Nzira Yokubhadhara Cheko

Dzidza kuti sei uye kupiko mari yekuongorora

Kana iwe uchibhadharwa necheki, pane nzira mbiri dzekuwana mari yekugadzirisa mari iri shure kwe check: Iwe unogona kutenga mari iyo cheki kana kuisa. Mukugadzirisa kutengesa, iwe uchada kuchengetedza mari kune zvishoma uye usadzivisa kukanganisa kunodhura.

Nzira yekubhadhara cheki

Nzira yakajeka yekutengesa cheki ndeyekuenda kubhangi kana kubhadhara chikwereti apo une account. Kana usina mari yebhangi, kune dzimwe nzira dzakasiyana dzinotsanangurwa pasi apa.

1. Kumbira pamusoro pemari ipi yekubhadhara cheko uye zvingakoshi zvekushandisa mari yako.
2. Tsigira kumashure kwecheki nekusayina zita rako munzvimbo inogamuchirwa.
3. Dzadza chidimbu chechipo (kana zvichidikanwa) uye isayina chidimbu.
4. Ratidza chiziviso chakanaka kumudzidzisi.
5. Tora mari yako uiise munzvimbo yakachengeteka usati wasiya chivako.

Kupi kune mari yekuongorora

Nzvimbo dzakanakisisa dzekutengesa cheki ndiro bhangi rako, kana bhangi cheko rinotarirwa pane (iyo ibhandi rakanyorwa pane zviso chekutarisa- iyo mari ichauya kubva). Bhengi yako haichazobhadhara chero mari, asi iwe unofanirwa kubhadhara kana iwe uchienda kubhangi rekucherechedza.

Muyero wakakwana? Kubudirira kwekuenda kubhangi yemunyori wechenyu ndechokuti iwe une mukana wakanaka wekutora 100 muzana yemutengo wekokurumidza pakarepo -bhengi iyo ine nguva chaiyo yekuwana iyo yekuongorora chekuita mubvunzo, saka mari inogona kufamba pakarepo.

Mari yako yebhangi: Bhengi yako inogona kukubvumira kutora madhora mazana maviri emari, uye iwe unofanira kutarisira mazuva mashomanana mari yose isati yavapo .

Zvechokwadi zvinogoneka kuti bhangi rako rinokubvumira iwe kutora mari yakawanda nokukurumidza (kana kupedza mari uchishandisa kadi yako yebhadha). Asi kusvikira chitete chaicho chichizadzika, pane ngozi yokuti cheki ichaputika uye iwe unofanira kutora mari iyo.

Bhengi chero ipi zvayo inogona kuramba mari chekoche-kunyange kana mutengi wavo akanyora cheki uye ane mari yakakwana.

Bhengi rinogona kusarudza kusabhadhara mari kana chimwe chinhu chiri kukanganisa, kana kana ivo chete vasingadi kushumira vasina vashandi.

Dzimwe nzvimbo: Chengetedza mari yekuchengetedza mari, mari inotangira mberi, uye mazuva ekubhadhara chikwereti chikwereti chichaitawo mari yekuongorora. Zvisinei, inowanzobhadhara mari yakakwirira, saka zvakanakisisa kudzivisa nzvimbo idzodzo. Nokufamba kwenguva, mari yacho inowedzera. Iwe unogona kunge uchiita zviri nani (kana kudzivisa mari zvachose) nokuzarura kambani pabhangi kana kubhadhara chikwereti . Kana iwe ukagamuchira zvinopfuura zvishoma cheki chegore roga roga, shandisa bhangi yebhangi . Mukuwedzera pakuchengetedza mari pamari, iwe unogona kunge uchichengetedza nguva yakawanda kana iwe une bhangi yebhangi.

Zvokudya zvekudya uye zviporoti zvinowanzosvitsa kudarika kuchema mari yekuchengetedza. Mutengo unogona kubva kubva kune imwe kusvika kune matatu madhora (kana pasi). Bvunza nezvemashumiro ebasa rebasa rekumunhu pamberi pechitoro.

Kana kuzarura kambani yebhangi zvisiri izvo zvingasarudzwa iwe, funga kushandisa kadhi kadhi rekare kare . Mamwe makadhi akabhadharwa anokubvumira kuti uise cheki nefoni yako (saka haufaniri kuita rwendo kuenda kune chekuchengetedza chekuchengetedza rekuchengetedza kana bhangi rebazi). Iwe unokwanisa kushandisa kadhi kuti ubvise mari kana kutenga zvigadziro (kunyange iwe ungafanirwa kumirira cheki kuti uchenese usati wapedza kushandisa mari yose).

Tora nguva yekudzidza pamusoro pematavi ose anowanikwa kwauri, kusanganisira ATM inogamuchira mari. Chikwereti chenhengo dzingave nezvimwe zvingasarudzwa: Kana chikwereti chenyu chikamu chikamu chebato rakabatanidzwa, iwe unogona kushandisa zviuru zvematare munyika yose kuti uone mari.

Deposit kana Get Cash?

Iwe unogona kunge usingadi kutenga cheki. Unogona kugara uchiisa mari usingatori mari. Bhizinesi ichawedzera mari kune ako kese uye iwe unogona kushandisa mari gare gare. Ingotora mari kana uchitonga kushandisa mari nokukurumidza. Mari yacho yakachengeteka mubhangi, uye iwe hauzoedzi kuedza kupfuura iwe unoda.

Zvinogona kunge zviri nyore kuisa cheki. Iwe unogona kuita izvi kubva kune chero kupi zvako kune imwe foni, kana kuti iwe ungashambira neATM kuti uite dhipiti mushure mokunge bhenji yako yavhara.

Usati Uchitsvaga Check

Usati waedza kuwana mari, ona kuti cheki yakarurama.

Kana iwe uchiedza kutenga cheketi isiri yakarurama, unogona kupinda mumatambudziko epamutemo, kubviswa, kana kupedzisa kubhadhara mari kubhengi.

Zvimwe zvinowanzoitika zvinosanganisira kukubhadhara nekokubiridzira, uye kukukumbira kuti uite chimwe chinhu (kufanana netambo yemari kunze kana kupa mari kumunyori anoongorora) isati yasvika. Zvimwe zvinetso zvinetso zvinosanganisira kutenga cheki kune mumwe munhu kana kusaina cheki kune mumwe munhu kuitira kuti vakugone.

Paunenge usina chokwadi, dana bhagheni yakabudisa cheki kuti uone mari iri mubhuku iwe usati waedza kuirima.

Kana iwe usina chokwadi kana cheketi iri yakarurama, inogona kuitora zvakananga kubhangi rekucherechedza kana kuisa cheki ndokumirira mavhiki mashomanana kuti igadzire . usati wapedza mari yacho.