Kuverenga kurasikirwa kwehuwandu hwemotokari hakusi nyore, uye kunogona kusiyanisa zvikuru nehurumende neye inshuwarisi.
Zvakakosha kuziva kuti kukosha kwemotokari yako kunoratidzirwa nokuti kunogona kukubatsira iwe kutaurirana kuti uwane bhadharo iri nani pakutsvaga kwako. Inogona kupawo ruzivo rwekuti sei iwe usingave uri kuwana mari yakakwana yekubhadhara chikwereti chako.
Zvechokwadi Cash Value
Nyaya dzakawanda dzemotokari dzishuwarenzi dzinotakura motokari dzinoshandisa mari chaiyo yekutengesa , kusarudza kuti hazvifananidzi kugadzirisa motokari yako kana kugadzirisa kunodhura kupfuura imwe yepakati yemari yakakonzerwa nemotokari, inowanikwa munharaunda ye80%. Kusiyanisa kunosanganisira mazano anobvumirana anobvumirana (kazhinji emotokari yekare), mitemo yakakosha yepamusoro , uye kuwedzerwa kugoverwa kwakafanana negopu yunivhesiti kana kutsva motokari itsva. Zvechokwadi mari inokosha ndeimwe nzira yekureva kuti motokari yakakosha sei panguva yekurasikirwa. Kana iwe ukwanisa kutengesa mamiriyoni emotokari yako musati wapera njodzi, iwe ungawana mari yakawanda sei? Izvo zvakanyanya zvakaoma kuisa nhamba chaiyo pairi pasina rubatsiro.
Ndezvipi Zviitiko Zvinoshandiswa?
- Gore
- Ita
- Muenzaniso
- Mileage
- Kupfeka Panyama uye Kuchema
Tools
Makambani eInishuwarenzi anoshandisa purogiramu yavo chaiyo yekuverenga mari chaiyo yebhasi yemotokari. Zviri pachena, haugoni kushandisa software yavo. Iwe unogona kutarisa Kelly Blue Book, Edmunds, kana Auto Trader sekutarisa, asi usatora mwoyo wako kuisa pachiyero chayo.
Icho chinongova bhoppark chimiro. Unofunga kuti chero upi zvake anofungidzira kuti achakuudza, havabhadha zvikwereti zvinoenderana neKelly Blue Book.
Kuchengeta nzvimbo dzepakati pekutsvaga zvizivo zvakare chikamu chekuita. Motokari dzinotengeswa dzinenge dzakadai, mutsa, uye unhu hunogona kushandiswa sechinhu chinokosha.
Receipts
Chero chero mapeji ekugadzirisa achangobva kugovera iwe anoshandiswawo kuverenga mari yako yokugadzirisa. Injini itsva, kutengesa kutsva, matairi matsva, zvose zvinogona kuita mutsauko muhukuru hwe cheki yako.
Short Falls
Zvinosuruvarisa, hazvisi zvisizvo kugamuchira kurasikirwa kwese kubhadhara chekuchechesa kudarika chikwereti chako chemari yemari. Mhedziso dzinoitika nekuda kwezvikonzero zvakasiyana siyana.
- Iyo motokari inokurumidza kukurumidza kupfuura muyero uri kuripa pasi chikwereti chako.
- Kuwedzerwa kwemari yemotokari nemitengo.
- Kuvhara chikwereti chemotokari mushure mekukwereta kwako ikozvino.
- Kuvhara zvimwe zvinyorwa zvakadai sekuwedzerwa kwemabhadharo, mitero, nemari yepamusoro mune chikwereti chako.
- Little to no down payment auto loans.
Kudzivisa Pfupi Pfupi
Ikosi yepasipuri yunivhesiti uye itsva yemotokari yekugadzirisa inogona kukubatsira kuti urege kupera kwekutanga. Vose vacharwisana nechinetso chokuderedza. Dambudziko nderokuti hapana chinokubatsira chaizvo kana pane zvimwe zvinhu zvawakaputira muchikwereti chako. Kubhadhara 20% pasi panguva yekutengesa motokari pamwe chete nekubhadhara zvivimbiso zvose, mitero, uye mari yepamusoro ndiyo nzira chete yekusava mumvura panguva yekutenga motokari.
Izvozvi kunze kwekuti iwe wakakwanisa kuwana mutengo wakaderedzwa kune vamwe vanhu vasina ropafadzo imwechete yekugamuchira.