A Bad Credit Mortgage Lender Inogona Kukudzorera Kudyara Kwekumba
Ichokwadi iwe unogona kuwana chikwereti chakaipa chikwereti; Ndizvo chete izvo varume vatinenge vachitaura navo - mabhanga uye zvikwereti zvemari - hazvipi zvakashata zvinokweretwa mari yechikwereti. Iwe unogona kutarisa munzvimbo isina kururama.
Zvamungave musingazvioni ndezvokugona kumutengesi vatengi vane yakaipa chikwereti vanotora chikwereti chakaipa chikwereti nguva yose. Asi dzimwe nguva vanobhadhara mumhino nokuda kwayo. Kana iwe ukangopedzisa kutengeswa pfupi , iwe ungada kumirira makore matatu usati wakumbira kubhadhara chikwereti nokuti iwe uchawana mukana wakanaka kwazvo kana iwe ukamirira. Mitemo yeFannie Mae inotaura kuti mutengesi shoma shoma anogona kukodzera mumakore mana nokuda kwechikwereti chero bedzi mutengesi achichengetedza chikwereti chakanaka mushure mokutengeswa kwenguva pfupi , asi FHA ndeye makore matatu.
Kunyangwe iwe wakaisa chikwereti, chero bedzi iwe uchichengeta chikwereti chako chakanatswa mushure mekubuda, iwe unogona kunge wakakodzera chikwereti cheFHA mumakore mashomanana. FHA zvikwereti hazvirevi kutakura chikwereti chikwereti zvishoma , asi vanokweretesa vanobhadhara chikwereti vanoda chikamu chiduku cheFICO .
Mazano ekuwana Chikwereti Chakanaka chekutenga chikwereti
Iva nechokwadi chokuti iwe unotarisa mutengesi wekutengesa nebhadhiro rako rehurumende uye unoshanda chete nekambani inoremekedzwa. Usawana chikwereti chemari yakaoma kuburikidza nechikwereti chikwereti. Zviri nyore kuti uwedzere mukati, saka chenjerera. Kutevera ndeimwe mazano ekutora chikwereti chakaipa chekutengesa:
- Funga nezvenhaka yakaipa chikwereti sechinhu chenguva pfupi. Itai nguva pfupi. Izvi hazvirevi kutenga mvumo yenguva pfupi asi kuronga pakubhadhara chikwereti hachina makore maviri kana kupfuura usati watanga chikwereti chako zvakakwana kuti uwane kugadzirisa kwakanaka pamutengo unodhura.
- Kana yako nguva dzose yekutengesa mutengesi isingakwanisi kukubatsira iwe, bvunza kutumira. Vazhinji vateresi vanga vari mubhizimisi kwekanguva vanochengetedzawo mahofisi mu subprime misika uye vanogona kukutsanangurira kune chikwereti uyo anogona kukuita chikwereti.
- Funga nezvekugadzirisa-kutora chikwereti . Chikwereti chako chekufarira chichave chakakwirira kune chikwereti chakasarudzwa-chechi chikwereti chakakodzwa, chakakwirira zvikuru kudarika mitero yaunowana inoshambadzirwa paIndaneti pawebsite dzakadai sebhangerate.com. Iwe unogona kunyanya kubhadhara zvakakwirira zvishoma zvishoma , zvakare. Nokugadzirisa-kutora chikwereti chekubhadhara mari, iwe unogona kukwanisa kuchengeta chikwereti chako chekubhadhara zvakaderera zvakakwana kuti uite zvigadziriswa.
- Usabvumirana, kana iwe uchigona kuibatsira, kune chirango chekubhadhara . Chirango chekubhadhara chikwereti zvinoreva kuti iwe unogona kubhadhara semwedzi mitanhatu yekuwedzera mubereko kana iwe uchibhadhara chikwereti kare. Sezvo huwandu hwekubhadhara kwako kune chido uye kwete hukuru, zvakafanana nekubhadhara mwedzi mitanhatu yekubhadhara. Dzokera shure kana vakakumbira.
Zvimwe Zvinyorwa Zvokugadzirira Kuwana Bad Credit Mortgage
Shanda nemunhu anotengesa chikwereti kuti atenge chikwereti chakanakisisa chiripo kunze kwekuti aende kune yakaipa chikwereti chikwereti. Nzira yekutanga ndeyokushanda pakugadzirisa chikwereti chako. Kugadzirisa mari shoma kunogona kutora chero kupi zvako kwemavhiki mashomanana kusvikira pagore, asi nyaya dzakawanda dzinogona kugadziriswa mumwedzi mishomanana. Chinhu chinokosha chokuyeuka iwe unogona kuzviita kana uchida kuzviita. Pasi apa pane zvishoma zvisikwa zvekugadzirisa mari kana uine chikwereti chakashata.
- Tora kopi yako yakasununguka yemukana wechikwereti . Ongorora. Kana iwe ukaona kukanganisa, nyora kune chikwereti chekwereti uye ukumbire kururamiswa.
- Bvunza yako mortgage broker pamusoro pokukuisa iwe kwekutsvaga zvakare. Mari yako yekutengesa mari inogona kukubatsira kugadzirisa chikwereti chako kana kukutumira kune imwe kambani inodhura yekugadzira chikwereti. Uyezve kukurumidza kudzorera zvakare kuburikidza nekutora chikwereti chako kunogona kuwedzera zvikuru FICO yako chikamu munguva shoma shoma. Rapid rescore inyanzvi yemari inoshandiswa mari.
- Funga nezvekubatanidza. Semuenzaniso, mirayiridzo yeFHA ichabvumira mubati wekubhadhara chikwereti chako. Zvichida vabereki vako kana imwe hama yako ingakunyorerai, uye iwe unogona kudzivisa chakaipa chikwereti chikwereti.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.