Kungojekesa, mabhizinesi maviri nevatengi vanogona "kuisa" cheki nekuisa chithunzi cheko chekuongorora.
Izwi rokuti kure deposit rinowanzoreva mabhizimisi emabhizimisi emabhizimisi - kazhinji vachishandisa chekuzvitsvaga chekuongorora scan. Zvisinei, vatengi vane mabhangi emabhangi ega (pamwe chete nemamwe mabhizinesi nebhizimisi makambani) anogonawo kungoisa cheki nefoni .
Ko Kuderedza Kure Kuresa Kufunga Here?
Usati wanyora pasi kune imwe nzvimbo iri kure, iva nechokwadi kuti inonzwisisika kwebhizimisi rako. Iyi basa iri nani kune mabhizinesi anotora zvakawanda zvekuongorora. Iwe unogona kutsanangura kuti iwe unoda iwe, asi hunopfuura 30 kana cheki cheki pamwedzi inogona kunge iri chivako chekutanga.
Nei huwandu hwakawanda hwecheke hunokosha? Zvinotora mari kubhadharira kubhengi yako iri kure kurepa mari - uye nzira dzakasununguka dzinogona kuwanikwa. Mabhengi akawanda uye mazhinji anokubvumira kuti uise cheki nefoni kana tablet kana pasina mari (kunyange mabhizimisi emarenda), saka nzvimbo yakadzika kurega inonzwisisika kana chipfoni chekushandisa hachikwanisi zvido zvako.
Remote deposit inokurumidza kukurumidza kupfuura kushandisa shandura, naizvozvo zvingave zvakakosha mari yako. Uyezve, mabhangi akawanda anogadzirisa matanho mangani aunokwanisa kuisa mwedzi mumwe nomumwe, uye anogadzirisa chikwereti chema dollar pamusana pekuti iwe unogona kuisa sei nefoni yako (somuenzaniso, kune mahofisi akawanda ema50 kana $ 15,000, chero ipi zvayo inouya pakutanga) .
Kana iwe uri pamusoro pemiganhu iyo kana wakasarudza kuti nguva yako yakakosha kupfuura mari yaunenge waita, ipa kure kurega kuedza.
Iyo inoshanda sei
Kana iwe wakagadzirira kuenderera mberi kwefoni yako, taura nebhangi rako nezvemajeri ekutora. Dzimwe mabhangi anopa nguva yekuedza pasina nguva iyo iwe unogona kuongorora basa uye ona kana zvakakosha mari. Vangatotonyora mucheki chekuchechera pasina, kunyange iwe uri kuripa nenzira imwe neimwe (somuenzaniso, Bank of America inodarika $ 40 pamwedzi).
Kana uchangopinyoresa, iwe uchawana cheki scanner iyo inokonzera kukombiyuta yako. Kazhinji iwe unongoda kuisa muwandu hwekuongorora, uye zvimwe zvose zvinogona kuverengwa ne scanner. Kuverenga kunonyanya kukurumidza, saka iwe unogona kufamba nemurwi wekutsva nokukurumidza - nekukurumidza kupfuura iwe unogona nefoni.
Iyo scanner inotumira chifananidzo cheko chekuenda kubhangi rako, uye bhangi rinounganidza mari kushandisa zvidhori. Tarisa nebhangi rako maererano nekureba kwenguva yakadii kubatisisa chero cheki iwe wawaongorora - haudi kuchengetedza ivo nekusingaperi, uye iwewo haufaniri kukanganisa zvakare chekiti yawave wakachengeta nekutora kure.
Mari dzinowanika (Zvakanaka kana Zvakaipa)
Chimwe chezvinyorwa zvinokosha zvekuchengetedzeka kwemajeri ekupedzisira ndeokuti iwe unogona kukanganwa "maawa ekubhadhara." Mabhanji mazhinji anokubvumira kuti uite cheki dzako kusvika manheru (kusvika 10:00 PM kana zvakadaro mune dzimwe nguva) kurwisa zuva iroro cutoff time.
Muzviitiko zvakawanda, bhagheni rako richaita kuti iwe upiwe mari mukati mezuva rimwe remabhizimisi (kunyange iwe unowanzotarisana nepamusoro). Aya makuru makuru, uye iwe unogona kufunga kuti ndeyekugadzira teknolojia, asi kunewo mamwe mashoko akaipa: mari haina kutora chaizvo izvozvo nokukurumidza. Bhengu yako rinongotora kuti checks haizomboiti , asi zvingatora masvondo akawanda kuti uzive chokwadi kana cheketi yakanaka . Munguva iyoyo, unobvumirwa kushandisa mari yacho, asi iwe unofunga kana cheko rinoputika - bhangi richabvisa iyo mari kubva ku-akhawunti yako, uye kana iyo yako inofamba zvisina kunaka iwe unofanira kutarisana naro (kwete kuti taura chero bounced chekubhadhara mari yako yebhangi).
Kana iwe uine hanya nekutengesa vatengi vako kunyora, tora matanho ekudzivisa zvakaipa cheko . Iwe unogona kunyora kushanda chekuongorora chekuchechechedza , iyo inowedzera kuvandudza mikana yako uye ichikubatsira kuti urege kubhadhara mutoro nguva dzose kana cheki ichikwira.