Banks VS Mortgage Brokers
Kana uri kutenga imba , mukana iwe unoda mari yekubhadhara mari, asi iwe unoziva here kuti pane kusiyana kukuru pakati pevatengesi vatengesi nevatengi vemari?
Bank Loan Officers
Vatariri vezvikwereti kubhangi, credit union kana imwe chikwereti chikwereti vashandi vanoshanda kutengesa nekugadzirisa zvikwereti uye zvimwe zvikwereti zvinobva kune avo vashandi. Vanowanzova nemhando dzakasiyana-siyana dzezvikwereti zvinogona kutora kubva, asi zvikwereti zvose zvinobva kune imwe chikwereti.
Mukuru wezvikwereti anotora chikumbiro chako uye anoshanda kuti awane chikwereti chemusha chinokodzera zvaunoda. Kana chikwereti chako pachako chichigamuchirwa, mupurisa anotungamira mberi kugadzirisa kutenga.
Mortgage Brokers
Imba vatengesi vashandi ndivo vanobhadhara mubhadharo wekuunza pamwe chete vateresi nevakwereta. Vanowanzoshanda nemazana kana kunyange mazana evakweretesi, kwete sevashandi, asi sevamiririri vehurumende.
Funga nezvekubhadhara chikwereti sevashandi. Vanowana uye vanoongorora vashandi vekumba, vachiongorora mamiriro emunhu wekwereti kuti vaone kuti chikwereti chii chakakosha zvakakwana kune zvinodiwa nemunhu iyeye. Iyo mutengesi anotumira chikwata chemutengesi yomusha kune mumwe kana vamwe vanokweretesa kuitira kuti vaitengese, uye inoshanda pamwe nemukweretesi akasarudzwa kusvikira chikwereti ichivhara. A good mortgage broker anogona kuwana chikwereti chemhando chero ipi zvayo yechikwereti.
Imwe mutengesi wemari yekushandira kuti awane chikwereti chako chiri kuwana mari yekutengeserana uye yekutengeserana kuri nani kwavanowana kune anokweretesa, iyo inowanikwa mari.
Usashushikana zvakare kuzarurira kune mutengesi chikwereti chaunofarira chaunoda kubvuma - regai vakuudzei mazwi aanogona kuchengetedza. Tenga zvakapoteredza kuti uone kuti mashoko aya anonzwisisika.
Vakawanda vezvikwereti zvekutengesa mari zvinoshambadzira paIndaneti ndezvekutengesa vatengesi.
Izvozvo Zvakasiyana Sei?
Mune imwe nzvimbo kana yekutenga chikwereti chekutenga chikwereti angakuwana iwe chikwereti mune imwe nzvimbo yenyika.
Bhengi iri paIndaneti inogona kunge isisina nzvimbo yepahofisi umo vashandi vanogona kukubatsira iwe-pa-umwe.
Vamwe kunze kweguta vanokweretesa havanzwisisi maitiro ekudziya zvinoshandiswa munharaunda dzakasiyana-siyana, ivo havazivikanise nemasangano ega ega, uye havanganzwisisi zvakananga kusarudzwa uye mazwi anoshandiswa nevaridzi vemunharaunda. Icho chaingova mienzaniso mishomanana yezvinetso zvandakaona izvo zvakakonzera kunonoka-pasi kwezvikwereti zvakagadzirwa nekunze kweguta-chikwereti kushanda nemunhu anotengesa mari.
Kushandisa bhenji rekune dzimwe nyika dzimwe nguva kungava pamwe chete. Vashandi vavo vanowanzonzwisisa zvakananga zvemunharaunda, asi kune chikwereti chiri kure uyo haazononoki kunonoka kusvikira mibvunzo inopindurwa.
Imba vatengesi vanowanzowana mukwereti uyo achaita chikwereti icho bhanhire rinoramba - chikwereti chinetso ndechimwe muenzaniso. Kuwana chikwereti chakaipa chikwereti chinonyangadza uye chinogona kuva chakakosha zvikuru kana iwe usina zivo kana kuti usingazivi kodzero dzako dzepamutemo. Zvinosuruvarisa, mhizha yacho yakakora nevaya vanoedza kushandisa.
Mari inoshandiswa yakasiyana-siyana kana yekutengeserana inogona kuva nyore kuchengetedzwa kuburikidza nemunhu anotengesa chikwereti. Kwete mabhanga ose anopa idzi marudzi ezvitoro.
Ita sarudzo yako yekukweretesa yakavakirwa pamashoko ekubhadhara zvakanakisisa iwe unogona kuwana.
Bvunza mibvunzo pamusoro penguva yakatarwa nguva. Bvunza vako venguva yemugovera shamwari avo vachangobva kutenga imba yevateresi uye vatengesi vanotumira.
Tora Zvikamu Zvako Zvokutora Chikwereti
Garai zvikwereti zvenyu zvekwereti uye zvikwereti kubva kune masangano makuru matatu ekubhadhara chikwereti musati mashanyira bhangi kana mutengesi. Mamwe mapepa emishumo yemazuva ano inofanira kupa ruzivo rwakakwana kwavari kuti vakupe maonero emhando dzezvikwereti zvavanogona kukupa.
Uyo anokweretesa waunosarudza kushandisa achasvika pazvikwereti zvako zvekwereti, asi kutora makopi ako pachako kumubvunzurudzo yekutanga kunodzivirira zvikwereti zvakawanda zvekwereti zvinogona kuderedza zvidzidzo zvako. Kukumbira iwe pachako zvikwereti zvekwereti hazvibatsiri zvikoro zvako.