Chii chiri Che Che Checks?
Kufanana neongororo dzose, kuongorora kwepachepa zvikamu zvepepa zvinoshandiswa kubhadhara.
Iwe unogadza ruzivo pamusoro paani waunoda kubhadhara, shandisa cheko chepamusoro, uye bhagheni rako rinozotumira mari kumubatsiri wekombiyuta pamagetsi.
Kuongororwa kwevanhu pachako kunobhadhara kubva kumabhadharo evanhu - havakwanisi kushamwaridzana nemabhizimisi, hurumende, kana mamwe masangano. Nhoroondo yega yega inhoroondo yemumwe munhu kana kuti vanhu vanoverengeka (sevakaroorana, semuenzaniso).
Chikonzero nei iri nyaya
Cheki inogona kushandiswa kubhadhara chero chinenge. Chero bedzi uyo anogamuchira (kana mutengi) anobvumirana kugamuchira cheki, ndizvo zvose zvinokosha. Kana iwe uchitenga zvekutengesa, ubhadhara mari yemishuwarenzi, kana kubhadhara renhi, chekuchechedza iwe pachako ingangove nzira yakagamuchirwa yokubhadhara.
Kuongororwa kwevanhu, zvisinei, haisi nguva dzose inogamuchirwa. Nokuti dzinotora kubva munhoroondo yemumwe munhu (zvisinei nehurumende kana bhizinesi iyo inenge iine zvimwe zvinhu), haisi nguva dzose inogamuchirwa. Kana munhu wacho asina mari yakakwana munhoroondo yaro, cheki ichagadzirisa, uye kubhadhara hakuzoperi.
Kune zvimwe zvekutengesa - kunyanya kukurukurirana kukuru kwakafanana nekutenga kumba - imwe nzira yekubhadhara yakavimbika inodiwa. Vatengesi vanoda humwe chivimbo chokuti vachabhadharwa, saka vangada madhebha ebhengi , chekuchechechedza , kana mari yemirairo (asi kunyange iyo inogona kushandiswa nounyengeri ).
Saizvozvowo, kana iwe ukawana mubhadharo wekutengesa pachedu, zvakanakisisa kuva nechokwadi kuti cheko yakanaka pamberi pekuti upedze mari iyo (iwe unofanira kunyatsoona kuti cheketi yese yakanaka - asi inonyanya kukosha nemacheki ega).
Nzira Yokuona Nayo Chekuongorora
Kuongororwa kwevanhu pachavo kuduku kudarika mamwe mhando dzeongororo uye kazhinji zvakanyorwa nemaoko, asi makuru makuru anotengesa makombikiti angave achiri kuongorora. Mumakore ekubhadhara mari yepaIndaneti , mabhizinesi anowanzopindira uye anotumira kutarisa kubva kune dzimwe nhoroondo, uye avo vanoongorora vanogona kutakura matambudziko akafanana neongororo dzevanhu dzakanyorwa.
Imwe nzira yekuziva checheche yako ndeyekutarisa mashoko emudzidzi webhuku: kana iwe ukaona zita romumwe munhu, iri chekuongorora.
Kushora Cheko Cheko
Nemhaka yokuti ivo vane ngozi kune hurumende-yakabudiswa cheki, kutarisa kwevanhu pachavo kunogona kuva kwakaoma mari. Nzira yakanakisisa yekushandisa mari ndeyekuenda kubhangi uko munyori wekuchecheche ane bhaji (iwe uchawana ruzivo rwebhangi pane zviso chekuongorora). Bhengi iyo inokwanisa kuona kana kwete mari iripo uye inovandudza kambani pakarepo.
Iwe unogonawo kuedza kuvhara cheki dzako pabhangi rako , asi usashamisika kana iwe ukangowana $ 200 kana zvakadaro. Kana bhengi rako richikupa zvakawanda, hazviiti nokuti vanoziva cheko rakanaka - ivo vanongotarisira, asi iwe unofanira kudzorera kubhengi kana cheko rinoputika.
Kunze kwebhangi uye zvikwereti zvezvikwereti, kune nzvimbo shoma shoma dzinoshandiswa nemari.
Vamwe vanotengesa uye chekucheka mabheji vanogona kutenga mari shomanana. Sezvakanyorwa izvi, Kmart inokanganisa zvakananga kune $ 500.
Nzira Yokuwana Macheke Akawanda
Kana iwe ukanyora cheki, iwe uchapedzisira wabuda uye unoda kuwana zvakawanda. Iwe unogona kuraira zvimwe kubva kubhangi rako, kurongedza kubva kune printer, kana kutodhinda zvaunofunga. Kuti uwane mamwe mashoko uye mazano kune vashanduri, onai Mawaniko Atinga Cheki .
Alternatives to Checks
Kune nzira dzakawanda dzokubhadhara zvinhu uye kutumira mari; kuongorora kunongova imwe chete yadzo, uye vangave isiri iyo yakanakisisa yekushandisa basa racho. Zvishandiso zvemagetsi zvinokubvumira kutumira mari zvakachengeteka (hapana mvumo yekuvhara mail, uye iwe hauratidze nhamba yako yekamberi kune ani zvake anoona cheko) uye zvisingatarisirwi. Vanoitawo kuti zvive nyore kutarisa zvikwereti zvako - hapana chikonzero chekunyora zvese zvekutengeserana mubhuku rezhendi nemaoko.
Panzvimbo yekunyora cheki, edza:
- Kubhadhara kutenga (paIndaneti uye mumunhu) nekadhi yebhadharo
- Kutumira mari kune shamwari nemhuri kumagetsi
- Kushandisa bhizinesi rako rekubhadhara mari yepaIndaneti kubhadhara nguva dzose
Nzira dziri pamusoro apa dzinogona kushandisa mari imwe chete yaunogona kushandisa kana iwe ukanyora cheki-mari inobva pane yako chekuongorora .