo emhedziso, bhangi iriwo rusununguko kuti riti: "Maita henyu, zvikuru, nekutipa kwatiri mari, asi chikwereti chako chakanga chisipo." Uye bhengi raigona kuenderera mberi. Ndanzwa nyaya iyi kubva kune vaverengi veS sacramento vakamanikidzwa kupinda kutengeswa pfupi kuburikidza nekuita izvi.
Mabhangi Haafaniri Kutengesa Mazana Mashoma Pamwechete Nekugadzirisa Kwechikwereti
Mazhinji mabhangi haazaruri mafaira maviri panguva imwe chete. Iwe uchada kusarudza zvisati zvaitika kana iwe uchida kutsvaga kugadziridza chikwereti kana kutengeswa pfupi. Iwe unofanirwa kutevera mumwe kana mumwe.
Bhengi ichavhara kushandiswa kwekutengeswa kwemazuva mashomanana kana muridzi wemba akazoti aedze kuedza kugadziridza chikwereti. Nguva yakareba yekugadzirisa kutengeswa kwepfupi kana kushandiswa kwemari chikwereti zvakafanana. Zvimwe zvigadziriswa zvikwereti zvinotora mwedzi 3 kusvika ku 6 kugumisa.
Hazvina kururama kune mutengi akaisa chipo chekutenda kwakanaka pane kutengeswa kwechidimbu uye akabvumirana kumirira kutengeswa kwenguva pfupi kuti aone kuti vatengesi vave nemafungiro echipiri uye iye zvino vanoda kushandurwa kwechikwereti pakati pekutengeswa pfupi.
Zano rangu nderokuita chisarudzo chako uye kubatana nacho. Uyezve, usabhadhara kambani chero ipi zvayo yekugadzirisa chikwereti kwauri nokuti unogona kuzvikumbira iwe usingabhadhari munhu. Zvikwereti zvizhinji zvekukweretesa chikwereti zvinotyisa.
Chii Chingaita Kuti Pfupi Yakatengeswa Iwedzere Kudiwa Mukugadzirisa Kwechikwereti?
Varidzi vepamba vanofarira kusununguka kubva pasi pemvura vangave vachida kuita zvishomanana mu-nzvimbo-yekugadzirisa chikwereti. Kutengesa kutsva kunoreva kuti bhanhire richabvuma kubhadhara mari shoma uye kusunungura chikwereti. Kana imba yako yakakosha zvakanyanya kudarika chikwereti chakabhadhara, zvingaita zvinonzwisisika kuita zvishomanana kutengeswa uye kununurwa kwechikwereti chakaremerwa. Heano zvimwe zvikonzero zvingafungwa:
- Mushure memakore matatu ekuchengetedza chikwereti, kana mitengo ichiramba yakagadzikana, vimba vepamba vanogona kukwanisa kutenga imwe imba shure kwekutengesa pfupi nekutora chikwereti uye kubhadhara kunogona kuwanikwa.
- Zvose kugadziriswa chikwereti uye kutengeswa pfupi kunogona kukanganisa chikwereti . Asi imwe sarudzo inowanzova nani kudarika kufanirwa.
- Zvizhinji zvekubhadhara chikwereti zvinoshevedza kubhadharwa kwebhadharo yekutengesa kupfuura kunogona kuwedzera gore roga roga mushure mokutanga kwemakore mashanu ekutengesa-kutengesa mari yakapfuura.
- Zvizhinji zvekutengeswa kwemashure madiki zvandinotengesa mu Sacramento zvinosanganisira vatengesi avo vakaramba kubhadhara chikwereti.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.