Zvinorevei Kutsigira?
Nzira Yokutsigira
Mazita ekufananidza: Kuti zvibvumirwe zvakakodzera, zita rakasayirwa kumberi kwecheki rinofanirwa kuenzanisa zita rinorembera rakanyorwa pamberi pekuongorora.
Kana zita rako risina kunyorwa kana rakanyorwa zvisina kururama, zvinyora nechirevo chisina kururama, uye usayina zvakare uchishandisa zita rakarurama.
Ikoko kwaunotsigira: Inowanikwa chekuita ine 1.5-inch chikamu chekunyora mukati. Chikamu chino, chinozivikanwa sechibvumirano ( ona muenzaniso pano ), inoratidzwa nemitsetse uye mirayiridzo ichiti "Usanyora, tamputi, kana kuti chiratidzo pane uyu mutsara. " Edza kuchengeta siginhi yako yese uye chero mimwe mirayiridzo munzvimbo iyoyo.
Kubvumirwa kusina kujeka: Nzira inonyanya kukurudzira (asiwo inonyanya kuipisisa) ndeyokungoisa cheki chekuvhara kunze kwekuwedzera zvipi nezvipi. Kuti ushandise nzira iyo, inozivikanwa sekubvumirwa kusina chinyorwa, chengetedza zita rako munzvimbo yakagamuchirwa. Asi ita izvi chete kana iwe uri kuda kuisa cheki kana kuti mari yacho munguva inotevera. Semuenzaniso, kubvumirwa kusina chinyorwa kunogona kuve kwakanakira kana uri mubhengi rekubhangi kana kuti uite chikwereti chiri kure kumba.
Kana iwe ukatumira tsamba yacho, uiise paATM , kana kuti uitakure kwekanguva, shandisa imwe nzira: Kana uende muchitoro chisina kutaurwa kusvikira wakagadzirira kuisa, kana kuwedzera chiremera kubvumirano.
Kubvumirwa kusina kunaka kune ngozi nokuti mumwe munhu angabba cheki yakagamuchirwa uye airi mari yacho kana kuisa kune imwe nhoroondo.
Kudzivirira kugadziriswa-kuwana mari muakaunti yako : Kubvumirana kunobatsira kunovimbisa kuti cheki inowanikwa mune imwe nhoroondo. Kuti ushandise iyi nzira, shandisa nhamba yako yebhuku nekubvuma kwako, uye kupa mirayiridzo kuti mari inogona kuiswa chete ku-akhawunti yako.
Kuti uite kudaro, nyora "Kuti uise chete ku account #####" (uchishandisa nhamba yako yekombi), sechikamu chekubvuma kwako. Kana cheki yacho yakarasika kana iyabiwa, zvakaoma kuti mbavha dziwane mari-dzinoda kuchinja kugamuchirwa. Imwe nzira yekubatanidza nhamba yako yekodzero ndeyokunyora "Kuti uise chete ku account yepayee," iyo inoda kuti mbavha dzive nekwanisi yekodhi muzita rako. Zvichienderana nemamiriro ezvinhu, iwe unogona kana kuti usingafaniriwo kuisa kana ukataura nhamba yekambani.
Zvinyora kune mumwe munhu: Unogona kuisa cheki kune mumwe munhu, kunyatsobhadhara munhu iyeye nehoki yawakagamuchira. Asi iyo haisi iyo nzira yakanaka yekubhadhara mumwe munhu. Kuti usayine cheki chepamusoro, nyora "Bhadhare kurongedzo ye ..." uye utumidze pyeeye itsva . Ngwarira kuti mamwe mabhanga haabvumiri rudzi urwu rwokubvumirwa nokuti nzira dzimwe nguva inoshandiswa nokunyengera. Tarisa nemabhengi ose aunobatanidzwa usati waedza-bhenzi rekuongorora, uye bhenji rokupedzisira iyo cheki ichaiswa kune. Kuti uwane mamwe mashoko, dzidza nezvekusayina cheki uye kuisa cheki kune mumwe munhu.
Hapana kuvimbiswa: Hausi iwe nguva dzose unofanirwa kutsigira cheki. Dzimwe mabhangi dzinokubvumira kuti uise cheki pasina chikwangwani, nhamba yebhuku, kana chimwe chinhu chiri kumashure.
Kubvisa kubvumirwa kunogona kubatsira kuchengetedza ruzivo rwako pachako. Chengeta vanyori vanogona kuona mifananidzo yeongororo yakagadziriswa, kusanganisira nzvimbo yekuendesa, paIndaneti mushure mekuongororwa kuripo. Usina kuvimbiswa, hapana munhu anogona kuona chimiro chako kana nhamba yako yebhuku kunze kwekuti bhagheni rako richiwedzera nhamba yekambani panguva yekugadziriswa.
