Nzira yekuchengetedza sei imba yako kubva pakatarisa
Varidzi vepamba vanovimba kuregera kuvharidzirwa kazhinji vanotya kugarisana nehumwe chokwadi chakavaendesa kunzvimbo yekuve mukutaridzirwa. Kutarisana nemashoko iwayo kunogona kuora mwoyo. Kana vakafunga kumashure apo pavakatanga kutenga iyo imba, kurasikirwa nemusha kwaive chinhu chakanyanya kubva mupfungwa dzavo. Vashomanana vepamba vanogadzirira kupinda mukufananidzira .
Zvikonzero zvekufungidzira kusati kwaitika
Kunze kune avo vanonyatsobatanidzwa mukubhadhara chikwereti - nechinangwa chekusamboita bhadhara imwechete - vazhinji veimba vagarisana nemamiriro ezvinhu anowedzera kamwechete anovamanikidza kuti varege kuita nguva yakakodzera yokubhadhara chikwereti .
Heano zvimwe zvikonzero zvezvikonzero izvi:
- Kurasikirwa naJobho / kusatarisira basa
- Kurwara kamwe kamwe kana kuti chirwere chekurapa
- Rufu mumhuri
- Kurambana / kurasikirwa kwechipiri mari
- Kunyanya kukwereta chikwereti
- Jobho kuderera kana kukurudzira kukura
- Kusakwanisa kubhadhara chikamu chekuda kuchinja chinowedzera
- Matambudziko asingatarisirwi ekuchengetedza kumba
- Balloon payments zvakakodzera
Nzira dzekumisa kusatidzika
Nzira yakanakisisa yokumisa kuzarura muCalifornia, somuenzaniso, ndeyekudzivirira kuiswa kweChitsauko cheChinja . Ini ndinotaura nezvehurumende iyi nokuti vanhu vane mamiriyoni 35 vanogara muCalifornia neCalifornia ndiyo nyika yechitendero cheimba. Vatengesi havakwanisi kufambisa mberi asi vachaisa Chiratidzo cheKutadza kuchengetedza zvido zvavo, kana zvichifanira. Kana iwe uchiziva kuti haunzwisisi kutora chikwereti chako, chinhu chekutanga chaunofanira kuita chinoshevedza wako chikwereti.
Usazvicherechedza, kunyara kana kusaremekedza tsamba kubva kune wako chikwereti nokuti mhinduro idzodzo dzichaita kuti mamiriro acho akawedzere, kwete nani.
Zvichienderana nemamiriro ako ezvinhu uye matambudziko, apa pane zvimwe zvingashandiswa pakugadzirisa zvikwereti yako chikwereti chinogona kukupa iwe:
- Nguva yekuita mari yako.
Vatengesi vanogona kubvumirana kumirira vasati vatora mvumo yepamutemo pamusoro penyu uye vachiita kuti iwe uite chirongwa chekubhadhara chinogona kutenga iwe. Izvi zvinonzi kushivirira.
- Kukanganwira mubhadharo.
Kana iwe uchigona kubvumirana nenzira iyo iwe uchange uripo iye zvino mushure mekushayikwa kuripa kana maviri (pasina nzira yekuripa nayo), uyo anokweretesa angakwanisa kukupa purogiramu uye kuisa zvaunosungirwa. Izvi zvinonzi chikwereti kukanganwirwa, uye hachiwanzoitika. - Kuparadzira kunze kwekubhadhara kunokonzerwa kwenguva refu.
Somuenzaniso, kana kubhadhara kwako, taura, $ 1,200 pamwedzi, uyo anokweretesa angakurega iwe uwedzere madhora zana pamwedzi kubhadhara imwe neimwe kwegore kusvikira wabatwa. Izvi zvinonzi chirongwa chokubhadhara. - Kuchinja mitemo yechikwereti chako.
Kana chikwereti chako chiri chikwereti chinogadziriswa , uyo anokweretesa angasvitsa chikwereti chaanofarira asati awedzera kana kuchinja chidimbu chechido kune imwe nzira inogona kutaridzika iwe. A chikwereti chinogonawo kuwedzera nguva yekuunganidza . Izvi zvinonzi zita rekuchinjwa. - Wedzera zvikwereti kumashure kumari yako yemari.
