Chiso checheki chinotarisa zvose, asi kumashure kwecheki kunokosha zvakaenzana. Kuti upe chikamu ichocho pepurogiramu mumashandisirwo emari, iwe uchada kutsigira cheki zvakanaka. Munyika yezvemagetsi, mapepa anoongorora achiri kukosha. Zvinowanzoshandiswa pakutengeserana kwakakosha sekutenga imba, uye iwe unogona kuona kuongorora mune mamwe mamiriro ezvinhu akadai semabasa mashomanana kana paunotamisa bhangi yako yebhangi .
Pamberi checheki rine mashoko anokosha , asi unoda kuziva nzira yekufamba nayo shure.
01 Zvauchaona
Checks dzinosiyana zvichienderana nevana vanopindura kana kuti vanovashandura, asi kumashure kwecheki kazhinji kune zvikamu zvitatu zvakasiyana.
Kubvumirana kwaro ndiko kwaunobvumirana-chiratidzo-cheki kana iwe wakagadzirira kuisa kana kutenga mari yekuongorora. Izvi zvingave zvakajeka sekuwedzera saini yako, asi yakachengeteka kushandisa svondo rinorega kuti cheki inogona kushandiswa sei . Kana cheki yacho yakarasika kana iya iya kuba iya mushure mokuitsigira, chirevo chako chinowedzera zvakaoma kuba mari iyo pachayo.
Chigadziro chekuchengetedza haisi nzvimbo yaunoshandisa sevengi; vakawanda vanoongorora vanoti nzvimbo ino yakachengeterwa kushandiswa kwemari mari. Mabhangi anoshandisa nzvimbo ino kuti aone kuyerera kwezviitiko apo cheki inoshandiswa. Ichi chikamu chinowanzodhindwa zvishoma zvishoma (zvichida nemuenzaniso wemitsara) kuitira kuti zvakaoma kukopa uye kubereka. Pamusoro chekatori yakakodzera, iwe unowanzowana mazwi okuti "Original Document" pano, asi unofanira kutarisisa.
Bhokisi rekuchengetedza rinotsanangura kuchengetedzwa kwezvinhu pane chekuti uri kubata. Iine nyevero inogona kubatsira kuderedza mbavha kubva pakuchinja kana kukopa cheki, uye inopawo mazano ekukubatsira kuona kana cheketi yakarurama. Somuenzaniso, zvinogona kuratidza kuti unotarisa microprint kana watermark pane cheki.
Ndiani Anoratidza Mhinduro Yekutsvaga?
Pane zvakawanda zvekuvhiringidzika pamusoro pekuenda kwemasayiniti: Unosayina chikamu checheki kana iwe uchinyora kana kuti iyo inogadziriswa nebasa here?
Kana iwe ukanyora cheki , nzvimbo chete yaunoda kuisa iri mberi, pamutsara wemasaini . Zvinokwanisika kuisa mirayiridzo iri kumashure kwe cheki paunonyora iyo (somuenzaniso, iwe unogona kunyora, "Kuti uchengetedze chete," kana iwe uchida cheki yakachengeterwa kubhengi bhangi panzvimbo yekaseti), asi haungambovi 100 muzana yekuti zvimwe mirairo yako ichakudzwa.
Kana iwe wakagamuchira cheki , iwe uchada kuisa chikwereti kumashure kuti uise kana kutengesa cheki (ona kugonesa nzvimbo iri pamusoro). Pamwe pamwe nesignature yako, unogona kusanganisira mirairo inogadzirisa kuti cheki inogona kushandiswa sei. Semuenzaniso, kana iwe uri kutumira check in kuti uiise, unogona kunyora, "Kuti uise chete ku account ...," uye inosanganisira nhamba yako nhamba. Nenzira iyo, hakuna munhu anogona kutenga mari yekuchecheche kana yakarasika mumakero.
02 Chikwangwani Chinodiwa Pamusoro Chekuongorora?
Iwe unogona, muzviitiko zvakawanda, kubva nekuisa cheki kuakaunti yako pasina chikwangwani (kana cheko chakanga chabhadharwa kwauri). Zvisinei, yakachengeteka kuti isayine. Pasina chikwangwani, cheki inogona kutumirwa kubva kune uyo anopa chikwereti, zvichiita mubhadharo uye kunonoka pakuwana mari yako. Kunyange kana bhangi rako "richiisa" cheki pasina chikwangwani kumashure uye iwe ukaona mari yakawedzerwa ku-akhawunti yako, iyo cheki inogona kutambwa kwevhiki kana maviri gare gare.
Nekuongorora kwako pachako , iwe uchange uine ruzivo runopfuura ruchizadza chiremba, asi usashamisika kana bhengi ichikugadzirira iwe kusayina mubhizimusi checks (kana guru cheki).
Mobile inopa mari. Izvozvowo ndezvekucherechedza kuti iwe uri kuita foni chekuisa mari . Mimwe cheki inosanganisira bhokisi rekutarisa kuti uratidze kuti uri kushandiswa kurega kubhadhara mari, uye mamwe mabhanyiri anokuraira kuti unyore chimwe chinhu pamusoro pemadhora ekufambisa panzvimbo yako chekuongorora. Iwe unogona kukwanisa kurega kuregeredza mirairo iyo, asi zvakanakisisa kubvunza bhanhire rako kuti ritungamirire. Kana iwe usingaiti zvaunoda, unogona kutarisana nekukanganisika pakuwana mari yako.
03 Numeri Pamusoro Pokudzoka
Numeri munzvimbo inogamuchirwa (vachifunga kuti ivo vanofanirwa kushandiswa pane cheki uye haasi nhamba yekambani) inowanzoreva nhamba dzinoshandiswa kutevera cheki. Iyo inonyanya kubatsira pamabhizimisi anonyora kutengesa che "blank" check stock.
Numeri kunze kwenzvimbo inogamuchirwa inowanikwa nemabhanki anotarisa cheki kana yakaiswa kana kuiswa. Mabhengi aya anopindira ruzivo rwavo pane cheki ndokubva aendesa kubhangi kubva pane mari ichazoguma.