Nokuda kwekuchengeteka kwakanyanya, iwe unogonazve kunyora "kuti uise chete" munzvimbo inotsigirwa. Nenzira iyo haisi kuvimbiswa, asi mabhengi akawanda uye zvikwereti zvezvikwereti zvinenge zvichisingadi mari inotarisa.
Ndiani Anopupura Kuti Anotsigira?
Mune zvimwe zviitiko, hazvisi pachena kuti ndiani anofanira kutora cheki. Zvakare, munhu anogamuchira cheki anofanira kuivimbisa. Munhu akanyora cheki akave atoinwa mberi.
Cheketi inobhadharwa kune vanhu vazhinji: Kana cheko inobhadhara kwauri uye kune mumwe munhu, unofanira kuitsigira sei?
Munhu wose anoda kuisa chiratidzo here, kana mumwe chete wenyu? Izvo zvinoenderana nokuti kutarisa kwakanyorwa sei: Kana shoko rokuti "uye" rinowanikwa pakati pemazita, munhu wose anoda kuisa. Ona tsanangudzo nemimwe mienzaniso pano .
Cheko kune bhizimusi rako: Kana iwe uchitamba bhizinesi uye uchibhadharwa necheki, kubvumira kwakasiyana zvakasiyana. Cheko inobhadhara kune bhizinesi- kwete iwe semunhu-saka iwe unoda kuisa zita panzvimbo yebhizimisi. Zvechokwadi, iwe unoda kupiwa simba rokubata mari yekambani. Ona zvese zvakakwana pamusoro pekubvumira cheki kune bhizinesi rako .
FBO inotarisa: Cheko yakabhadharwa kune rimwe boka kuitira kuti ibatsirwe (FBO) mumwe munhu anofanira kubvumidzwa neyekutanga payee. Semuenzaniso, cheko inogona kubhadharwa kubhadhara rekuchengetedza mari yekutora rollover transaction. Muchengetedzi achabata cheki.
Sei Uchifanira Kubvumidza Cheki?
Kana iwe uchibhadharwa necheki, iwe unobhadhara chikwereti ichocho. Iwe ndiwe woga munhu anogona kukwanisa kutora mari kubva kubhuku rekuongorora chekuongorora. Zvisinei, nzira inonyanya kuisa iyo yekutsvaga mari (kana mari yaunogona kupedza kubva pakero yako yekuongorora ) ndeyokupa iyo kubhangi rako uye rega vashandise nayo.
Nokusimbisa cheki, unopa gwaro kubhengi kubhadhara mari. Bhengi ine kodzero yekuita panzvimbo yako uye kutaurirana cheki.
Zvakare, iwe unogona kuisa cheki usingabvumiri-uchifunga kuti cheki yakaderera zvakanyanya, iwe unoiisa mune imwe nhoroondo inofanana nezita rokuti payee , uye haisi kubva kune kambani yveshuwarenzi kana imwe sangano inoda kubvumirwa. Mabhandi nemakambani emakwereti anogara achibvuma kuongorora kusingabvumirwi uye kufunga kuti hapana matambudziko achabuda.
Izvozvo zvakati, kana zvakakosha kuti iwe ubhadzwe nokukurumidza, yakachengeteka kuponesa cheki zvakanaka uye zvakakwana. Kunyange kana bhengi yako ichikubvumira kuti uise cheki, cheki iyo inogona kudzoka muvhiki kana maviri, uye bhanhire raizobvisa mari iyo kubva kubhuku rako kusvikira zvose zvadziviswa.
Hazvina mhosva kuti iwe unoshandisa nzira ipi kutsigira cheki, kumirira chero nguva iwe uchigona usati wasayina cheki. Zviri nani kuti usayine paunenge uri kubhangi kana iwe uri mukugadzira foni yefotiti . Kana iwe ukatsigira cheki uye zvino ivo vakarashika, zviri nyore kune mumwe munhu kuti atore cheko kana kuti edza uye aise cheki mu akaunti yavo .
Chipo chekufambisa kwemafoni : Kana ukaisa cheki uchishandisa device yako yefaira, teerera mirairo yebhangi rako. Bhengi inogona kukumbira kuti kubvumirwa kwako kuratidze kuti iwe uri kuita foni yemota. Mune zvimwe zviitiko, iwe uchabva usina kuchengeta mirairo iyo, asi zvakanakisisa kukudza chikumbiro kana kubhadhara kuchikosha.
Iye zvino zvaunoziva kuti zvinorevei kubvuma, tarisa nzira yakanakisisa yekuisa cheki . Uine maATM matsva uye mafoni akawanda emafoni, iwe unogona kazhinji kutamba mutauriri wechirwere. Iwe unogonawo kukwanisa kubvisa mapepa emapepa zvachose nekubhadharwa zvemagetsi .