Kuparadzanisa "piggy bank" kunobatsira kuona kuti iwe unopfuurira kune chinangwa chimwe nechimwe. Izvi zvinogona kukukurudzira kupfuura kungosungiridza zvose zvaunenge uchichengetera mune imwe nhoroondo.
Vakawanda vepanhau vezvemari vanotaura nezvekuita kwe "piggy banks" sekusika "mabhuku ekuchengetedza mari." Mari dzakawanda dzekuchengetera mabhadharo inoshandiswa kugadzirisa bhajeti.
Iyo Inoshanda Sei
Kana ukangomisa konti yako (mashoko pasi apa), iwe uchabvunzwa kuti ugadzire zvinangwa zvekuchengetedza. Iwe unogona kuumba sezvinangwa zvakawanda sezvaunoda. Chinangwa chimwe nechimwe chinowana zita racho. Kana uchinge waita zvinhu izvi zvitatu (zita rechinangwa, nguva yakatarwa, uye mari yacho), SmartyPig ichakukurudzira iwe kuti uone kuti iwe unowanzopa sei chinangwa ichi. Iwe unogona kuisa "mari yekufambisa" iyo inoitika mwedzi mumwe nomumwe, kaviri-mwedzi, kwemazuva gumi nemaviri, kana kusina (izvo zvinoreva kuti iwe pachako uchapa mari pane kugadzirisa mupiro wako).
Unogonawo kusarudza zuva rei mwedzi waunoda kugovera. Semuenzaniso, ini ndinobatsira pazvinangwa zvangu musi wekutanga wemwedzi mumwechete (kunyange zvazvo ndaigona kusarudza nyore musi we5 wemwedzi, kana kuti 28 yemwedzi, kana kuti chero zuva randinofarira.) Kana mhuri neshamwari vangada kupa chinangwa chako, iwe unogona kuisa iyo account yako "kugamuchira zvipo" kubva kunze.
Tevedzera Zvaunofambira Mberi
Paunopinda kuIndaneti yako ye SmartyPig, uchaona kufambira mberi kwaunoita kunangwa imwe neimwe. Iwe unogona kusarudza kuona izvi nenzira yeperesenti kana kuti dhora rinowanikwa. Unogona kugadzirisa zvinangwa zvako, hongu. Mari yako inowanikwa mune imwe nhoroondo muzita rako pa BBVA Compass Bank, izvo zvinoreva kuti mari yako yekuchengetedza FDIC-yakavimbiswa.
Zvimwe Zvipi
SmartyPig inokupawo sarudzo yekudzikinura mari yako nenzira yekuderedzwa zvipo makadhi. Somuenzaniso, kana ukaisa chinangwa chekuchengetedza $ 500 zvezvipo zvezororo, iwe unogona "kubuda" chinangwa (kurega mari), sezvaunogona kubva kune imwe nguva yekombiji yekuchengetedza iri muIndaneti, kana iwe unogona kuudzikinura mari nenzira ye chipo kadhi umo iwe unowana bhonasi shoma.
Kana ukasarudza kutenga Target chipo kadhi ye $ 500, pane mari, somuenzaniso, unogona kuwana $ 525 kadhi rechipo (5% bonus). Pane zvakawanda zvewebsite, zvakadai seKadhipool.com kana kadikash.com, iyo inokubvumira kutenga zvishoma zvishoma makadhi. Shop around; iwe unogona kuwana chirongwa chiri nani kune iyo nzvimbo.
SmartyPig inopawo mukati-kadhi kadhi rechikwereti ne 1 muzana mari yakadzoka. Zvakare, tenga pedyo. Chikamu chimwe chete chikamu chepamusoro chemari shure kwechikwereti chekadhi rechikwereti, asi iwe unogona (kana kuti usingaiti) kukwanisa kukwanisa kadhi rine mibayiro yakanaka, zvichienderana nekwereti yako chikoro . Chimwe chikomborero chikuru che SmartyPig, mumaonero angu, ndicho chekuita basa guru: kukubvumira kuti uumbe vazhinji "piggy bank" umo iwe unogona kuona mauri kufambira mberi kusvika kune zvinangwa zvakawanda zvekuchengetedza.
Kutanga
Kugadzirisa kuri nyore - kungoshandisa paIndaneti yekodha.
Iwe unoda zita rako, kero, uye mamwe mazano ekuzivisa. Iwe unodawo kufamba uye nhamba yebhuku yekodha imwe bhangi yebhangi, iyo ichabatanidza neGoogleyPig account.
Panguva yekugadzirisa, iwe uchada kupa ruzivo rwebhangi yako ku SmartyPig. Iwe unotofanirawo kumirira mazuva gumi emabhizimisi kana SmartyPig ichivimbisa account yako. Kana kambani yako yebhangi ichinyatsosimbiswa, unokwanisa kuchinja kana kuchinja mari kubva kubhuku rako kuenda kune yako SmartyPig.