Kuwedzera Zvinhu Zvakanaka Uye Kubvisa Zvikwereti
Nhanho yekutanga mukuongorora kudiwa kwako kweurongwa hwemigodhi nderokuona iwe unyore. Heano nhungamiro inokosha yekuverenga mutero wako unokosha. Iwe uchada kudhinda chati yekuverenga mhando yakakodzera usati watanga. Kana iwe wakaroora kana kuti une chimwe chinokosha, nyora mazita ako iwe nemumwe wako / shamwari yako pamusoro pezvitsva zviviri zvekutanga che chati. Kana iwe usina kuroorwa, tora mazita ako pamusoro pekorori yokutanga. Uyewo cherechedza kuti kana imwe nzvimbo inonyanya kutaurwa nezita rehupenyu hwako husingafadzi , iwe unofanirwa kurongerwa muhomwe yako.
01 Wedzera Mazano eBhangi Accounts
Tora makopi emashoko ekupedzisira emabhengi ako ose, kusanganisira kuongorora , kuchengetedza, mari yemari , uye maCD. Kana iwe wakaroora kana kuti une chimwe chinhu chinokosha uye iyo nhoroondo inodanwa mune rimwe zita chete, nyora pasi rose kukosha mukodhi yemuyo akakodzera. Kana iyo nhoroondo ichinyorwa mazita akabatanidzwa iwe newawakaroorana naye / mukaroorana, nyorai kukosha muhomwe yekamuri. Kana iwe usina kuroorwa uye iyo nhoroondo yakatumidzwa muzita rako pachako, nyora kukosha muhomwe yako. Kana iyo nhoroondo ichinyorwa pamwe chete newe uye / kana wako wako / shamwari yako uye mumwe munhu kunze kwomumwe wako / shamwari yako (semwana kana kuti mukoma wako), ngobva wongorore chikamu chemugove wekodha yako kana koromumwe wako . 02 Wedzera Upenyu hweAkwereti yeMari
Tora makopi ezvinyorwa zvenguva pfupi nezvemajeri enyu ose ezvekutsvaga mari izvo zvisingateereri zvirongwa. Kana iwe wakaroora kana kuti une chimwe chinhu chinokosha uye iyo nhoroondo inodanwa mune rimwe zita chete, nyora pasi rose kukosha mukodhi yemuyo akakodzera. Kana iyo nhoroondo ichinyorwa mazita akabatanidzwa iwe newawakaroorana naye / mukaroorana, nyorai kukosha muhomwe yekamuri. Kana iwe usina kuroorwa uye iyo nhoroondo yakatumidzwa muzita rako pachako, nyora kukosha muhomwe yako. Kana iyo nhoroondo ichinyorwa pamwe chete newe uye / kana wako wako / shamwari yako uye mumwe munhu kunze kwomumwe wako / shamwari yako (semwana kana kuti mukoma wako), ngobva wongorore chikamu chemugove wekodha yako kana koromumwe wako . 03 Kuwedzera Maitiro eZvondo uye Bonds
Kana iwe uye / kana wawakaroorana naye / mukaroorana wega wega wega mune imwe kambani inotengeserana pachena, fungidzira kukosha kwezvikamu kuburikidza nekuona ikozvino kukosha kwegairo pane webhusaiti yakadai se Yahoo! Mari. Tarisa kune ani nani wekutengesa mutengo wepaguru akatengwa kubva kuti aone kukosha kwayo kwakatarwa ikozvino. Kune US Savings Bonds , enda kuWatch Reserve's website uye ugoisa hutano hwehutano kuti uone zvavanoita zvino. Kana uchinge wanyatsoona maonero akaenzana, shandisa maitiro ose ematokisi ose uye zvisungo mumakoroni akakodzera echati uchishandisa mirayiridzo inowanikwa mabhengi uye mabhengi emari. 04 Kuwedzera Maitiro ePeonal Effects
Zvimwe zviitiko, kusanganisira zvishongo, zvishongedzo, zvigadzirwa zvekare, motokari, uye zvikepe, zvinogona kunge zvinyengeri kutora pasina kuongorora kwepamutemo. Kwemotokari uye zvikepe, enda kune webhusaiti yakadai seNADA Guides kuenzanisa maitiro avo. Nokuda kwezvishongo nezvimwe zvakadaro, shandisa zvakanakisisa kutonga kwako nokutora zvakabhadharwa chimwe nechimwe uye zvakare kuisa mukupfeka nekucheka. Pamusoro pezvigadzirwa zvekare, ita intaneti kutsvaga chimwe chinhu kuti uone kana munhu ari kutenga nekuitengesa paIndaneti. Kana uchinge wanyatsofungisisa maonero aunofungidzirwa, pinda maonero ehutano ezvose zvaunosangana nawo mumakoroni akakodzera echati uchishandisa mazano anopiwa mabhengi uye mabhengi ezvokutengesa, uye nyorai chikwereti chezvose zvikwereti zvinokonzera zvinhu izvi mu "Mhosva" "chinyorwa. 05 Wedzera Upsika dzeUpenyu Inishuwarenzi
Bvisa inshuwarisi yehupenyu hwako uye tarisa mazita emuridzi uye inshuwarisi uye kukosha kwechiso chepurogiramu imwe neimwe. Kana mutemo wacho isiri mutemo wemagumo, torawo chirevo chechangobva kuitika uye tarisa panowanikwa mari yakakwana yemari. Wedzera huwandu hunokosha hwehutano hwematongerwo ose ari muzita rako uye muupenyu hwako kuenda kune imwe koromo yako uye huwandu hunotarisana nehutano hwavose vari muzita romumwe wako / weawakaroorana naye muupenyu hwake mumutsetse wako / shamwari yako. Wedzera mutevedzeri wekodha wekodzero yemitemo yese inowanikwa newe pane humwe humwe humwe kune imwe column yako uye mari yakawanda yemari yemitemo yese inowanikwa nemumwe wako / shamwari yako kune humwe humwe hupenyu kune imwe koromo. 066 Wedzera Maitiro Ekubhadhara Mari
