Kuchengetedza Chikwereti Munguva Yokurambana Nokutengesa
Saka, usatsauswa.
Kunyange zvazvo "hafu yako yepamusoro" ingave isina kubva pamufananidzo, mari yako ichakutevera chero kupi zvako mune ramangwana. Amai vaigara vachinyevera vanasikana vake vachiti: "Unogona kuwana imwe mukomana, asi zvakaoma kuwana imwe nzvimbo kuti ugare." Mid Midwestern common-sense zano, kana uri kushamisika, wakashandirwa kune hama yangu zvakare.
Matanho Aunogona Kutora Kuti Udzivirire Mari Yako
- Chokutanga, Itai Kuti Mvumo Yenyu Iite. Iwe unogona kuwana kopi yemutero wako wechikwereti nokuzivisa imwe neimwe yezvikwereti zvitatu zvekwereti , Experian, TransUnion kana Equifax, kana iwe unogona kuwana kopi yepachena yemugove wega wega paIndaneti kuburikidza nekunyora chikwata ichi chakachengetedzwa mukati me browser yako: http: // annualcreditreport.com.
- Chechipiri, Inventory Credit. Ita rondedzero yevose vanokwereta, vakachengetedzwa uye vasina kuchengeteka.
- Vakachengetedzwa vane chikwereti ndeavo vanobatanidza nhumbi sevhudziro yekwereti. Kana imba yako ichitsvaga kana iwe uine chikwereti pamotokari yako, somuenzaniso, imba yako nemotokari zvinhu zvinoshandiswa sehutete.
- Avo vasina chikwereti chikwereti ndivo avo vanokukweretesa mari zvichibva chete pane vimbiso yako yekubhadhara.
- Chechitatu, Akaparadzanisa Mazvikamu Akaparadzana Kubva Kuzvikamu Zvomumwe Munhu. Nhoroondo dzakabatana ndeaya ane mazita ose, uye mumwe nomumwe wenyu ane mhosva yechikwereti. Nhoroondo dzega ega ndiyo iyo yakazarurwa muzita rako chete.
- Chechina, Call Joint Credit Card Lenders. Tsvaga kana chikwereti chakawedzerwa chinobva pachikwereti chako kana chikwereti chako.
- Kana chikwereti chakavakirwa pachikwereti chako, asi wako wega ane kadhi, bvunza kuti wawakanye naye abvise.
- Kana chikwereti ichibva pachikwereti chako, isa kadhi rechikwereti muhomwe yako. Zvakanaka, kungoita joking. Kumbira kuti zita rako ribviswe.
- Kana iyo chikwereti ichiramba kubvisa zita kubva kubhuku, yevhara yekodhi, uye uzarure nhoroondo itsva.
- Kana iwe uine chikamu pane kadhi rako rechikwereti, mukwereti haazovhari maakaiti kunze kwekuti iwe uchibhadhara chikamu. Asi iwe unogona kudzivisa mamwe mhaka pamabhuku kuburikidza nekukumbira kuti account ive yakanyanyisa.
- Chechipiri, Kutengesa kana Kudzosera Pfuma Yakachengetedzwa. Zvakakosha kuparadzanisa chikwereti chemari yakachengetedzwa.
- Kana motokari inobhadharwa mumazita acho maviri, zvisinei kuti zita raani riri pachirongwa, imi mose mune mutoro wechikwereti.
- Kana chikwereti chakaitwa mumazita maviri aya, zvisinei kuti zita raani riri pane zvaanoita, imi mose mune basa rekutora chikwereti.
- Kunyange kana mutemo wenyu wokurambana unopa kupiwa kwezvinhu izvozvo kune rimwe boka, kana kana umwe wenyu achizvidira achiendesa musoro kune mumwe, chikwereti chechikwereti chicharamba chiripo kana iwe usingatengesi kana kugadzirisa zvinhu.
