Dzidza Maitiro Akutaura Kuti Kubhadhara Mutero Kwekubhadhara Purogiramu
Kana iwe uchigara muWisconsin uye uzive kuti iwe uchave uchibhadhara chikoro chevana vekoroji rimwe zuva, zvakakosha iwe unoziva pamusoro pemutero unowanikwa iwe kuburikidza nehurumende yehurumende ye 529 chirongwa chekuchengetedza chikoro. Saka, chii chawakachengeterwa iwe kana ukava mupiro kurongwa? Izvi zvinopa mufananidzo wekuderedzwa kweWI 529, kukosha kwayo kune vanoteresi uye mirayiridzo yekuda kubhadhara.
Mitero Yemitero Iripo Kwauri
Wisconsin vagari vanobatsirana kune chirongwa che 529 muhurumende vanogona kutora kusvika madhora mazana matatu kubva kuWisconsin yemari yemitero yekudzorera kwega ega ega iyo inobatsira muchinzvimbo chemangwana yekoroji mune ramangwana, seyakaroorana, mwana, muzukuru, muzukuru-muzukuru, muzukuru , kana muzukuru.
Pamwe chete hama dzepedyo, dzaigona kupa, asi muna 2014 nyika yakawedzera boka revanhu vanogona kugovera kune avo kunze kwechikoro chechikoro chemudzidzi. Izvi zvinoisa Wisconsin mune mamwe maitiro, ayo anowanzobvumira ani zvake - kubva kumhuri yepedyo kumhuri neshamwari - kugovera kurongwa huwandu hwe 529 nokuda kwekodzero yeramangwana.
Zvisinei, Wisconsin inoparadzana nedzimwe nyika mukuti haina kubvumira vakaroorana vachiisa pamwe chete kuti vadzivirire kudarika kwavo uye havatauri zvakanyanya kufambiswa kwezvipo zvakapiwa pamusoro pemuganhu wegore. Mune hutano hwakafanana neNew York, somuenzaniso, vakaroorana vanogona kuisa pamwe chete.
Vose vasina kuroorwa uye vakaroorana vanogonawo kutora kubhadhara kukuru ($ 5,000 kune mumwe nomumwe uye $ 10 000 nokuda kwevakaroorana). Saizvozvowo, izvi zvinoratidzika sokusagadzikana kwehurongwa hweWisconsin yekuchengetedza koroji.
Kukosha kweWI 529 Purogiramu Yokubvisa Mutero
Wisconsin vagari vemo vanoedza kusarudza kuti vashandise hurongwa hwavo hwehupfumi hwehupfumi hwehupfumi hunodikanwa nehumwe urongwa hwehurumende vanofanira kuverenga nyaya iyo inogona kubhadhara mutero wekupa mari yavo kune imwe nyika.
Tichifunga kuti iyo yepamusoro yeWisconsin mubhadharo wehuwandu ndeye 7.65 muzana, imwe neimwe $ 3 100 yakapiwa inogona kuchengetedza mutero kune $ 237.15 panguva yemitero.
Wisconsin haiti ikozvino kupa hutori hwekubhadhara kune vagari vanozvipira kune dzimwe nyika dzezvirongwa kana humwe mhando dzekoroji dzekuchengetedza koroji yakadai seChonddell Education Savings Account (ESA) kana kuti UTMA Chekuchengetedza Aunti . Dzimwe dzakawanda dzezvematongerwo enyika hazvipi zvekubhadhara mutero kune aya marudzi eakaiti, naizvozvo Wisconsin haisi yakasiyana mune izvi.
Izvo zvinotaurwa, hurumende inotarisa, "Inowanikwa inowanikwa kune dzimwe nyika" 529 zvirongwa zvinogamuchirwa.Chikamu icho chiri chikuru kana mipiro inogona kukwanisa kuderedza Wisconsin yako inowanikwa mari inoshandiswa, kusanganisira kutakura mberi kwemakore anotevera; haina kukodzera. "
Kutaura kuti Deduction
Vagari vanogona kutora Wisconsin 529 kubhadhara mutero wepurogiramu pamiganhu ye11 yeWisconsin Fomu 1. Wisconsin purogiramu yekuchengetedza purogiramu ndeye "pamusoro pemutsetse" kugadziriswa kwemari, zvinoreva kuti vagari vemo vanogona kuzvitaura kunyange kana vasingatauri zvimwe zvakabviswa (kusarudza nokuda kwekuderedzwa kwemazuva ose). Ikoko hakuna chikamu chekuwana mari pamutengo wekutsvaga mutero we 529.
Referesi uye Zvinyorwa
Zvimwe zvinowanikwa paWisconsin's program yekuchengetedza koroji zvinogona kuwanikwa muWisconsin Department of Revenue website uye yeWisconsin 529 Plan web site.