Tora makopi emashoko ekupedzisira emari dzenyu dzose dzekutsvaga mari dzinoitwa muzvirongwa zvekurega basa, zvakadai seIRAs uye 401k. Nyorai maitiro ose emakorokari ose ekurega basa kuitira kuti iwe ubatsire muhurukuro yako uye mabhuku ose ekurega mari kune wawakaroorana naye / mubatsiri wako muhurukuro yavo. 07 Kuwedzera Maitiro eSale Proprietorship Mashoko
Muzvizhinji, zvinhu, zvakagadzirwa semunhu mumwe chete zvichabatanidzwa mune mamwe ma column, zvakadai seakaunti dzebhangi kana zvemunhu. Kana zvakadaro, iwe kana mudzimai wako / mukaroorana ane mari isingatarisirwi iri muzita rako kana wewawakaroorana naye / zita romumwe chete uye inofarira bhizinesi, yakadai sewebsite inokosha inogona kutengeswa kune mumwe wechitatu, uye nyora kukosha kwakatarwa muchikamu chakakodzera. 08 Wedzera Maitiro Ekubatana uye LLC Nharaunda
Ushamwari pamwe neV LLC zvinowanzova zvakaoma kukoshesa kunze kwekuongorora kwebhizimisi. Muzhinji, zvakadaro, iwe unogona kukwanisa kuenzanisa kukosha kwebhizinesi nekuwedzera zvinhu zvayo zvino uye kubvisa zvikwereti zvayo. Kana uchinge uine nhamba iyi, wedzera kubatana kwako kana wewawakaroorana naye kana kuti wehutano hwehutano nehuwandu nehuwandu uye uwedzere huwandu kune imwe yerineni yakakodzera yechati uchishandisa mirayiridzo inowanikwa mabhengi uye mabhengi emari. 09 Wedzera Upenyu Hwakanaka Hwakachengetwa Stock
Nzvimbo yakachengetwa yakawanda inogonawo kuoma kukoshesa kunze kwekuongorora kwebhizimisi. Sezvo nekubatana uye LLC, zvisinei, iwe unogona kukwanisa kuenzanisa kukosha kwezvino kwekambani kuburikidza nekuwedzera mararamiro ezvisizvo uye kubvisa zvikwereti zvayo. Kana uchinge watora nhamba iyi, wedzera muzana wako kana wewawakaroorana naye wepakati yemugove wehupfumi nehuwandu uye uwedzere kukosha kune imwe yakarongedza yechati uchishandisa mirayiridzo inowanikwa mabhengi uye mabhengi emari. 10 Wedzera Mari Yakakodzerwa Kwako
Kana iwe uye / kana wako wako / mukaroorana wakakwereta mari kumunhu kana bhizinesi uye wakatora chikwangwani chakanyorwa chinyorwa kana kuti chikwereti, zvino nyorai mari yakatarwa iwe uye / kana mudzimai wako / shamwari yako mumakoroni akakodzera e chati vachishandisa mirayiridzo inowanikwa mabhengi uye mabhengi emari. 11 Wedzera Upsika dzeMafuta, Gesi uye Mineral Rights
Mafuta, gasi uye kodzero dzemigodhi zvinogonawo kuva zvakaoma kukoshesa pasina kuongorora kwepamutemo. Tanga nokutarisa chero zvirevo zvakagamuchirwa kubva kune izvi, kana kuwedzera mari inowanikwa kubva kune izvi zvinodiwa mugore rapfuura. Kana kufarira kwave kwakagara nhaka, chengetedza nhengo dzemhuri kuti uone kana vakakwanisa kukupa kukosha kunofungidzirwa. Kana uchinge wanyatsoona kukoshesa, kuwedzera pane imwe koromo yakakodzera yechati uchishandisa mirayiridzo inowanikwa mabhengi uye mabhengi emari. 12 Wedzera Up Mazano e Real Estate
Imba inogonawo kuva yakaoma kukoshesa pasina kuongororwa kwepamutemo. Tarisa mawebhusayithi akaita sazillow.com kuti uwane kuongororwa kwemazana emari yemari , kana chengetedza nzvimbo dzepaji mupepanhau rako kune zvimwechetezvo izvo zvakatengeswa munzvimbo. Imwe nyanzvi ndeyeimba yemutero mushumo iyo ichapa guta kana nharaunda yazvino yeruzhinji yekukosha kweimba. Kana uchinge wanyatsoona kukoshesa, kuwedzera kune imwe yakakoromora yechati uchishandisa mirayiridzo inowanikwa mabhengi uye mabhuku ezvikwereti uye nyora zviyero zvizere zvemari yako yekutengesa mumutsetse we "Zvikwereti". 13 Tora Nhamba Yako Inokosha
Iye zvino zvawakazadza chati, wedzerai nhamba dzose dziri munhare imwe neimwe. Zvadaro, tora nhamba dzose dzawakaronga mumutsetse wako, koromumwe wako / shamwari yako, pamwe nehomwe yekubatana uye kuwedzera nhamba idzi pamwechete. Zvadaro, tora izvi zvakabatanidzwa zvizere uye kubvisa kubva iyo iyo nhamba yose yakanyorwa mu "Libhadha" column. Pakupedzisira, tora nhamba iyi uye nyoronyora pamutsara wakanyorwa "Net Worth." Uye ndizvo zvauri, iwe wakanyatsoverenga zvauri iwe uye / kana wako wako / shamwari yako ikozvino inokosha.