Kana iwe uine mukana wakakwana uye unosangana nemukweretesi wekweretesa, chikwereti chinogona kuwedzera chikwereti chako chekubhadhara chikwereti chekubhadhara chikwereti uye kudzorera zvakare chikwereti. Izvi zvinonzi refinance . - Ita chikwereti chakasiyana kwauri.
Zvimwe zvikwereti zvehurumende zvine zvikwereti zvinokwereta vakwereta vanosangana nemirairo chaiyo inoshanda kune imwe chikwereti, iyo ichabhadhara chikwereti chakarasika. Izvi zvinonzi kusarudzwa kwechikamu.
Nzira dzekumisa kusatidzika
Apo uyo anokweretesa akaisa Chiratidzo cheKutadza, zvisarudzo zvako zvishoma. Ndicho chikonzero nei zviri nani kwauri kuti utumire chikwereti chako usati wawa kumashure pamitero yako nokuti vatengi vanowanzozeza kushanda purogiramu yekubhadhara mushure mokunge matanho ekutangira achatanga.
Iwe uchapiwa imwe nguva yekuunza mari ikozvino, kubhadhara mari yekuisa zvinyorwa uye kumira kubviswa. Izvi zvinonzi kudzorerwa kwemari yako. Kana iwe usingakwanisi kuumba kukweretwa kusina kukwana uye mukwereti haazoshandi newe, heano mamwe maitiro mashomanana ekumisa kuzarura:
- Kutengesa Imba Yenyu. Bvunzurudza vashandisi vemajeri kuti vawane maonero ekukosha kwemusika uye muvhareji DOM kutengesa imba yako. Iwe unogona kuedzwa kuti ue nekutengesa mutengesi , asi vatengesi vakawanda vanonzwa vachida kuburitswa uye kutengesa kuti vashandi vebasa rese vanopa. Enzanisa zvose zviri zviviri kuti uone izvo zvakanakisisa zvinosangana nezvido zvako uye nguva.
Chimbofunga Senguva Pfupi. Kana imba yako isingakoshi kudarika chikwereti chaunokwereta, unogona kunge uri mukana wokutengeswa pfupi . Kutengesa kutsva kunokanganisa chikwereti asi hazvina kunaka sekufananidzira. Iwe kana weaimiridzi wako uchada kutaurirana neunokweretesa wako kuti uone kana muridzi wekwereti achashanda pamwe chete nekutengeswa kwechidimbu . Izvi zvinonzi kusatidzikiswa kusati kwasvika.
Isa Chiito-Mu-Lieu Chokufananidza Ichi chinonzi deeding kumba kudzokera kune chikwereti. Muridzi weimba anopa chikwereti chiito chakanyatsogadziriswa uye chakanyatsozivikanwa, uye uyo anokweretesa anokanganwira chikwereti, achinyatsobvisa chikamu chekufananidzira. Vatengesi vanondiudza kuti matanho-mu-nzvimbo yekudzivirira anogadzira chikwereti chakafanana nekutangira.
Nguva Yenguva Yakatengesa . Munhu anokweretesa anogonawo kushanda urongwa apo mwene weimba anogona kugaramo mumba kusvikira awana nzvimbo yokupinda. Vaparidzi vari kunze vanofanirwa kutaurirana kodzero yekuchengetedza kugara, vachikakavadzana kuti kana mukwereti akazotevera kuburikidza nekutangira, muridzi aizoramba achifadzwa nekodzero yekuwana panguva iyoyo
Funga Bankruptcy. Mhosva yepamutemo yakadaro kubhadhara kunogona kumira zvose zvinotanga kuitwa. Dana gweta rinonyanya kuisa firiji nekukumbira tsanangudzo yakakwana yezvose zvaunogona, mari uye nguva yakabatanidzwa. Hazvizogadziri zvachose chiito chekufananidzira asi chinogona kuchidzorera.
Panguva yekunyora, Elizabeth Weintraub, Cal BRE # 00697006, ndiye mutengesi-shamwari paLyon Real Estate muSaramramento.