Refinancing Your House
Iwe unofanirwa kusvika pachibvumirano umo munhu mumwe chete acharamba ane musha, ipapo nzira yakangwara yekuita ndeyokubvisa chikwereti chaivepo uye kuchinjeka nechikwereti chitsva, kupa, hongu, kuti hauna mari yekubhadhara chikwereti mumari .
- Nyora Chinyorwa Chitsva. Kumbira gweta rako kana kuti kambani yekambani kuti igadzire chiito chinotumira chikwata kubva kune mumwe munhu kune mumwe. Kazhinji kushandiswa kwezviito zvechikonzero ichi kunorega mabasa , asi gweta rako rinogona kusarudza kushandisa gwaro rechivimbiso kana chiito chekubatsira.
- Iva Nekutenga Imba . Nzvimbo dzekutenga chikwereti dzinosanganisira bhenji rekuno, chikwereti chekambani , kana kuti kuburikidza nemunhu anotendwa chikwereti chemari .
- Kana iwe usingakwanise kuzvikodzera iwe, unogona kutengesa chivako kana kuwana mukana wekubatana sekukumbira hama yako kuti ikubatsire kuti uwane.
- Iwe unofanirwa kutenga chikwereti chako zvakaenzana, bvunza shamwari yako kana iye achida kukubvumira kuwana chikwereti chakakwana chokubhadhara chikwereti chaivepo uye wotakura chikwereti chechipiri chemari yakakweretwa. Nenzira iyi unogona kubhadhara kune mumwe wako wekuenzanisa, zvichida pamutengo wepamusoro wekuda uye nemashoko ari nani kupfuura anokweretesa angakupa.
Uyezve, kupa kune zvakakwana kutarisirwa mumba kuitira kutsigira chikwereti chechipiri - zvichida mari yezvikwereti haipfuuri 80% yemugozha wekutengesa - mutengi wako anogona kukwanisa kutengesa chikwereti pachinotora kuti awane mari.
- Yeuka kuti kuwana chikwereti chitsva kunoda kuongorora kujekesa kukosha, asi sezvo vateresi vane chido chokukuita chikwereti, iwe ungadawo kumubvunza mutengesi weimba inotendwa kuti atore mutengesi wakafanana newe. Kuongorora hakuna kunyorwa mugoridhe. Iwe hausi kuda kubhadhara mumwe wako kune imwe nzvimbo kune zvakakosha uye kunatsiridza maitiro ekufambisa kazhinji kunoguma nehukuru hwepamusoro kupfuura iwe unogona kuwana zvekudzosa.
- Chimwe chikwereti chitsva chinodawo chirevo chetsva. Kunyangwe iwe uchange uine insurer mukwereti uye kwete iwe pachako, izvi zvinokupa chivimbo chekuti shamwari yako haina kuramba ichiwedzera pfuma kunze kwekuziva kwako.
Kutengesa Imba Yako
- Ita Kuti Market Market iwedzere . Fungidzira kuti imba yako yakakosha zvakadini pane zvakafanana nekutengesa.
- Gadzirira Imba Yako Kutengesa . Shamba, declutter, depersonalize, uye kutakura.
- Tsvaga Real Estate Agent . Funga nezvenyanzvi dzakawanda pamusoro pehama kana hama dzine ruzivo rudiki kana ruzivo.
- Kubvunzurudza vatatu vasarudzo vasati vashandira anoshanda. Kunyange zvazvo zvichienderana nemamiriro emisika , iwe unogona kutengesa imba yacho nyore nyore, zvinowanzova zvakaoma kuzviita munguva dzekutambudzika, uye iwe ungada kurega unyanzvi kutora.
- Usazivisa Kurasika Kwako. Chengetedza ushamwari hwako apo imba yako iri pamusika. Kana vatengi vanoziva chikonzero chekutengesa, iwe ungagamuchira mupiro wakaderera.
Nokuda kwezano rezvemitemo, tapota bvunza gweta.