Zvinomwe Zvaunogona Kuenda Kumusha Kutengesa
Zvichida mushandi wako zvino ane chinyorwa chekupedzisira ? Zvingaita kuti iwe wakaviga chifananidzo cheSt. Joseph mujare rako, uye izvozvo hazvina kuuya nehupi zvayo, kana.
Chii chaunogona kuita kana zvakajeka kuti imba yako haitengesi ? Unoitei neimba inotengwa nevatengi?
Chokutanga 1) Kambani Pekuenda Kutengesa
Zvingava here kuti iye zvino haisi nguva yekutengesa? Kana iri mutengesi wemutengesi , zvichida iwe unofanira kutora imba yako kubva pamusika uye kumirira kuti kuverenga kuregere. Kana paine misha mishoma kune mutengi angasarudza kubva, imba yako inogona kubviswa.
- Kutengesa munguva dzezororo kunonyanya kuoma nokuti kazhinji vatengi vanotarisira zvikwata. Iwe unogona kurasikirwa nemari kana uchiedza kukurukura munguva dzezororo.
- Kutengesa munguva yechando kunonetsa kudarika mumwedzi inopisa nokuti pane kazhinji vanocheka vatengi. Ichi kazhinji nguva yakanaka yekutengesa imba inotambudzika nekuenzanisa.
- Kana iwe uchikwanisa kumirira, kutengesa mutsime kunogona kuuya nechipo nokuti mwedzi yemwedzi inounza vatengi vakawanda mumusika. Asi kana imwe neimwe musha iri nani kune yako, kumirira kusvikira gore risingazobatsiri.
Chokusarudzwa 2) Bvisa Mari Inotora Mutsva
Kana iwe uchida kutengesa wakavakirwa pane zvido zvemari, zvingava zvine musoro kutora chikwereti chekuenzanisa kwemusha , uchipa iwe unogona kukwanisa kubhadhara chikwereti chepamusoro chepamwedzi. Kana chikwereti chako chiripo chiri chechigadziriswa chekubhadhara chikwereti , uye chikwata chapamusoro chekutora chakakonzera kubhadhara kwako kusvika pakuti iwe haugoni kukwanisa kuribhadhara, iwe unogona kukwanisazve kubvunzurudza hurongwa hwekugadzirisa chikwereti nemutengi wako kana kutendeja iyo ARM mu a fixed-rate mortgage pamutengo wechidiki .
Iwe usati wasarudza kukwereta mari yakawanda, kuburikidza nekugadzirisa kwekwereti yako iripo kana kutora chikamu chechipiri chekutenga chikwereti , tanga usangana nemupi wezano wekutendeka kuti ukurukure mari yako. Usataurirana neunyanzvi hupi hwehupfumi uyo ane chido chaunofarira mune zvehupfumi hwako. Taura nemuteresi mutero kana kuti gweta rako redzimba .
Chokusarudzwa 3) Chengetera Imba Yako
Vamwe vatengesi vemusha havana chavanosarudza. Nokuda kwezvikonzero zvakasiyana-siyana, kubva pakushambadzira kwebasa kune nyaya dzine chokuita nemhuri, mutengesi wemusha angamanikidzwa kutamira kune imwe nzvimbo uye osiya musha uripo shure.
Kunyange kana iwe usingakwanisi kuwana mari yakakwana yekuvhara mari yako yekubhadhara , kubhadhara mari shoma yekushambadzira kwemwedzi mumwe nomumwe kunogona kuva nyore muhomwe yebhokisi pane kukumbira zvezviuru zvemadhora kune imba isina munhu.
Vamwe vatengesi vanoita kuuraya kuburikidza neAirBnB. Kana iwe uchikwanisa kubvarisa imba kune zvakawanda usiku, funga nezvazvo.
Heano mazano mashomanana pamusoro pokurenda:
- Ngwarira kuti vazhinji veimba inoshuwarenzi mitemo havaiti imba isina munhu kwemazuva anopfuura makumi matatu; zvisinei, iwe unogona kutaura neanishuwarenzi yako nezvekushandura mutemo kuti uchengetedze chimiro chisina kuwanikwa.
Dzimwe HOA dzinorambidza kubhadhara kana kuderedza rudzi rwekugara kwenguva iwe unogona kutaurirana.
- Iva nekodzero yekuremekedzwa kwekambani yekuchengetedza dzimba kuti uone vashandi uye kubhadhara vatengesi kana kugadzirisa kuve kwakakodzera. Iwe hausi pakati peusiku unoshevedza kubva kune vashandi kana chimbudzi chichidonha.
