Basics of Capital One 360
Capital One 360 isimba rakanyanya rebhanki . Mitengo iri mubhangi inowanzova nani pane zvauchawana pane bhangi-uye-mortar bank kana kuti credit union .
Iwe pachako haugoni kuwana mhando dzakanakisisa paHome One 360, asi iwe uchawana kukwikwidzana, uye kukwikwidzana kunowanzokwanisa. Kana iwe uine matani emari akagara mune mari uye zvakakosha kuti uwane imwe yenyuchi 0.05% APY, zvichida zvakakodzera nguva yako yekutsvaga mabhizimisi einternet anokwikwidzana nehupi nani. Asi kune vazhinji vedu, Captial One 360 inhoroondo yakakwana zvakakwana.
Kune avo vane hanya nezvekuchengetedza mari yakachengeteka, Capital One 360 nhoroondo dzeDFIC inotsigirwa .
Kutora Rimwe 360 Kuponesa
Nhoroondo yekuchengetedza yakawanda ndiyo inonyanya kukwezva pa Capital One 360. Ndiyo nhoroondo inobhadhara kudzoka kwakanaka pasina zvishoma uye pasina mwedzi wemari. Mitengo inoshanduka nguva dzose, saka iwe unofanira kutarisa webhusaiti yavo yepamusoro-kusvika-iyo-yemitengo, asi unogona kutarisira kuwana zvakawanda pane zvaunowana pane chero bhizimusi guru.
Kuti uwane mari iyo, iwe uchada kuisanangurira kune imwe kero yekutsvaga pane brick yako uye bhenari .
Paunenge uzarura kambani, iwe uchatumira cheki yekutanga mari, uye Capital One ichakwevera ruzivo rwebhengi rako kubva kune iyo check (mashoko ebhangi rako riri pasi pekuongorora kwako ). Kana kambani iyi yakabatanidzwa, iwe unogona kutora mari kubva kune imwechete pakati pe Capital Capital 360 uye bhakisi yako uye yebhenari mabhidhiyo.
Zvisinei, ziva kuti unogona kungoita 6 kubvisa pamwedzi kubva kubhuku (zvakafanana kune dzimwe mari dzekuchengetedza) - kana uchida kubvisa kakawanda, funga kushandisa chekuongorora.
Capital One 360 Checking
Kana iwe uchida kuwedzerwa kuwana mari yako (asi iwe unoda kuti uwane chikwereti chiduku paunenge wakagara mubhangi), unogona kushandisa Capital One 360 kuongorora akaunti . Zvakare, iyo nhoroondo haina mari kana zviduku-asi iwe uchabhadhara mari kana uchiita zvimwe zvinhu (kufanana nekutengesa cheki). Zvimwe zvikamu zvekambiso yekuongorora zvinosanganisira:
- Kugona kunyora checks (checks inofanira kupiwa kubva kuna Capital One)
- Free ATM / debit card yakapiwa
- Bhidhiyo paIndaneti mubhadharo
- Chengetedza chengetedza dhipatimendi uchishandisa foni kana scanner
- Anodhadhara mari yechikwereti (chaunofanira kuedza kudzivisa kushandisa, asi hachidhura kupfuura mamwe maitiro ekudzivirira overdraft )
- Munhu Akasununguka2Pepa Maripo kuitira kuti iwe unogona kubhadhara shamwari nevamwe vanhu
- Simba rekushandisa Capital One Bank matavi ekuisa mari uye kubvisa (July 2015)
Zvinhu izvi zvakafanana chaizvo neIng Direct Inopa muAgree Orange account. Mhedzisiro huru ndeyokuti iwe unogona kuita chekuvha yakatarisa iripo nemutambo wako wekombiyuta kana kombiyuta, uye munhu wePeoplePerson anewo zvakare.
Cherechedza kuti kana iwe uchinge uchitarisa kubva kuMagetsi Orange, unogona kuramba uchishandisa cheki mushure mokunge zita racho richinjwa.
Business Savings Account
Kufanana nekare yeAre Orange yeBusiness account , Capital One 360 inopa mari dzekuchengetedza mari kune mabhizinesi. Zvakare, hapana mari kana zviduku zvekushandisa kambani iyi. Zvisinei, iwe unofanirwa kupa mimwe mafomu ekugadzirisa iyo compte muzita rebhizimisi rako. Zvinosuruvarisa, bhizinesi yekuchengetedza bhizinesi haibhadhara mari yakawanda seyero yakazara yebhangi yebhangi .
Nhoroondo dzeAkuchengetera Vana
Capital One 360 inopawo kero yekuchengetera vana vanozivikanwa seAvana Savings Account. Pasina mari yekubhadhara kana zvishoma, iyo nhoroondo inokubvumira iwe nemwana kuchengetedza mari muzita romwana iwoyo. Iwe (mukuru) haufaniri kuva mubereki - iwe unogona kutarisira nhoroondo kune chero mwana.
Mwana wacho achava nehuwandu hwezvinyorwa zvekutumira, kuitira kuti vaone bhuku ravo pachavo, asi kwete nhoroondo dzenyu. Vakuru vane simba pamusoro pekuisa mari uye kubvisa kusvikira mwana atendeuka 18 uye nhoroondo yacho inoshandurwa kuAll 360 Savings Account. Bhuku revana Kids Savings inzira yakanaka yekudzidzisa vana nezvemari kubva mudiki.
Zvitatimiti zveDhipatimendi (CDs)
Kana iwe uchida kuwana zvakawanda kupfuura iwe unogona kupinda muAunti yeAngero 360, unogona kushandisa maCD kuti uwane mhinduro dzako. CD zvinyorwa zvinobva pamwedzi 6 kusvika pamakore mashanu, saka unogona kuwana nguva yakaenderana nezvido zvako. Zvechokwadi, kana iwe uchikwevera mari yako mangwanani, iwe unofanira kubhadhara kutanga kwekuregera chirango . PaGore One 360, zvinokwanisika kuti chirango chiwedzere chikwereti chawawana, kuitira kuti iwe "unopinda mukuru."
Zvimwe Bhengi Miti
Mukuwedzera kune zvinyorwa zviri pamusoro apa, Capital One 360 inopa mhando dzemhando dzezvikwereti zvemusha. Kana uri kutenga kana kugadzirisa imba , iwe unogona kushandisa chimiro chakasarudzwa kana kugadziriswa kwekutenga chikwereti . Iwe unogonawo kungotora mitsara yechikwereti nemakakatani akasiyana-siyana okubhadhara.