Deposit Checks Pakarepo neHURI Schwab Mobile App
Charles Schwab's High-Yield Investor Checking Account yakagara ichive inofarira pakati pevanhu vanofarira mari. Munguva iyo mabanki akawanda ari nickel-uye-kuderedza vatengi vavo, Schwab inoratidzika seyo kambani inopa zvinhu zvose zvine chokuita nechekuona kwayo kero pasina.
Shanduro yeSchwab yekuongorora inoratidza kusununguka kusingabhadhari, kuongorora pasina, kushandiswa kwemagetsi kushandiswa kune dzimwe nzvimbo, uye pasina mari yeATM chero kupi zvako munyika.
Kana imwe ATM yekambani ichikupa mari yekubhadhara, Schwab achadzorera iyo.
Unoisa sei cheki?
Maererano newebsite yewebsite, unogona kuita mari yekuisa mari mumabhuku, kuburikidza nebhadharo, kana kutumira cheki.
Ndinofara, Schwab inotumira vatengesi vayo mabhizimisi asina kubhadhara-mabhiripomu anokwanisa kushandiswa kutumira mumiriri mune mari.
The Problem ... uye Solution
Pane dambudziko rimwe chete duku: kune kuchema kwemazuva mashoma pakati penguva iyo mutengi anodonha cheki mutsamba uye nguva iyo Schwab inogamuchira iyo cheki uye inoiisa mubhuku revatengi.
Sally Mutengi, somuenzaniso, angadai akawana mubhadharo kubva kumabasa ake semubereki. Anotsigira kumashure kwechitoro uye anoisa mubhokisi remakadhi neMugovera manheru. Schwab inogamuchira iyo cheki uye zvikamu zvakatarwa kuSally kuongororwa kweChina musi weChishanu kana Chitatu - zuva rakasimba kwemazuva matatu kana mana mushure mekunge Sally akonzera cheki mumutauro.
Nenzira yakanaka, Schwab ine purogiramu yakasununguka inogadzirisa nyaya iyi. App Schwab Mobile Deposit inobvumira vashandi kuti vaise cheki pakarepo vachishandisa smartphone kana tablet yavo, kungotora mufananidzo wekutarisa.
Uyezve, iripo nokuda kwevashandi veIndaneti uye iPhone.
Iyo Inoshanda Sei
- Dhavhidha purogiramu pafoni yako kana piritsiro, uye pinda iwe neshoko rako rekushandisa uye password. Dhinda bhatani rakanyorwa kuti "Deposit Checks." Nenguva yekutanga iwe pfugama iri bhatani, iwe uchakumbirwa kushandisa. Inogona kutora mazuva matatu ebhizimisi kuti iite shanduro yako uye kugamuchirwa. Usanetseke; iyi inongova nguva imwe chete inonoka. Iwe uchagamuchira email apo iwe unogamuchirwa.
- Dzokera mubhuku rako reSchwab kuburikidza ne-app pa smartphone yako, uye chengetedza bhokisi re "Deposit Checks" zvakare.
- Tora muhuwandu hwemari yako (semuenzaniso, "50.00") mumutsara wakarongwa.
- Isa nzvimbo yako chekutarisa panzvimbo yakasviba isina zvimwe zvinhu. Ndakashandisa firiji yakasviba semushure, asi iwe unogonawo kushandisa shini yemafu, countertop kana upholstery.
- Iva nechokwadi chokuti nzvimbo yacho yakanyatsotarisa. Tora magetsi ose. Kana mamiriro ako akareruka (sezvakaita faira kana chirasi), svitsa pedyo newindo rezuva .
- Dhinda bhatani rinoti "Front of Check." Gadzirisa pamusoro pechitsiko neruvara rwebhuruu runowanikwa pahwindo rako, uye tora mufananidzo.
- Dhinda bhatani rinoti "Kudzoka Kuongorora." Dzokorora hurongwa. Iva nechokwadi chokuti cheki yako inobvumidzwa.
- Dzokorora dhomwe yako uye uite. Chimirira kuti mufananidzo uite zvachose, uye usafuratira kubva pahwindo.
- Ona chivimbo chako chekusimudzira, izvo zvinosanganisira nhamba yekusimbisa. Iwe uchagamuchirawo email kubva kuSchwab mukati mekutanga kusvika kwemazuva maviri ane chisimbiso chokupedzisira.
- Chengetedza cheki muvhapurupu kana faira faira, zvishoma kusvikira iwe wagamuchira tsamba yekupedzisira yekusimbisa kubva kuSchwab.
Pros uye Con's
Pros Ingosanganisira:
- Easy Deposits - hapana chikonzero chekutyaira kubhokisi reposipi repositi kana kuti bazi.
- Instant Deposits - hapana chikonzero chekumirira!
- Instant Feedback - kana cheki yako isingagoni kuiswa nokuda kwechimwe chikonzero, iwe uchaziva zviri nyore, pane kungomirira vhiki kana kupfuura kuti Schwab kukutumira tsamba.
- Kwete Kungozi Yekurasikirwa - kutumira cheki kuSwawa kunokonzera njodzi yokuti cheki yako icharasikirwa mumakero. Kuderedza cheki yako nemufananidzo, uye nekuchengeta cheki yepanyama mune faira, kunoderedza ngozi yako yekurasikirwa cheki.
Cons Include:
- Kutora mufananidzo kunogona kuvhiringidza, zvichienderana nerudzi rwefoni kana tablet. Kana iwe wakambojaira kuvhara bhomba remuviri pafoni yako / tablet kuti utore mufananidzo, iwe unofanira kuchinja.
- Pamushandi weSchwab, unofanira kutora mufananidzo uchishandisa bhodhi redhijeri pane yako skrini, saka iva nechokwadi kuti uri kuomesa bhodhi yakarurama.
Mhedziso
Muzvokwadi mudzimu weSchwab, purogiramu iyi yakasununguka kune vatengi.
Handikwanisi kufungidzira Schwab achiitora chero imwe nzira.
Iwe unogonawo kuita zvikwereti zvebhengi zvinoenderana nebasa iri, sekuongorora zviyero zvako. Mazhinji mabhangi anopa izvozvo , asi zvakanaka kuti uve ne-stop-shop yezvinodiwa zvebhangi.
Cherechedza kuti Schwab inokurudzira kuchengeta cheki yako kwemazuva gumi nemaviri mushure mokunge dhipatimendi yatumira, chero kana chero chinhu chipi zvacho chichienda. Mushure memazuva gumi nemaviri apfuura, iwe unogona kuparadza cheki.