- Bvunza vavakidzani kuti ramba uchitarira paimba yako uye kukuzivisa iwe kana vachifungidzira zvinetso. Vapei kero yako ye-e-mail kana nhamba yefoni kuti uone kana pane imwe nguva. Vakurudzira kuti vashevedze mapurisa uye vanyore basa rinoshungurudza.
Chokusarudza 4) Funga Nekutengesa Pfupi
Kana iwe wakatenga imba yako isati yatengeswa nemusika uye misika yakabva yanyura, zvinogona kuti iwe unokwereta kupfuura imba yako yakakodzera. Nhengo yeimba yemugove uyo unonyanya kutengesa zvishomanana angakwanisa kutaurirana nemutengi wako kuti agamuchire pasi pekubhadhara mari yako. Usati wafunga kuita zvishomanana , pano zvinhu zvishoma zvaunofanira kuziva:
- Kurukurai mahedheni ane gweta redzimba kuti uone kuti unonzwisisa migumisiro. Zvakare, havasi vatengesi vose vanofanirwa kutengeswa zvishomanana , uye kwete vatengi vose vanobvuma kutengeswa pfupi .
- Ziva kuti kutsvaga kwekutengesa kunokanganisa chikwereti , uye kudzikinura kusati kwatemwa kwesekodhi yako kunogona kukudzivisa kutenga imwe imba kwechinguva.
- Iwe unogona kubhadhara IRS mutero pakutengeswa pfupi . Iwe unogona kugamuchira 1099 kubva kune chikwereti nokuda kwemari yekukanganwirwa chikwereti, asi iyo inofungidzirwa kuti inotevera protocol. Taura neAcountant yako pamusoro pazvo. Zvinogona kunge zvisina chinhu.
Chokusarudzwa 5) Ipai Imba Yenyu Pamutambo Wokugadzirira
Iwe unogona kutaurirana nemuridziri wako weimba yekutengesa pamusoro pekuita mari yekutengesa kushandiswa kana kushandiswa zvakakwana. Sarudzo dzekubhajisa dzinonakidza kune vakwereta avo, nokuda kwezvikonzero zvakasiyana-siyana, vangave vasina kukwanisa kutenga imba kuburikidza nehutano hwemari. Zvichida havagoni kusarudza kana kutenga kana kubhadhara . Ita kuti gweta rako riongorore mapepa ose usati wabvumirana nekutora mari .
- Sarudzo dzekushandira dzinopa mubairo mukana wekuzotenga imba yako pamutengo wakatarwa. Kune muvakidzani ari pafambo nezvekutenga imba , inovabvumira kuti vararame ipapo vachitora kana kutenga.
- Kazhinji, kusarudzwa kwekubhadhara mari yakasarudzwa kune yakakwirira kudarika kubhadhara mari yenguva dzose, iyo inogona kubvisa kukanganiswa kwemari kwakashata kwauri.
- Mumwe muparidzi ane danda mumusha angatora zvakanaka kutarisira imba, uye dzimwe nguva kushanyira kusarudza zvibvumirano anoita kuti muparidzi ave nemhosva yezvose kugadziriswa.
Chokusarudzwa 6) Bvunza Muridzi Wako Nezvekufambisa
Kana iwe waunoshandira ari kukuendesa kunze kweguta, unogona kubvunza pamusoro pechirongwa chekutenga chakatendesa. Vashandi vakawanda vanobhadhara makambani ekudzorera anopa kutenga kunze kune vashandi. Iwe unogona kunge usingazivi kunyange kuti iwe waunoshandira ane purogiramu yekudzorera kana iwe usingabvunzi. Izvi zvinogona kuva mari isina mari kwauri.
Chokusarudzwa 7) Chengetedza Mutengo Wakaiswa Pasi Pemari
Iyi sarudzo inotumidzwa seMoto Kutengeswa mu real real marketing marketing. Zvinoreva iwe kuderedza mutengo kune dombo-pasi rinokosha iyo inofadza kuyanana kwekutenga uye vatengesi vemari vanogara vachivhima kuba. Chinhu chipi nechipi chinotengeswa nemutengo wakakodzera. Tsvaga kuti mutengo iwoyo ndeweikurova uye wozofunga zvakasimba kana iwe unogona kurarama nemigumisiro. Dzimwe nguva zvikomborero zvinopfuura zvisizvo.
Uye kazhinji kazhinji, urongwa uhwu huchaguma mune zvakawanda zvinopa. Munhu wose anoda izvo mumwe munhu anoda. Kunyangwe imba yausina kutengesa kare.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.