3 Nzira dzekuwana ATM dzakasununguka

Dzivisa Matafa ATM

Zvinoshungurudza kubhadhara mari yeATM apo zvose zvaunoda kuita ndezvokuwana mari yako. Hausi chete kubhadhara mari kumunhu weATM, asi bhanki yako inogona kuwedzera mishonga pamwe chete. Izvo zvinodhura zvinowedzera mugore rose, izvo zvinoreva kuti une zvishoma zvokushandisa pazvinhu zvinokosha. Saka, unowana sei maATM asingabhadhari ayo anokubatsira kuramba uchiwedzera mubhengi rako rebhangi?

Tanga neBhanki Yako

Iyo yakajeka (asi dzimwe nguva isingakwanisi) sarudzo ndeyokushanyira bhenji rako kana iwe uchida kubvisa mari.

ATM yako yebhangi inofanira kuva yakasununguka kuti iwe ushandise, kunyange zvazvo vatengi vanobva kune mamwe mabhanga vangangodaro vabhadhara mari. Pese pazvinenge zvichiita, taronga mberi uye kubvisa mari yaunoda pane zviitiko zviri kuuya apo iwe uri kubhangi rako. Iwe uchachengetedza mari, uye iwe uchaponesa rwendo: Hapana chikonzero chekuwana mari kune imwe nzvimbo mumazuva mashoma uye kubhadhara mari dzeATM dzisiri kunze.

Zvinosuruvarisa, bhanhire rako ringasave neATM rinowanikwa paunenge uchida, asi kune dzimwe nzira dzokudhonza mari kunze kweATM pasina rusununguko.

Mari inobhadharwa: Kana usingakwanisi kushandisa ATM yako yebhangi, tsvaga kana bhangi yako inopa zvikwereti zvemari yeATM. Dzimwe mabhengi anobhadhara chero zvikwereti kuti vatenzi veATM vanowedzera pakubvisa kwako. Mari yekubhadhara inhengo inowanikwa pamakambani akakurumbira ekuchengetedza mari , uye mamwe mabhenji emunharaunda uye zvikwereti zvekwereti zvinopawo zvikwereti.

CO-OP Network yeCredit Union Members

Kana iwe uri wechikwata chechikwata icho chikamu che CO-OP network, iwe unogona kuwana maATM anokwana 30 000 munyika yose.

Mamwe maATM aya ari kune chikwereti chema credit, asi iwe unogona kuvawanawo pane zvekutengesa seCotco uye 7-Eleven. Mukuwedzera pakushandisa maATM asingabhadhari, zvikwereti zvekwereti zvinowanzokubvumira kupinda mubazi uye kushanda nemudzidzisi kuburikidza ne " kugoverwa branching ." Kana yako chikwereti bumbiro ndechimwe chavo (uye iwe unogona kuwana hofisi yeimwe sangano rakagovana branching) , shandisa zvakakwana basa iroro.

Kuti udzidze zvakawanda, shanyira co-opcreditunions.org. Iko, iwe unogona kutsvaga ATMs pedyo, uyewo uwane mahwanda ATM locator apps.

Yako Kadhi YeNetaneti

Kazhinji makadhi ekubhadhara chikamu chikamu chekutengesa kweATM iyo inokubvumira kuti usunungure pachena. Pasinei nokuti iwe uri kubhengi ne megabank kana kuti chikwereti chekwereti, masangano anowanzobatana nekadhi mamakiti, saka kushandisa ATM kusununguka inongova nyaya yekuwana ATM mumutambo wakarurama.

Kuti uwane ruzivo rwebhanhire rako rinoshandisa, ingobvunza. Bhizinesi rebhangi rako kana webhusaiti rinofanirwawo kukutsanangurira nzira yakarurama kana ukashandisa "ATM Locator" kana chimwe chinhu chakafanana. Kana bhengi rako risina rubatsiro, tarisa padhi yako kana kadi yeATM: Kumushure kwekadhi, unofanira kuona ma logos emaketani akasiyana-siyana emakadhi (kana iwe ungasadaro, zvichienderana nekadhi rako). Izvozvo magogosti anokuudza kuti ungatsvaga sei ma ATM mahara munzvimbo yako.

Mhando dzinoverengeka dzakanyorwa pasi apa. Kana imwe yemazita ichikwirirana nekodhi pamakadhi ako, enda kune webhusaiti yavo kune mamwe mashoko uye kushandisa ATM yavo yekutsvakurudza. Zvizhinji zvemasayiti aya anopawo mapurogiramu anogona kukuendesa kune ATM yakasununguka iri pedyo neGPS. Cherechedza kuti mamwe magweta anonyora zvivako zvinokubvumira kuti uwane mari zvakare pakutenga (iwe unogona nguva dzose kutenga zvishoma kana pane chimwe chinhu chaunoda kana kana chichingodhura pasi peATM iri pedyo).

Mamwe magwaro makuru anosanganisira:

Kwete rusununguko? Sezvaunoshandisa vashandi veATM, ramba uchiyeuka kuti dzimwe dzingaratidza ma ATM dzinokubhadhara mari. Mune zvimwe zviitiko, ATM yakasununguka (haichazobhadhara kuwedzerwa), asi bhanki yako ichakubhadhara iwe uchishandisa iyo "ATM" yechikwata. Kuti udzivise mitemo yekunze kweATM, tsvaga mabhenji anokubvumira kubvisa chero kupi zvako, asingabhadhara (mamwe mabhengi ebhengi ari muIndaneti, kusanganisira Capital One 360 , usabhadhara mari dzeATM dzekunze).

Zvimwe zvinhu zveATM

Kana iwe usingakwanisi kuwana ATM yakasununguka iri pedyo, pangave kune dzimwe nzira dzokudzivisa mhosva, kusanganisira kuenda zvachose cashless .

Mari yekare: Unogona kukwanisa kubhadhara mari kubva kugare paunenge watenga nekadhi yako yebhadharo uye shandisa PIN yako . Ingova nechokwadi kuti usapedza mari pane zvinhu zvausingadi.

Nekugadzirira zvishomanana, unogona kuchengetedza mari yaunoda kwemazuva mashomanana anotevera apo iwe unotakura pane zvokudya paresitoro.

Bhara nePlastiki: Une bhadha yako yebhadharo, saka sei usingashandisi pane kubhadhara mari? Kana iwe uine boka, unogona kubhadhara mari yevamwe uye uite kuti vatsive iwe nemari (iyo inokuchengetedza rwendo kuenda kuATM). Zvimwe, shamwari dzinogona kukubhadhara nemasipirwo ekubhadhara P2P akasununguka.

Ramba uchifunga kuti kusvetura kadhi yako kumativi ose edunhu kunogona kuva riskier kupfuura kushandisa kadhi yako paATM-nguva dzose paunoshandisa kadhi yako iwe unoratidza ruzivo rwekadhi rako. Zvisinei, iwe kazhinji unodzivirirwa semutengi, uye mabhizimusi eATM anogonawo kutyisidzirwa . Kushandisa kadhi rechikwereti kunogona kuchengetedza -kuronga kuva nechokwadi chokuti uribhadhara pamwedzi wose.