Mutemo wekudaidza $ 4,000 Kubhadhara Mutero Kwekubhadhara a VA 529 Plan
Kana mari yakakwana inoponeswa nemotokari iyi, hapana kunyanya kunetseka panguva yekubvumirwa pamusoro pekukumbira rubatsiro rwemari kana kutsvaga zvidzidzo. Zviwanikwa paViginia529 nhoroondo dzinokura hurumende uye hurumende inobhadhara mitero uye inodzingwa pamutero wemari inoshandiswa kana inoshandiswa pamari yepamusoro yezvidzidzo zvepamusoro.
Iwe haubhadhara mutero wemari kana mibairo yako ichikura uye hapana mutero wemari inoshandiswa paunoshandisa mari yemunhu anowana mari yepamusoro yezvidzidzo zvemari. Iko 529 inogona kubviswa kuti ibhadhara chikoro chekudzidzira, nzvimbo nebhadhi nedzimwe mari yekubhadhara, semabhuku kana zvigadzirwa.
Kuburikidza nezvirongwa izvi zvekubhadhara mitero, nhengo dzemhuri neshamwari dzinogona kubatsira muchechi yekoroji, nekuwana mubhadharo wekuita saizvozvo. Kwemakore ose, nemipiro yenguva dzose uye chidimbu chechidimbu, chirongwa chinogona kukura zvakanyanya kuti chigoverane nemari yekudzidzisa mwana. Virginia inopa zvinotevera:
- Virginia 529 Invest : Urongwa hunoendeswa zvakananga kubva kuhurumende. Virginia's Invest529 chirongwa chehurumende 529 chekuchengetedza chinosanganisira kusanganiswa kwemari yakasiyana-siyana pamwe nemakambani akachengetedzwa zvakasiyana-siyana mumakore ekugadzirisa, maitiro uye eDICIC-inshututi yepodfolio. Invest529 inogara ichinyorwa pakati pezvirongwa zvepamusoro 529 nemitemo yakasununguka pamusana pemari yakaderera, mutero wemitero uye zvakasiyana-siyana zvekutsvaga kwezvikonzero zvikonzero.
- College America : Nekubatana neAmerican Funds, imwe yekare uye yakakura mumakambani emakambani ehurumende munyika, iri chirongwa chinotarisirwa uye chinotengeswa nevanopa mazano uye rine zvakawanda zvekutsvaga kwekutsvaga, kusanganisira yezera rekutsvaga sarudzo inowedzera kuchenjerera se munhu anobatsirwa anoswedera pedyo nekoroji.
Kune vagari vehurumende bedzi, Virginia anopawo yekare yakabhadharwa purogiramu yechikoro 529. Chimwe Chero Chekubhadharwa529 semester yakatengwa inoputira semester yeramangwana ye-in-state tuition uye mari inotarisirwa pamakorogi ehurumende yevoruzhinji kana mana emakore eVirginia.
Mitero Yemitero Inobatsira kuGermany 529 Plan
Virginia529 vashandi vebhangi avo varairi vepirginia vanokwanisa kubhadhara zvipo zvinosvika $ 4,000 pamakero ega pagore pamutero wavo wezvemari inodzoka nemutero usingagumi kune makore emangwana emitero, zvichienderana nemimwe mitemo. Somuenzaniso, kana iwe ukapa $ 5,000 kusvika kune 529 chirongwa chokuchengetedza mugore rimwe chete, muVirginia unogona kutenga $ 4,000 pamutero wako wekubhadhara wegore iroro uye $ 1 000 pamutero wako wekubhadhara kwegore rinotevera. Vaya vane makore makumi manomwe nemasere vanogona kutora mari yose yakapiwa kuAginia529 nhoroondo mugore rimwechete.
Kune Mari Yekutanga Kutenga?
Zvose zviri zviviri zvinoshandiswa zvinoda mari shoma yekushandiswa kusati kwava nekambani inogona kuvhurwa. Aya mazano ane zvishoma pasi uye iwe unogona kupa mari shoma mwedzi mumwe nomumwe.
Chii chinonzi Maximum I Chingava Nechipo kuMushonga Wekuponesa 529 muVirginia?
Mhuri dzakawanda dzinosarudza kuzvinyorera mumapurogiramu akawanda eVirginia529. Nheyo dzeAunti pamapurogiramu ose haafaniri kudarika $ 500,000 kuburikidza nemubatsiri.
Mudzidzi Anofanirwa Kuenda Kuchikoro muVirginia?
Munhu anobatsira anogona kushandisa mari kubva kurongwa weVirginia 529 kuenda kune chikoro chipi nechipi chakabvumirwa chechikoro chemakore mana, kusanganisira kunze kwe-universities nemakoroji.
Zvakadini kana Mudzidzi Wangu Asingaendi kuKoreji?
Kana mwana wako akasarudza kutora chikamu mushure mechikoro chesekondari vasati vaenda kuchikoro, chirongwa chekuponesa 529 chinoramba chichigadzikana. Hakusi kuvharirwa kwemakore panguva yeurongwa; kana mudzidzi wako akasarudza mumakore mashomanana kuenda kuchikoro, ipapo mudzidzi anogona kukwanisa kubvisa paakaiti yezvikoro zvedzidzo.
Kana mwana wako achisarudza kuti haasi kuenda kuchikoro, unogona kushandura mubhadhari kune mumwe munhu, zvakadai somusikana, muzukuru kana shamwari. Uyewo, iwe une sarudzo yekubvisa mari iwe pachako, asi iyo inogona kuuya nemari yakawanda. Mari yaunotora nokuda kwekusati kwedzidzo yemari inotarirwa kune imwe nguva yekuripira uye inotengesa semari inowanikwa.
Ichi chisarudzo chinofanira kuve nekugadziriswa, sezvo zvingave zvakadhura uye kudya chikamu chikuru chezvipo zvako uye mari yako.